Verplanken Nele
ActiveSummary
Verplanken Nele has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.05M and a net result of €360k. Equity is growing by ~49.2% per year across the filed fiscal years. Its solvency ranks better than 69% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 8.43 against 7.21 in 2024; short-term debt: 10.6% and cash: 44.2% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
27.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
29 d late
2024
31 d late
2023
25 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.05M▲ 52.3%
2024 · €688k
2022: €183k
2023: €427k
2024: €688k
2022 → 2025
Total assets
€1.30M▲ 68.3%
2024 · €775k
2022: €241k
2023: €519k
2024: €775k
2022 → 2025
Net result
€360k▲ 38.1%
2024 · €260k
2022: €178k
2023: €244k
2024: €260k
2022 → 2025
Working capital
€1.03M▲ 91.0%
2024 · €540k
2022: €180k
2023: €424k
2024: €540k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€183k-€427k▲ 133%€688k▲ 60.9%€1.05M▲ 52.3%
Operating result€233k-€320k▲ 37.7%€341k▲ 6.6%€436k▲ 27.7%
Net result€178k-€244k▲ 36.8%€260k▲ 6.7%€360k▲ 38.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€134k ▼ 9.6%
Current assets
€1.17M ▲ 86.7%
Equity and liabilities €1.30M
Equity
€1.05M ▲ 52.3%
Debt
€257k ▲ 194%
Debt's share of the balance-sheet total rises from 11.3% to 19.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€458k▲
2024 · €343k
Cash flow
€382k▲
2024 · €262k
Current ratio
8.43▲
2024 · 7.21
Debt to equity
0.25▲
2024 · 0.13
ROE
34.3%▼
2024 · 37.9%
ROA
27.6%▼
2024 · 33.6%
Interest coverage
129.94▼
2024 · 982.82
Debt ≤ 1 year
€139k▲
2024 · €87k
Debt > 1 year
€118k
Income taxes
€76k▼
2024 · €82k
Staff costs
€46k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€775k€1.30M▲
Fixed assets21/28€148k€134k▼
Tangible fixed assets22/27€148k€133k▼
Land and buildings22€146k€120k▼
Plant, machinery and equipment23€1k€8k▲
Furniture and vehicles24€861€5k▲
Financial fixed assets28€318€318=
Current assets29/58€627k€1.17M▲
Amounts receivable after more than one year29-€146k
Other amounts receivable291-€146k
Amounts receivable within one year40/41€84k€98k▲
Other amounts receivable41€84k€98k▲
Current investments50/53-€350k
Cash at bank and in hand54/58€543k€577k▲
Deferred charges and accrued income490/1-€500
Equity and liabilities
Total equity and liabilities10/49€775k€1.30M▲
Equity10/15€688k€1.05M▲
Contributions10/11€5k€5k=
Reserves13€683k€1.04M▲
Distributable reserves133€683k€1.04M▲
Profit (loss) carried forward14€171€40▼
Amounts payable17/49€87k€257k▲
Amounts payable after more than one year17-€118k
Financial debts170/4-€118k
Amounts payable within one year42/48€87k€139k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€9k€30k▲
Suppliers440/4€9k€30k▲
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48€67k€94k▲
Accrued charges and deferred income492/3€266€266=
Income statement
Code20242025
Remuneration, social security and pensions62€45k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€22k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€389k€507k▲
Operating profit (loss)9901€341k€436k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€349€4k▲
Recurring financial charges65€349€4k▲
Profit (loss) for the period before taxes9903€343k€436k▲
Income taxes67/77€82k€76k▼
Profit (loss) for the period9904€260k€360k▲
Profit (loss) for the period to be appropriated9905€260k€360k▲
Appropriation of the result
Profit (loss) to be appropriated9906€261k€360k▲
Profit (loss) brought forward from the previous period14P€348€171▼
Transfer to equity691/2€261k€360k▲
To other reserves6921€261k€360k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Highest result since 2022net €360k ▲38.1%
Operating result €436k, net result €360k, both a record.
31-12
Financial
Equity above €1MEq €1.05M ▲52.3%
4 profitable years in a row build equity to €1.05M.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €500kEq €688k ▲60.9%
3 profitable years in a row build equity to €688k.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
31-12
Financial
Equity above €200kEq €427k ▲133%
2 profitable years in a row build equity to €427k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldensporenlaan 588790 WaregemGround area
1,023 m²
Building footprint
156 m²
Volume, LiDAR
669 m³
Parcel 34040C0146/00R002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verplanken Nele
since 20212.323.593.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0146/00R002 | Flanders | 1,023 m² | 1 · 156 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ARTEDENT
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VERBRAEKEN
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ORTHODONTIEPRAKTIJK KATLEEN SWINNEN
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IN DENTE
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 2,858 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.