Verre & Design

Active

Private limited companyfounded 2013active for 13 yearsRue du Fays,Jemelle 34, 5580 Rochefort, BelgiumKBO/BCE: BE 0524.801.078

Summary

Verre & Design has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €844,439 and a net result of €195,702. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 72% of 3,535 sector peers (NACE 43, financial year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

Verre & DesignActiveChecked score 57/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320Manufacture of other non-metallic mineral products NACE 23150

3rd largest company by equity in Rochefort, Construction sector1 site

Size

€1.4mtotal assets 2024

Staff: 5 FTE
Equity: €844,439
Profit: €195,702

Financial health

57 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 1.0%

Structure

2025 accounts not filed, 87 days past the deadline1 of 3 deeds summarised

Why 57raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 03-12-2025)1 financial year not filed after the legal deadline; last filed accounts filed 121 days late; 3 of the last 3 latelowers riskLiquidity: current ratio 2.13, cash €750,312Founded in 2013Show the evidence

Checked score

Score 2024

57 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 67% of its sector peers (NACE 43, micro)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 84+2

equity 58.7% of total assets

Liquidity 80=

short-term debt 41.3% · cash 52.2%

Profitability 86+2

return on assets 13.6%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)

Last 24 months 11-2024: 1.1% 12-2024: 1.7%▲ +0.6 percentage points vs 11-2024 01-2025: 2.5%▲ +0.8 percentage points vs 12-2024 02-2025: 0.7%▼ -1.8 percentage points vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025 09-2025: 1.3%▲ +0.2 percentage points vs 08-2025 10-2025: 1.9%▲ +0.6 percentage points vs 09-2025 11-2025: 1.8%▼ -0.1 percentage points vs 10-2025 12-2025: 2.7%▲ +0.9 percentage points vs 11-2025highest value 01-2026: 0.3%▼ -2.4 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026lowest value 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 1.0%▲ +0.4 percentage points vs 09-2026

Credit of up to €45,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 2.13, compared with 1.95 in 2023, above the usual 1.5; short-term debt: 41.3% and cash: 52.2% of total assets), and 41.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 64% on solvency, 78% on liquidity, 70% on profitability and 55% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 03-12-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 121 days late; 3 of the last 3 late

NBB · filings

Liquidity: current ratio 2.13, cash €750,312

NBB · annual accounts

Founded in 2013

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline26-10-2026 today

2024 accounts filed 121 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-11-2025, 121 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

121 days late

2023

175 days late

2022

87 days late

2021

171 days late

2020

86 days late

2019

166 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 134 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-11-2025 Annual accounts filedfinancial year 2024 · full…
22-01-2025 Annual accounts filedfinancial year 2023 · micro…
31-12-2024 Highest result from 2018 to 2024net €195,702 ▲21.7%

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
Positive: 3rd largest company by equity in Rochefort, Construction sectorin the Checked rankings No. 3 View
Total assets 20246 financial years filed €1.4m View

By topic

Financials

Financial year: 2024
Total assets: €1.4m
Profit: €195,702
Solvency: 58.7%

Total assets▲ 6.8%

Net result

20182024

Go to Financials

Timeline

Events: 16
Since: 2015

21-12-2023Permanent representative: COMBLE Mickaël
26-10-2023Annual accounts filed
18-01-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 25-03-2013
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Who signs: Each director alone
Purpose: “L'entreprise de travail et pose du verre; Création et placement de châssis; Travaux dans…” (deed in French)

Go to Articles of association

Key facts about Verre & Design

What is the company number of Verre & Design?: 0524.801.078. In Belgium the VAT number is the company number with BE in front: BE 0524.801.078.
Where is Verre & Design based?: The registered office is at Rue du Fays,Jemelle 34, 5580 Rochefort.Company details
What does Verre & Design do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Verre & Design?: Private limited company (BV).
When was Verre & Design founded?: On 25-03-2013.
Is Verre & Design still active?: Yes, Verre & Design is an active enterprise in the KBO register.
How many employees does Verre & Design have?: On average 5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Verre & Design?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Verre & Design profitable?: In financial year 2024, Verre & Design made a profit of €195,702.
Where can I find the annual accounts of Verre & Design?: Verre & Design filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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Overview