VERPAELST & CO
ActiveSummary
The computed 12-month bankruptcy probability of VERPAELST & CO is 2.3% (moderate). The 2025 annual accounts show equity of €69k and a net result of €24k. Its solvency ranks better than 80% of 27786 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth52
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 1.34 in 2024; short-term debt: 24.9% and cash: 41% of total assets), and 24.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
10 d late
2024
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 54.0%
2024 · €45k
2024: €45k
2024 → 2025
Total assets
€92k▲ 34.5%
2024 · €69k
2024: €69k
2024 → 2025
Net result
€24k▼ 39.2%
2024 · €40k
2024: €40k
2024 → 2025
Working capital
€38k▲ 378%
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€45k-€69k▲ 54.0%
Operating result€52k-€32k▼ 38.6%
Net result€40k-€24k▼ 39.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€31k ▼ 16.6%
Current assets
€61k ▲ 94.0%
Equity and liabilities €92k
Equity
€69k ▲ 54.0%
Debt
€23k ▼ 2.8%
Debt's share of the balance-sheet total falls from 34.4% to 24.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €64k
Cash flow
€35k▼
2024 · €51k
Current ratio
2.68▲
2024 · 1.34
Debt to equity
0.33▼
2024 · 0.52
ROE
35.1%▼
2024 · 88.9%
ROA
26.4%▼
2024 · 58.3%
Interest coverage
940.91▼
2024 · 1014.65
Debt ≤ 1 year
€23k▼
2024 · €24k
Income taxes
€8k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€69k€92k▲
Fixed assets21/28€37k€31k▼
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€37k€31k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€31k€26k▼
Current assets29/58€32k€61k▲
Amounts receivable within one year40/41€79€18k▲
Trade receivables40-€7k
Other amounts receivable41€79€11k▲
Cash at bank and in hand54/58€28k€38k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€69k€92k▲
Equity10/15€45k€69k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€40k€64k▲
Amounts payable17/49€24k€23k▼
Amounts payable within one year42/48€24k€23k▼
Trade debts44€349€3k▲
Suppliers440/4€349€3k▲
Taxes, remuneration and social security45€12k€20k▲
Taxes450/3€12k€20k▲
Other amounts payable47/48€11k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€10k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€67k€43k▼
Operating profit (loss)9901€52k€32k▼
Financial income75/76B-€617
Recurring financial income75-€617
Financial charges65/66B€63€45▼
Recurring financial charges65€63€45▼
Profit (loss) for the period before taxes9903€52k€33k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€40k€24k▼
Profit (loss) for the period to be appropriated9905€40k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€64k▲
Profit (loss) brought forward from the previous period14P-€40k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tweekapellenstraat(HF) 121540 PajottegemGround area
697 m²
Building footprint
167 m²
Volume, LiDAR
995 m³
Parcel 23031B0176/00E000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERPAELST & CO
since 20232.347.872.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23031B0176/00E000 | Flanders | 697 m² | 1 · 167 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARTISABOIS
BE 0819.374.935
Walhain · Eq €69,261
DV Interieur
BE 0732.622.687
Merksplas · Eq €69,271
Carpentarius
BE 0761.584.414
Wuustwezel · Eq €69,275
LIGNUM CONSTRUCT
BE 0694.579.980
Brugge · Eq €69,227
BOSSAERTS
BE 0459.196.911
Ranst · Eq €69,210
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.