VERRAN
ActiveSummary
VERRAN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217,827 and a net result of €521. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 79% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▲+2
Solvency94▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 3.22 against 5.11 in 2024; short-term debt: 30.4% and cash: 22.9% of total assets), and 31.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.7%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
42 d early
2023
61 d early
2022
52 d early
2021
32 d early
2020
12 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€217,827▼ 12.1%
2024 · €247,740
Total assets
€317,014▲ 2.2%
2024 · €310,129
Net result
€521
2024 · -€4,167
Working capital
€214,161▼ 12.4%
2024 · €244,337
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,197▼ 71.6%€4▼ 99.9%-€5,751-€10,472▼ 82.1%-€4,533▲ 56.7%
Net result€6,122within the sector's middle half▼ 63.8%€2,115within the sector's middle half▼ 65.5%-€1,603within the sector's middle half-€4,167below the sector's middle half▼ 160%€521within the sector's middle half
Equity€254,660above the sector's middle half▲ 1.8%€255,175above the sector's middle half▲ 0.2%€251,906above the sector's middle half▼ 1.3%€247,740above the sector's middle half▼ 1.7%€217,827above the sector's middle half▼ 12.1%
Total assets€352,589above the sector's middle half▲ 1.2%€324,765above the sector's middle half▼ 7.9%€318,381within the sector's middle half▼ 2.0%€310,129within the sector's middle half▼ 2.6%€317,014within the sector's middle half▲ 2.2%
Debt€97,929▼ 0.5%€69,590▼ 28.9%€66,475▼ 4.5%€62,389▼ 6.1%€99,187▲ 59.0%
Working capital€255,088above the sector's middle half▼ 1.5%€250,562above the sector's middle half▼ 1.8%€251,026above the sector's middle half▲ 0.2%€244,337above the sector's middle half▼ 2.7%€214,161above the sector's middle half▼ 12.4%
Solvency72.2%above the sector's middle half▲ 0.5pp78.6%above the sector's middle half▲ 6.3pp79.1%above the sector's middle half▲ 0.5pp79.9%above the sector's middle half▲ 0.8pp68.7%above the sector's middle half▼ 11.2pp
Current ratio3.69above the sector's middle half▼ 0.794.60above the sector's middle half▲ 0.915.07above the sector's middle half▲ 0.475.11above the sector's middle half▲ 0.043.22above the sector's middle half▼ 1.89
Return on assets (ROA)1.7%within the sector's middle half▼ 3.1pp0.7%within the sector's middle half▼ 1.1pp-0.5%within the sector's middle half▼ 1.2pp-1.3%within the sector's middle half▼ 0.8pp0.2%within the sector's middle half▲ 1.5pp
Staff (FTE)2▲ 53.8%2=2=2=2=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,533 in 2025 against €10,472 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317,014
Fixed assets
€6,427 ▲ 2.0%
Current assets
€310,586 ▲ 2.2%
Equity and liabilities €317,014
Equity
€217,827 ▼ 12.1%
Debt
€99,187 ▲ 59.0%
Debt's share of the balance-sheet total rises from 20.1% to 31.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€920▲
2024 · -€7,664
Cash flow
€4,134▲
2024 · -€1,359
Quick ratio
1.03▼
2024 · 1.64
Debt to equity
0.46▲
2024 · 0.25
ROE
0.2%▲
2024 · -1.7%
Interest coverage
-0.46▲
2024 · -7.88
Debt ≤ 1 year
€96,426▲
2024 · €59,489
Income taxes
€1,703▲
2024 · €1,529
Staff costs
€77,968▲
2024 · €74,703
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €969 | - | - |
| Remuneration, social security and pensions62 | €49,973 | €65,454 | €71,552 | €74,703 | €77,968 | ▲ 4.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,455 | €1,686 | €2,741 | €2,808 | €3,613 | ▲ 28.7% |
| Other operating charges640/8 | €2,556 | €4,420 | €3,257 | €3,622 | €3,013 | ▼ 16.8% |
| Non-recurring operating charges66A | - | - | €516 | - | - | - |
| Gross operating margin9900 | €70,181 | €71,564 | €72,315 | €70,661 | €80,060 | ▲ 13.3% |
| Operating profit (loss)9901 | €5,197 | €4 | -€5,751 | -€10,472 | -€4,533 | ▲ 56.7% |
| Financial income75/76B | €9,629 | €9,158 | €8,885 | €8,807 | €8,752 | ▼ 0.6% |
| Recurring financial income75 | €9,629 | €9,158 | €8,885 | €8,807 | €8,752 | ▼ 0.6% |
| Financial charges65/66B | €3,290 | €3,676 | €2,838 | €973 | €1,995 | ▲ 105% |
| Recurring financial charges65 | €3,290 | €3,676 | €2,838 | €973 | €1,995 | ▲ 105% |
| Profit (loss) for the period before taxes9903 | €11,537 | €5,487 | €296 | -€2,638 | €2,223 | ▲ 184% |
| Income taxes67/77 | €5,415 | €3,372 | €1,898 | €1,529 | €1,703 | ▲ 11.4% |
| Profit (loss) for the period9904 | €6,122 | €2,115 | -€1,603 | -€4,167 | €521 | ▲ 112% |
| Profit (loss) for the period to be appropriated9905 | €6,122 | €2,115 | -€1,603 | -€4,167 | €521 | ▲ 112% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €352,589 | €324,765 | €318,381 | €310,129 | €317,014 | ▲ 2.2% |
| Fixed assets21/28 | €2,832 | €4,664 | €5,677 | €6,303 | €6,427 | ▲ 2.0% |
| Tangible fixed assets22/27 | €2,832 | €4,664 | €5,677 | €6,303 | €6,427 | ▲ 2.0% |
| Plant, machinery and equipment23 | €2,832 | €4,664 | €5,677 | €6,303 | €4,453 | ▼ 29.4% |
| Furniture and vehicles24 | - | - | - | - | €1,975 | - |
| Current assets29/58 | €349,757 | €320,101 | €312,704 | €303,826 | €310,586 | ▲ 2.2% |
| Stocks and contracts in progress3 | €194,767 | €221,380 | €210,850 | €206,115 | €211,361 | ▲ 2.5% |
| Stocks30/36 | €194,767 | €221,380 | €210,850 | €206,115 | €211,361 | ▲ 2.5% |
| Amounts receivable within one year40/41 | €24,893 | €26,216 | €7,872 | €20,022 | €12,565 | ▼ 37.2% |
| Trade receivables40 | €14,696 | €14,377 | €6,770 | €4,922 | €11,215 | ▲ 128% |
| Other amounts receivable41 | €10,197 | €11,839 | €1,102 | €15,100 | €1,349 | ▼ 91.1% |
| Cash at bank and in hand54/58 | €125,135 | €58,430 | €77,855 | €64,342 | €72,740 | ▲ 13.1% |
| Deferred charges and accrued income490/1 | €4,961 | €14,075 | €16,127 | €13,348 | €13,920 | ▲ 4.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €352,589 | €324,765 | €318,381 | €310,129 | €317,014 | ▲ 2.2% |
| Equity10/15 | €254,660 | €255,175 | €251,906 | €247,740 | €217,827 | ▼ 12.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €236,060 | €236,575 | €233,306 | €229,140 | €199,227 | ▼ 13.1% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €234,200 | €234,715 | €233,306 | €229,140 | €199,227 | ▼ 13.1% |
| Amounts payable17/49 | €97,929 | €69,590 | €66,475 | €62,389 | €99,187 | ▲ 59.0% |
| Amounts payable after more than one year17 | €3,260 | - | €3,160 | €1,297 | - | - |
| Financial debts170/4 | €3,260 | - | €3,160 | €1,297 | - | - |
| Amounts payable within one year42/48 | €94,669 | €69,539 | €61,678 | €59,489 | €96,426 | ▲ 62.1% |
| Current portion of amounts payable after more than one year42 | €20,742 | €3,260 | €1,770 | €1,864 | €1,297 | ▼ 30.4% |
| Financial debts43 | €10,000 | €10,000 | - | - | - | - |
| Credit institutions430/8 | €10,000 | €10,000 | - | - | - | - |
| Trade debts44 | €20,045 | €17,177 | €13,735 | €33,004 | €17,798 | ▼ 46.1% |
| Suppliers440/4 | €20,045 | €17,177 | €13,735 | €33,004 | €17,798 | ▼ 46.1% |
| Advances received on contracts in progress46 | €2,501 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €15,199 | €12,536 | €12,690 | €24,621 | €23,300 | ▼ 5.4% |
| Taxes450/3 | €10,962 | €4,580 | €3,797 | €9,681 | €7,893 | ▼ 18.5% |
| Remuneration and social security454/9 | €4,237 | €7,956 | €8,893 | €14,940 | €15,407 | ▲ 3.1% |
| Other amounts payable47/48 | €26,182 | €26,566 | €33,484 | - | €54,031 | - |
| Accrued charges and deferred income492/3 | - | €51 | €1,636 | €1,604 | €2,761 | ▲ 72.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,122 | €2,115 | -€1,603 | -€4,167 | €521 | ▲ 112% |
| + Depreciation and write-downs630 | €12,455 | €1,686 | €2,741 | €2,808 | €3,613 | ▲ 28.7% |
| Operating cash flow (approximation) | €18,576 | €3,801 | €1,139 | -€1,359 | €4,134 | ▲ 404% |
| Investment in fixed assets (approximation) | - | -€3,518 | -€3,755 | -€3,433 | -€3,737 | ▼ 8.9% |
| Change in cash | - | -€66,705 | €19,425 | -€13,514 | €8,398 | ▲ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €521
Net result €521 after 2 loss-making years.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€4,167
Net result drops to -€4,167, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €18,714 ▲71.3%
Operating result €22,984, net result €18,714, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2005
Ground area
186 m²
Building footprint
241 m²
Volume, LiDAR
1,139 m³
Parcel 11021A0179/00Z000, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Verran
since 20052.149.078.253
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0179/00Z000 | Flanders | 186 m² | 1 · 241 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 519 companies in sector 47714 we hold annual accounts for 266. 221 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-09-2005
Fiscal year end31-12
Activities, NACEBEL 2025
47714Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0876144283
Also
9925:BE0876144283
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.