Versanico
ActiveVersanico has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €5k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 26% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-12
Solvency50▲+4
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.17 in 2024; short-term debt: 68.7% and cash: 5.8% of total assets), and 75.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.6%
Return on assets
0.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
4 d early
2023
49 d early
2022
50 d early
2021
49 d early
2020
48 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.88M▲ 26.7%
2022 · €2.28M
2019: €1.31M
2020: €1.63M
2021: €1.72M
2022: €2.28M
2019 → 2023
EBIT margin
2.3%▲ 0.8pp
2022 · 1.5%
2019: 3.4%
2020: 5.0%
2021: 3.0%
2022: 1.5%
2019 → 2023
Net result
€5k▼ 87.9%
2024 · €44k
2019: €21k
2020: €51k
2021: €28k
2022: €8k
2023: €34k
2024: €44k
2019 → 2025
Working capital
€36k▼ 74.2%
2024 · €140k
2019: €35k
2020: €87k
2021: €99k
2022: €105k
2023: €148k
2024: €140k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.72M-€2.28M▲ 32.6%€2.88M▲ 26.7%
Equity€195k-€203k▲ 4.3%€238k▲ 16.8%€239k▲ 0.6%€244k▲ 2.2%
Operating result€51k-€33k▼ 35.0%€66k▲ 99.6%€71k▲ 8.3%€28k▼ 60.9%
Net result€28k-€8k▼ 70.1%€34k▲ 306%€44k▲ 27.1%€5k▼ 87.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €995k
Fixed assets
€275k▲ 68.6%
Current assets
€720k▼ 25.1%
Equity and liabilities €995k
Equity
€244k▲ 2.2%
Debt
€750k▼ 15.2%
The debt ratio falls from 78.7% to 75.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▼
2024 · €104k
Cash flow
€53k▼
2024 · €76k
Solvency
24.6%▲
2024 · 21.3%
Current ratio
1.05▼
2024 · 1.17
Quick ratio
0.92▼
2024 · 1.09
Debt / equity
3.07▼
2024 · 3.70
ROE
2.2%▼
2024 · 18.2%
ROA
0.5%▼
2024 · 3.9%
Interest coverage
3.52▼
2024 · 4.44
Debt
€750k▼
2024 · €885k
Debt ≤ 1 year
€684k▼
2024 · €821k
Debt > 1 year
€66k▲
2024 · €62k
Income taxes
€1k▼
2024 · €5k
Staff costs
€742k▼
2024 · €746k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€995k▼
Fixed assets21/28€163k€275k▲
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€160k€273k▲
Plant, machinery and equipment23€3k€46k▲
Furniture and vehicles24€74k€153k▲
Other tangible fixed assets26€83k€75k▼
Financial fixed assets28€250€250=
Current assets29/58€961k€720k▼
Stocks and contracts in progress3€63k€93k▲
Stocks30/36€63k€93k▲
Amounts receivable within one year40/41€776k€556k▼
Trade receivables40€587k€396k▼
Other amounts receivable41€189k€160k▼
Cash at bank and in hand54/58€92k€57k▼
Deferred charges and accrued income490/1€30k€14k▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€995k▼
Equity10/15€239k€244k▲
Contributions10/11€40k€40k=
Reserves13€199k€204k▲
Distributable reserves133€199k€204k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€885k€750k▼
Amounts payable after more than one year17€62k€66k▲
Financial debts170/4€62k€66k▲
Amounts payable within one year42/48€821k€684k▼
Current portion of amounts payable after more than one year42€38k€23k▼
Financial debts43€250k€270k▲
Credit institutions430/8€250k€270k▲
Trade debts44€428k€343k▼
Suppliers440/4€428k€343k▼
Taxes, remuneration and social security45€63k€47k▼
Remuneration and social security454/9€63k€47k▼
Other amounts payable47/48€42k€0▼
Accrued charges and deferred income492/3€1k€525▼
Income statement
Code20242025
Remuneration, social security and pensions62€746k€742k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€47k▲
Other operating charges640/8€4k€10k▲
Gross operating margin9900€853k€827k▼
Operating profit (loss)9901€71k€28k▼
Financial income75/76B€62€228▲
Recurring financial income75€62€228▲
Financial charges65/66B€23k€21k▼
Recurring financial charges65€23k€21k▼
Profit (loss) for the period before taxes9903€48k€7k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€44k€5k▼
Profit (loss) for the period to be appropriated9905€44k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€5k▼
Transfer to equity691/2€2k€5k▲
To other reserves6921€2k€5k▲
Profit to be distributed694/7€42k€0▼
Directors or managers695€42k€0▼
Social balance
Average headcount (FTE)908710.810.8=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €5k ▼87.9%
Net result drops to €5k, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Equity above €200kEq €203k ▲4.3%
4 profitable years in a row build equity to €203k.
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Highest result since 2019net €51k ▲140%
Operating result €82k, net result €51k, both a record.
30-06
Financial
Equity above €150kEq €167k ▲43.8%
2 profitable years in a row build equity to €167k.
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 92340 BeerseGround area
1,791 m²
Building footprint
425 m²
Volume, LiDAR
2,846 m³
Parcel 13004D0176/00T024, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Versanico
since 20092.181.634.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004D0176/00T024 | Flanders | 1,791 m² | 1 · 425 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,640 EUR awarded · 3,640 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,497 EUR | 2,497 EUR |
| 2023 | 1 | 273 EUR | 273 EUR |
| 2022 | 1 | 870 EUR | 870 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Individueel Maatwerk
Recognitions · licences · registrations
Recognised contractor
4 categoriesVersanico BV33897
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 2,797 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2009
Fiscal year end30-06
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.