VERSCHUEREN
ActiveVERSCHUEREN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174k and a net result of €45k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 1832 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+16
Solvency79▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 2.11 in 2024; short-term debt: 46.3% and cash: 71% of total assets), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
14%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
24 d late
2024
on the day
2023
57 d late
2022
53 d late
2021
108 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€174k▲ 35.4%
2024 · €128k
2018: €105k
2019: €137k
2020: €142k
2021: €165k
2022: €117k
2023: €126k
2024: €128k
2018 → 2025
Total assets
€324k▲ 34.0%
2024 · €242k
2018: €167k
2019: €199k
2020: €259k
2021: €352k
2022: €268k
2023: €235k
2024: €242k
2018 → 2025
Net result
€45k▲ 1,810%
2024 · €2k
2018: €-20k
2019: €32k
2020: €60k
2021: €65k
2022: €12k
2023: €9k
2024: €2k
2018 → 2025
Working capital
€168k▲ 40.2%
2024 · €120k
2018: €89k
2019: €150k
2020: €153k
2021: €133k
2022: €91k
2023: €109k
2024: €120k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€165k-€117k▼ 29.0%€126k▲ 7.9%€128k▲ 1.9%€174k▲ 35.4%
Operating result€93k-€33k▼ 65.1%€16k▼ 52.0%€3k▼ 78.8%€70k▲ 2,020%
Net result€65k-€12k▼ 82.4%€9k▼ 20.0%€2k▼ 74.2%€45k▲ 1,810%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,020% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €324k
Fixed assets
€6k▼ 56.3%
Current assets
€318k▲ 39.3%
Equity and liabilities €324k
Equity
€174k▲ 35.4%
Debt
€150k▲ 32.5%
The debt ratio falls from 46.8% to 46.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€78k▲
2024 · €11k
Cash flow
€53k▲
2024 · €10k
Solvency
53.7%▲
2024 · 53.2%
Current ratio
2.12▲
2024 · 2.11
Quick ratio
2.12▲
2024 · 2.11
Debt / equity
0.86▼
2024 · 0.88
ROE
26.1%▲
2024 · 1.9%
ROA
14.0%▲
2024 · 1.0%
Interest coverage
145.89▲
2024 · 22.76
Debt
€150k▲
2024 · €113k
Debt ≤ 1 year
€150k▲
2024 · €108k
Income taxes
€24k▲
2024 · €429
Staff costs
€282k▲
2024 · €196k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€324k▲
Fixed assets21/28€13k€6k▼
Tangible fixed assets22/27€12k€5k▼
Plant, machinery and equipment23€161-
Furniture and vehicles24€12k€5k▼
Financial fixed assets28€1k€1k=
Current assets29/58€228k€318k▲
Amounts receivable within one year40/41€42k€88k▲
Trade receivables40€28k€78k▲
Other amounts receivable41€14k€10k▼
Cash at bank and in hand54/58€186k€230k▲
Deferred charges and accrued income490/1-€25
Equity and liabilities
Total equity and liabilities10/49€242k€324k▲
Equity10/15€128k€174k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€122k€168k▲
Distributable reserves133€122k€168k▲
Amounts payable17/49€113k€150k▲
Amounts payable within one year42/48€108k€150k▲
Current portion of amounts payable after more than one year42€15k€9k▼
Trade debts44€12k€29k▲
Suppliers440/4€12k€29k▲
Taxes, remuneration and social security45€31k€47k▲
Taxes450/3€12k€11k▼
Remuneration and social security454/9€19k€36k▲
Other amounts payable47/48€50k€65k▲
Accrued charges and deferred income492/3€5k€102▼
Income statement
Code20242025
Remuneration, social security and pensions62€196k€282k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€39k€52k▲
Gross operating margin9900€246k€412k▲
Operating profit (loss)9901€3k€70k▲
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€498€532▲
Recurring financial charges65€498€532▲
Profit (loss) for the period before taxes9903€3k€70k▲
Income taxes67/77€429€24k▲
Profit (loss) for the period9904€2k€45k▲
Profit (loss) for the period to be appropriated9905€2k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€45k▲
Transfer to equity691/2€2k€45k▲
To other reserves6921€2k€45k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Equity above €150kEq €174k ▲35.4%
7 profitable years in a row build equity to €174k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 108 days late
2021
31-12
Financial
Highest result since 2018net €65k ▲8.2%
Operating result €93k, net result €65k, both a record.
31-12
Financial
Equity above €150kEq €165k ▲15.9%
3 profitable years in a row build equity to €165k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baalsebaan 2403128 TremeloGround area
654 m²
Building footprint
228 m²
Volume, LiDAR
823 m³
Parcel 24006C0219/00Y000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BVBA Verschueren
since 20042.136.244.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006C0219/00Y000 | Flanders | 654 m² | 1 · 228 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,300 EUR awarded · 1,240 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 60 EUR | 0 EUR |
| 2023 | 1 | 1,182 EUR | 1,182 EUR |
| 2022 | 1 | 58 EUR | 58 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,605 companies in sector 49410 we hold annual accounts for 8,195. 6,278 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2004
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.