VERSCHUEREN
ActiveVERSCHUEREN has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €113k and a net result of €18k. Equity is growing by ~61.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 26053 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▼-10
Solvency74▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 2.66 in 2023; short-term debt: 32.5% and cash: 11.3% of total assets), but 50.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
50 d early
2022
49 d early
2021
31 d early
2020
52 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€113k▲ 13.7%
2023 · €99k
2018: €-17k
2019: €-6k
2020: €36k
2021: €33k
2022: €61k
2023: €99k
2018 → 2024
Total assets
€230k▼ 0.6%
2023 · €231k
2018: €140k
2019: €165k
2020: €190k
2021: €190k
2022: €199k
2023: €231k
2018 → 2024
Net result
€18k▼ 52.4%
2023 · €38k
2018: €24k
2019: €11k
2020: €42k
2021: €-3k
2022: €28k
2023: €38k
2018 → 2024
Working capital
€149k▲ 7.5%
2023 · €139k
2018: €58k
2019: €62k
2020: €92k
2021: €84k
2022: €107k
2023: €139k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€36k-€33k▼ 9.3%€61k▲ 85.7%€99k▲ 61.9%€113k▲ 13.7%
Operating result€44k-€-2k€30k€42k▲ 40.2%€24k▼ 43.6%
Net result€42k-€-3k€28k€38k▲ 34.1%€18k▼ 52.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 44% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €230k
Fixed assets
€6k▼ 34.0%
Current assets
€224k▲ 0.7%
Equity and liabilities €230k
Equity
€113k▲ 13.7%
Debt
€117k▼ 11.4%
The debt ratio falls from 57.1% to 50.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2023 · €48k
Cash flow
€25k▼
2023 · €44k
Solvency
49.1%▲
2023 · 42.9%
Current ratio
3.00▲
2023 · 2.66
Quick ratio
0.59▲
2023 · 0.20
Debt / equity
1.04▼
2023 · 1.33
ROE
16.0%▼
2023 · 38.2%
ROA
7.9%▼
2023 · 16.4%
Interest coverage
15.21▼
2023 · 21.42
Debt
€117k▼
2023 · €132k
Debt ≤ 1 year
€75k▼
2023 · €84k
Debt > 1 year
€41k▼
2023 · €47k
Income taxes
€4k▲
2023 · €3k
Staff costs
€14k▼
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€231k€230k▼
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€4k-
Financial fixed assets28€260€260=
Current assets29/58€222k€224k▲
Stocks and contracts in progress3€206k€180k▼
Stocks30/36€206k€180k▼
Amounts receivable within one year40/41€6k€17k▲
Trade receivables40€6k€6k▲
Other amounts receivable41-€11k
Cash at bank and in hand54/58€11k€26k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€231k€230k▼
Equity10/15€99k€113k▲
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€248€248=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€76k€90k▲
Amounts payable17/49€132k€117k▼
Amounts payable after more than one year17€47k€41k▼
Financial debts170/4€47k€41k▼
Amounts payable within one year42/48€84k€75k▼
Trade debts44€26k€18k▼
Suppliers440/4€26k€18k▼
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48€48k€52k▲
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20232024
Non-recurring operating income76A€744-
Remuneration, social security and pensions62€42k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€659€852▲
Gross operating margin9900€90k€46k▼
Operating profit (loss)9901€42k€24k▼
Financial income75/76B€1k€580▼
Recurring financial income75€1k€580▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€41k€22k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€38k€18k▼
Profit (loss) for the period to be appropriated9905€38k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€94k▲
Profit (loss) brought forward from the previous period14P€38k€76k▲
Profit to be distributed694/7-€5k
Directors or managers695-€5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €113k ▲13.7%
3 profitable years in a row build equity to €113k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-3k ▼108%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €42k ▲279%
Operating result €44k, net result €42k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijheid 1502320 HoogstratenGround area
652 m²
Building footprint
559 m²
Volume, LiDAR
3,366 m³
Parcel 13014E0114/00G000, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vrijheid 150, 2320 Hoogstraten
since 19772.014.736.421
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014E0114/00G000 | Flanders | 652 m² | 1 · 558 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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WMX
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Of 1,467 companies in sector 47632 we hold annual accounts for 732. 633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-07-1977
Fiscal year end31-12
Activities, NACEBEL
45402
47632Retail sale of bicycles
47785Retail trade
47830Retail sale of motorcycles and motorcycle parts and accessories
50400Inland freight water transport
52492
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.