Verschueren
ActiveThe computed 12-month bankruptcy probability of Verschueren is 1.8% (moderate). The 2025 annual accounts show equity of €209k and a net result of €89k. Equity is growing by ~66.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 1893 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▼-10
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 6.26 in 2024; short-term debt: 34.8% and cash: 86.5% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
27.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
2023
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k▲ 73.6%
2024 · €121k
2023: €49k
2024: €121k
2023 → 2025
Total assets
€321k▲ 124%
2024 · €143k
2023: €79k
2024: €143k
2023 → 2025
Net result
€89k▲ 24.1%
2024 · €72k
2023: €43k
2024: €72k
2023 → 2025
Working capital
€208k▲ 75.6%
2024 · €118k
2023: €46k
2024: €118k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€49k-€121k▲ 146%€209k▲ 73.6%
Operating result€59k-€99k▲ 67.0%€124k▲ 25.7%
Net result€43k-€72k▲ 66.1%€89k▲ 24.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€2k▼ 29.0%
Current assets
€320k▲ 127%
Equity and liabilities €321k
Equity
€209k▲ 73.6%
Debt
€112k▲ 396%
The debt ratio rises from 15.7% to 34.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€125k▲
2024 · €99k
Cash flow
€89k▲
2024 · €72k
Solvency
65.2%▼
2024 · 84.3%
Current ratio
2.86▼
2024 · 6.26
Quick ratio
2.73▼
2024 · 5.38
Debt / equity
0.53▲
2024 · 0.19
ROE
42.4%▼
2024 · 59.3%
ROA
27.6%▼
2024 · 50.0%
Interest coverage
185.55▲
2024 · 178.20
Debt
€112k▲
2024 · €23k
Debt ≤ 1 year
€112k▲
2024 · €23k
Income taxes
€35k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€321k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€141k€320k▲
Stocks and contracts in progress3€20k€14k▼
Stocks30/36€20k€14k▼
Amounts receivable within one year40/41€22k€23k▲
Trade receivables40€14k€22k▲
Other amounts receivable41€8k€1k▼
Cash at bank and in hand54/58€96k€278k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€143k€321k▲
Equity10/15€121k€209k▲
Contributions10/11€6k€6k=
Reserves13€115k€203k▲
Distributable reserves133€115k€203k▲
Amounts payable17/49€23k€112k▲
Amounts payable within one year42/48€23k€112k▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Advances received on contracts in progress46-€53k
Taxes, remuneration and social security45€13k€47k▲
Taxes450/3€13k€47k▲
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€160-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€680€680=
Other operating charges640/8€1k€516▼
Gross operating margin9900€101k€125k▲
Operating profit (loss)9901€99k€124k▲
Financial income75/76B€467€443▼
Recurring financial income75€467€443▼
Financial charges65/66B€558€673▲
Recurring financial charges65€558€673▲
Profit (loss) for the period before taxes9903€99k€124k▲
Income taxes67/77€27k€35k▲
Profit (loss) for the period9904€72k€89k▲
Profit (loss) for the period to be appropriated9905€72k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€89k▲
Transfer to equity691/2€72k€89k▲
To other reserves6921€72k€89k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €89k ▲24.1%
Operating result €124k, net result €89k, both a record.
31-12
Financial
Equity above €200kEq €209k ▲73.6%
3 profitable years in a row build equity to €209k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 6.26
Current ratio from 2.55 to 6.26; short-term debt falls from €30k to €23k.
31-12
Financial
Equity above €100kEq €121k ▲146%
2 profitable years in a row build equity to €121k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dreef 592328 HoogstratenGround area
243 m²
Parcel 13022D0032/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
Verschueren
since 20232.345.249.172
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13022D0032/00N000 | Flanders | 243 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Qu'ALU
BE 0733.855.874
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NOËL ATELIERS
BE 0648.977.411
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AMK Audenaert
BE 0704.648.679
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DEBOLE
BE 0441.157.978
Anderlecht · Eq €208k
SANTIFER
BE 0676.756.033
Charleroi · Eq €208k
Of 908 companies in sector 25120 we hold annual accounts for 677. 546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2023
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.