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Versamar

Active
Private limited companyfounded 20242 yrs activeKoningin Elisabethlei 17, 2950 Kapellen, BelgiumKBO/BCE: BE 1004.646.618
Summary

Versamar has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €42,252 and a net result of €40,252. Its solvency ranks better than 45% of 37969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency78
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.84; short-term debt: 26.3% and cash: 31.2% of total assets), and 46.8% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
51 d early
2024
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 January 2024, Versamar was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€42,252
Total assets
€79,411
Net result
€40,252
Working capital
€17,477

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €79,411
Fixed assets €41,066
Current assets €38,345
Equity and liabilities €79,411
Equity €42,252
Debt €37,159
Debt finances 46.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€60,277
Cash flow
€47,555
Current ratio
1.84
Debt to equity
0.88
ROE
95.3%
ROA
50.7%
Interest coverage
53.72
Debt ≤ 1 year
€20,868
Debt > 1 year
€16,100
Income taxes
€11,600

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 38 lines
Balance sheet Code2024
Assets
Total assets20/58€79,411
Fixed assets21/28€41,066
Tangible fixed assets22/27€41,066
Furniture and vehicles24€41,066
Current assets29/58€38,345
Amounts receivable within one year40/41€13,060
Trade receivables40€11,546
Other amounts receivable41€1,513
Cash at bank and in hand54/58€24,753
Deferred charges and accrued income490/1€532
Equity and liabilities
Total equity and liabilities10/49€79,411
Equity10/15€42,252
Contributions10/11€2,000
Reserves13€40,252
Distributable reserves133€40,252
Amounts payable17/49€37,159
Amounts payable after more than one year17€16,100
Financial debts170/4€16,100
Amounts payable within one year42/48€20,868
Current portion of amounts payable after more than one year42€11,499
Trade debts44€956
Suppliers440/4€956
Taxes, remuneration and social security45€8,413
Taxes450/3€8,413
Accrued charges and deferred income492/3€191
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,302
Other operating charges640/8€712
Gross operating margin9900€60,989
Operating profit (loss)9901€52,974
Financial charges65/66B€1,122
Recurring financial charges65€1,122
Profit (loss) for the period before taxes9903€51,852
Income taxes67/77€11,600
Profit (loss) for the period9904€40,252
Profit (loss) for the period to be appropriated9905€40,252
Appropriation of the result
Profit (loss) to be appropriated9906€40,252
Transfer to equity691/2€40,252
To other reserves6921€40,252

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,302
Other operating charges640/8€712
Gross operating margin9900€60,989
Operating profit (loss)9901€52,974
Financial charges65/66B€1,122
Recurring financial charges65€1,122
Profit (loss) for the period before taxes9903€51,852
Income taxes67/77€11,600
Profit (loss) for the period9904€40,252
Profit (loss) for the period to be appropriated9905€40,252
Line2024
Assets
Total assets20/58€79,411
Fixed assets21/28€41,066
Tangible fixed assets22/27€41,066
Furniture and vehicles24€41,066
Current assets29/58€38,345
Amounts receivable within one year40/41€13,060
Trade receivables40€11,546
Other amounts receivable41€1,513
Cash at bank and in hand54/58€24,753
Deferred charges and accrued income490/1€532
Equity and liabilities
Total equity and liabilities10/49€79,411
Equity10/15€42,252
Contributions10/11€2,000
Reserves13€40,252
Distributable reserves133€40,252
Amounts payable17/49€37,159
Amounts payable after more than one year17€16,100
Financial debts170/4€16,100
Amounts payable within one year42/48€20,868
Current portion of amounts payable after more than one year42€11,499
Trade debts44€956
Suppliers440/4€956
Taxes, remuneration and social security45€8,413
Taxes450/3€8,413
Accrued charges and deferred income492/3€191
Line2024
Profit (loss) for the period9904€40,252
+ Depreciation and write-downs630€7,302
Operating cash flow (approximation)€47,555

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
338 m²
Building footprint
104 m²
Volume, LiDAR
602 m³
Parcel 11902G0047/00C002, Flanders · tallest building 12.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Versamar
Koningin Elisabethlei 17, 2950 KapellenFinancial service activities, except insurance and pension funding
since 20242.354.368.261
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11902G0047/00C002 Flanders 338 m² 1 · 104 m² 12.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 37,110 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004646618
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.