Verplaetsen
ActiveSummary
Verplaetsen has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €9,516. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 7967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-4
Solvency74▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.76 in 2024; short-term debt: 47.9% and cash: 33.3% of total assets), but 50.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
94 d early
2023
57 d early
2022
117 d early
2021
31 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 June (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by staff growth in Herent#4 company by total assets in Herent, Construction sector#4 company by equity in Herent, Construction sector
Turnover
€3.6m
EBIT margin
4.1%
Net result
€9,516▼ 91.3%
2024 · €109,544
Working capital
€1.4m▲ 0.9%
2024 · €1.4m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€3.6m
Operating result€148,240▲ 125%€365,900▲ 147%-€13,665€166,704€32,373▼ 80.6%
Net result€98,796within the sector's middle half▲ 155%€260,679above the sector's middle half▲ 164%-€22,987below the sector's middle half€109,544within the sector's middle half€9,516within the sector's middle half▼ 91.3%
EBIT margin4.1%
Equity€1.0mabove the sector's middle half▼ 8.8%€1.1mabove the sector's middle half▲ 5.8%€1.4mabove the sector's middle half▲ 30.0%€1.5mabove the sector's middle half▲ 7.6%€1.6mabove the sector's middle half▲ 0.6%
Total assets€2.0mabove the sector's middle half▼ 19.8%€2.7mabove the sector's middle half▲ 34.3%€3.4mabove the sector's middle half▲ 26.3%€3.6mabove the sector's middle half▲ 6.6%€3.2mabove the sector's middle half▼ 11.9%
Debt€939,456▼ 29.2%€1.6m▲ 66.1%€1.9m▲ 23.7%€2.0m▲ 5.8%€1.6m▼ 21.3%
Working capital€947,301above the sector's middle half▼ 10.8%€1.0mabove the sector's middle half▲ 8.7%€1.3mabove the sector's middle half▲ 26.0%€1.4mabove the sector's middle half▲ 9.5%€1.4mabove the sector's middle half▲ 0.9%
Solvency52.7%within the sector's middle half▲ 6.3pp41.5%within the sector's middle half▼ 11.2pp42.7%within the sector's middle half▲ 1.2pp43.1%within the sector's middle half▲ 0.4pp49.2%within the sector's middle half▲ 6.1pp
Current ratio2.01within the sector's middle half▲ 0.181.70within the sector's middle half▼ 0.311.73within the sector's middle half▲ 0.041.76within the sector's middle half▲ 0.021.94within the sector's middle half▲ 0.19
Return on assets (ROA)5.0%within the sector's middle half▲ 3.4pp9.8%within the sector's middle half▲ 4.8pp-0.7%below the sector's middle half▼ 10.5pp3.1%within the sector's middle half▲ 3.7pp0.3%below the sector's middle half▼ 2.7pp
Staff (FTE)14.7above the sector's middle half▲ 1.4%14.1above the sector's middle half▼ 4.1%24.9above the sector's middle half▲ 76.6%26.5above the sector's middle half▲ 6.4%21.5above the sector's middle half▼ 18.9%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets
€216,422 ▼ 26.4%
Current assets
€2.9m ▼ 10.6%
Equity and liabilities €3.2m
Equity
€1.6m ▲ 0.6%
Debt
€1.6m ▼ 21.3%
Debt's share of the balance-sheet total falls from 56.9% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€139,822▼
2024 · €280,746
Cash flow
€116,965▼
2024 · €223,586
Quick ratio
1.16▼
2024 · 1.25
Debt to equity
1.03▼
2024 · 1.32
ROE
0.6%▼
2024 · 7.1%
Interest coverage
10.45▼
2024 · 13.73
Debt ≤ 1 year
€1.5m▼
2024 · €1.9m
Debt > 1 year
€89,107▼
2024 · €164,140
Income taxes
€12,123▼
2024 · €39,525
Staff costs
€1.5m▼
2024 · €1.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €3.6m | - | - | - | - | - |
| Non-recurring operating income76A | €2,316 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €2.7m | - | - | - | - | - |
| Remuneration, social security and pensions62 | €865,880 | €833,341 | €1.5m | €1.6m | €1.5m | ▼ 5.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47,692 | €55,547 | €91,398 | €114,042 | €107,449 | ▼ 5.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€28,282 | - | - | - | - | - |
| Other operating charges640/8 | €6,773 | €15,120 | €12,392 | €20,821 | €10,673 | ▼ 48.7% |
| Gross operating margin9900 | €1.0m | €1.3m | €1.6m | €1.9m | €1.6m | ▼ 13.0% |
| Operating profit (loss)9901 | €148,240 | €365,900 | -€13,665 | €166,704 | €32,373 | ▼ 80.6% |
| Financial income75/76B | €51 | €4,481 | €7,751 | €2,811 | €2,643 | ▼ 6.0% |
| Recurring financial income75 | €51 | €2,415 | €7,751 | €2,811 | €2,643 | ▼ 6.0% |
| Non-recurring financial income76B | - | €2,066 | - | - | - | - |
| Financial charges65/66B | €9,804 | €14,450 | €16,281 | €20,446 | €13,378 | ▼ 34.6% |
| Recurring financial charges65 | €9,804 | €14,450 | €16,281 | €20,446 | €13,378 | ▼ 34.6% |
| Profit (loss) for the period before taxes9903 | €138,487 | €355,931 | -€22,195 | €149,069 | €21,639 | ▼ 85.5% |
| Income taxes67/77 | €39,691 | €95,251 | €792 | €39,525 | €12,123 | ▼ 69.3% |
| Profit (loss) for the period9904 | €98,796 | €260,679 | -€22,987 | €109,544 | €9,516 | ▼ 91.3% |
| Profit (loss) for the period to be appropriated9905 | €98,796 | €260,679 | -€22,987 | €109,544 | €9,516 | ▼ 91.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €2.7m | €3.4m | €3.6m | €3.2m | ▼ 11.9% |
| Fixed assets21/28 | €99,715 | €158,705 | €305,520 | €293,982 | €216,422 | ▼ 26.4% |
| Tangible fixed assets22/27 | €97,027 | €156,017 | €302,833 | €291,295 | €201,096 | ▼ 31.0% |
| Land and buildings22 | - | €15,905 | €10,519 | €5,133 | €1,096 | ▼ 78.7% |
| Plant, machinery and equipment23 | €48,998 | €20,126 | €27,299 | €18,123 | €8,359 | ▼ 53.9% |
| Furniture and vehicles24 | €48,029 | €119,986 | €265,015 | €268,039 | €191,642 | ▼ 28.5% |
| Financial fixed assets28 | €2,688 | €2,688 | €2,688 | €2,688 | €15,326 | ▲ 470% |
| Current assets29/58 | €1.9m | €2.5m | €3.1m | €3.3m | €2.9m | ▼ 10.6% |
| Stocks and contracts in progress3 | €547,760 | €969,360 | €1.0m | €941,834 | €1.2m | ▲ 26.6% |
| Stocks30/36 | €284,975 | €652,622 | €846,235 | €694,125 | €681,680 | ▼ 1.8% |
| Contracts in progress37 | €262,786 | €316,738 | €173,993 | €247,709 | €510,634 | ▲ 106% |
| Amounts receivable within one year40/41 | €866,147 | €998,882 | €1.5m | €1.7m | €702,015 | ▼ 59.2% |
| Trade receivables40 | €791,979 | €895,190 | €1.2m | €1.5m | €613,961 | ▼ 58.8% |
| Other amounts receivable41 | €74,169 | €103,692 | €294,346 | €227,888 | €88,055 | ▼ 61.4% |
| Cash at bank and in hand54/58 | €470,832 | €539,452 | €546,665 | €634,392 | €1.1m | ▲ 66.0% |
| Deferred charges and accrued income490/1 | €661 | €586 | €715 | €1,167 | €869 | ▼ 25.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €2.7m | €3.4m | €3.6m | €3.2m | ▼ 11.9% |
| Equity10/15 | €1.0m | €1.1m | €1.4m | €1.5m | €1.6m | ▲ 0.6% |
| Contributions10/11 | €99,157 | €99,157 | €136,341 | €136,341 | €136,341 | = |
| Reserves13 | €709,916 | €709,916 | €863,634 | €1.4m | €1.4m | ▲ 0.7% |
| Non-distributable reserves130/1 | €9,916 | €9,916 | - | - | - | - |
| Reserves not available under the articles1311 | €9,916 | €9,916 | - | - | - | - |
| Distributable reserves133 | €700,000 | €700,000 | €863,634 | €1.4m | €1.4m | ▲ 0.7% |
| Profit (loss) carried forward14 | €236,586 | €297,266 | €438,593 | - | - | - |
| Amounts payable17/49 | €939,456 | €1.6m | €1.9m | €2.0m | €1.6m | ▼ 21.3% |
| Amounts payable after more than one year17 | - | €80,401 | €163,761 | €164,140 | €89,107 | ▼ 45.7% |
| Financial debts170/4 | - | €80,401 | €163,761 | €164,140 | €89,107 | ▼ 45.7% |
| Amounts payable within one year42/48 | €938,100 | €1.5m | €1.8m | €1.9m | €1.5m | ▼ 19.2% |
| Current portion of amounts payable after more than one year42 | €48,252 | €39,866 | €95,922 | €74,969 | €81,807 | ▲ 9.1% |
| Financial debts43 | - | - | - | €125,000 | - | - |
| Credit institutions430/8 | - | - | - | €125,000 | - | - |
| Trade debts44 | €355,253 | €691,875 | €698,664 | €974,010 | €745,528 | ▼ 23.5% |
| Suppliers440/4 | €355,253 | €691,875 | €698,664 | €974,010 | €745,528 | ▼ 23.5% |
| Taxes, remuneration and social security45 | €70,836 | €123,073 | €191,272 | €91,649 | €92,132 | ▲ 0.5% |
| Taxes450/3 | €5,309 | €69,610 | €82,567 | €7,273 | €6,682 | ▼ 8.1% |
| Remuneration and social security454/9 | €65,527 | €53,463 | €108,705 | €84,376 | €85,449 | ▲ 1.3% |
| Other amounts payable47/48 | €463,759 | €624,183 | €780,551 | €611,460 | €596,449 | ▼ 2.5% |
| Accrued charges and deferred income492/3 | €1,356 | €1,248 | - | €1,782 | €1,932 | ▲ 8.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €98,796 | €260,679 | -€22,987 | €109,544 | €9,516 | ▼ 91.3% |
| + Depreciation and write-downs630 | €47,692 | €55,547 | €91,398 | €114,042 | €107,449 | ▼ 5.8% |
| Operating cash flow (approximation) | €146,487 | €316,227 | €68,411 | €223,586 | €116,965 | ▼ 47.7% |
| Investment in fixed assets (approximation) | - | -€114,537 | -€238,213 | -€102,504 | -€29,888 | ▲ 70.8% |
| Change in cash | - | €68,620 | €7,213 | €87,728 | €418,571 | ▲ 377% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €109,544
Net result €109,544 after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet -€22,987
Net result drops to -€22,987, the lowest in the series; recovery starts the following year.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Highest result since 2018net €273,705 ▲22.3%
Operating result €402,065, net result €273,705, both a record.
31-12
Financial
Equity above €1mEq €1.1m ▲32.8%
2 profitable years in a row build equity to €1.1m.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 1986
Ground area
2,680 m²
Building footprint
665 m²
Volume, LiDAR
3,342 m³
Parcel 24423G0341/00C000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
VERPLAETSEN
since 19862.034.340.616
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423G0341/00C000 | Flanders | 2,680 m² | 1 · 665 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- VERARTCO
- Verplaetsen
Highest known parent: VERARTCO. The sources do not say who stands above it.
Owners 1
- VERARTCOparent96%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 6,818 EUR awarded · 6,678 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,715 EUR | 2,588 EUR |
| 2024 | 2 | 4,040 EUR | 2,795 EUR |
| 2023 | 1 | 622 EUR | 1,199 EUR |
| 2022 | 1 | 441 EUR | 96 EUR |
Recognitions · licences · registrations
Recognised contractor
6 categoriesVerplaetsen BV17882
Dual-learning approval
6 live approvals · 2 endedBrandertechnicus gas/stookolie duaal (so)
Koel- en warmtetechnieken duaal (so)
Koelinstallaties duaal (so)
Monteur sanitaire en verwarmingsinstallaties duaal (so)
Technicus installatietechnieken (vwo)
Technicus installatietechnieken duaal (so)
Show 2 ended approvals
Sanitaire en verwarmingsinstallaties duaal (so)
Vakman installatietechnieken (vwo)
Similar companies · same sector, comparable size
FIRE CONCEPT
BE 0863.055.619
Saint-Ghislain · Eq €1,558,214
Verwarming Huygen en Van Ende
BE 0401.309.388
Diepenbeek · Eq €1,554,397
AIR TECHNOLOGIES
BE 0474.033.357
Mouscron · Eq €1,565,559
AIRTECH VENTILATIE
BE 0465.828.345
Dilsen-Stokkem · Eq €1,549,716
DELBRASSINE
BE 0435.254.737
Verviers · Eq €1,565,988
Of 9,537 companies in sector 43222 we hold annual accounts for 5,668. 2,421 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded06-10-1986
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
47527Retail trade
Contact
E-mail
sophie@verplaetsen.be
Phone
016/31.70.10
Fax
016/20.76.73
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429540744
Also
9925:BE0429540744
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.