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VERRAES Estelle

Active
Private limited companyfounded 2025active for 1 yearAllée de la Tour-Renard 23, 1400 Nivelles, BelgiumKBO/BCE: BE 1021.564.210
Summary

VERRAES Estelle has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,775 and a net result of €84,608. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-03-2025 Normal situation
Activity
“Poser des actes thérapeutiques en tant que médecin spécialiste en médecine physique,au nom et…” (deed in French)From the articles, 15 activitiesNo NACE code in the KBO yet
Establishment unit
2.373.987.502 1400 Nivelles, since 27-03-2025
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€106,785
Turnover
≈ €270,000
estimated
Profit
€84,608
Equity
€86,775
Total assets
€109,559
Score breakdownraises riskFounded in 2025lowers riskLiquidity: current ratio 4.77, cash €70,862Size: total assets €109,559Equity €86,775 (79.2% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 85% of micro companies without a NACE code
Financial strength
Strong
Solvency 100
equity 79.2% of total assets
Liquidity 93
short-term debt 20.8% · cash 64.7%
Profitability 100
return on assets 77.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 04-2026: 2.4% 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.9%▲ +0.5 percentage points vs 06-2026 08-2026: 3.0%▲ +0.1 percentage points vs 07-2026 09-2026: 3.3%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -3.2 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.77, above the usual 1.5. Short-term debt is 20.8% and cash 64.7% of total assets. 20.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 84% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.77, cash €70,862
NBB · annual accounts
lowers risk · Size: total assets €109,559
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €86,775 (79.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €3,000 · Appointment: VERRAES Estelle Sylvie (director)
All 2 events

Key facts about VERRAES Estelle

What is the company number of VERRAES Estelle?
The company number of VERRAES Estelle is 1021.564.210. The VAT number is the same number with BE in front: BE 1021.564.210.
Where is VERRAES Estelle based?
The registered office is at Allée de la Tour-Renard 23, 1400 Nivelles.Company details
What is the legal form of VERRAES Estelle?
The legal form of VERRAES Estelle is Private limited company (BV).
When was VERRAES Estelle founded?
VERRAES Estelle was founded on 27-03-2025.
Is VERRAES Estelle still active?
Yes, VERRAES Estelle is an active enterprise in the KBO register.
What is the turnover of VERRAES Estelle?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €106,785 and 2,211 comparable companies of the same size. It probably lies between €180,000 and €410,000. It is a rough estimate.Financials
Is VERRAES Estelle profitable?
In financial year 2025, VERRAES Estelle made a profit of €84,608.
Where can I find the annual accounts of VERRAES Estelle?
VERRAES Estelle filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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