VEROSTEP
ActiveSummary
The computed 12-month bankruptcy probability of VEROSTEP is 2.2% (moderate). The annual accounts of VEROSTEP for fiscal year 2024 show a net loss of 63% of the equity at the start of that year. The 2024 annual accounts show equity of €30k and a net result of €-52k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 18941 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency47▼-24
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.64 against 4.11 in 2023; short-term debt: 15.1% and cash: 62.5% of total assets), but 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.2%
Return on assets
-37.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-52k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-01-2026, 162 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
162 d late
2023
44 d late
2022
25 d late
2021
32 d late
2020
37 d late
2019
125 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€30k▼ 62.9%
2023 · €82k
2018: €38k
2019: €80k
2020: €124k
2021: €170k
2022: €137k
2023: €82k
2018 → 2024
Total assets
€137k▼ 22.7%
2023 · €177k
2018: €181k
2019: €205k
2020: €227k
2021: €281k
2022: €277k
2023: €177k
2018 → 2024
Net result
€-52k▲ 6.2%
2023 · €-55k
2018: €6k
2019: €42k
2020: €43k
2021: €46k
2022: €-32k
2023: €-55k
2018 → 2024
Working capital
€75k▲ 96.2%
2023 · €38k
2018: €39k
2019: €80k
2020: €81k
2021: €119k
2022: €102k
2023: €38k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€124k-€170k▲ 37.4%€137k▼ 19.0%€82k▼ 40.2%€30k▼ 62.9%
Operating result€64k-€66k▲ 4.2%€-30k€-52k▼ 72.0%€-47k▲ 9.9%
Net result€43k-€46k▲ 6.2%€-32k€-55k▼ 71.4%€-52k▲ 6.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €47k in 2024 against €52k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €137k
Fixed assets
€41k ▼ 67.6%
Current assets
€96k ▲ 89.3%
Equity and liabilities €137k
Equity
€30k ▼ 62.9%
Debt
€107k ▲ 12.2%
Debt's share of the balance-sheet total rises from 53.6% to 77.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-34k▲
2023 · €-44k
Cash flow
€-39k▲
2023 · €-47k
Current ratio
4.64▲
2023 · 4.11
Debt to equity
3.50▲
2023 · 1.15
ROE
-169.9%▼
2023 · -67.1%
ROA
-37.8%▼
2023 · -31.1%
Interest coverage
-6.89▲
2023 · -12.60
Debt ≤ 1 year
€21k▲
2023 · €12k
Debt > 1 year
€86k▲
2023 · €83k
Income taxes
€140▲
2023 · €-150
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€177k€137k▼
Fixed assets21/28€127k€41k▼
Tangible fixed assets22/27€127k€41k▼
Land and buildings22€75k€3k▼
Plant, machinery and equipment23€5k€1k▼
Furniture and vehicles24€46k€37k▼
Current assets29/58€51k€96k▲
Amounts receivable within one year40/41€44k€10k▼
Trade receivables40€33k-
Other amounts receivable41€11k€10k▼
Cash at bank and in hand54/58€6k€86k▲
Deferred charges and accrued income490/1-€143
Equity and liabilities
Total equity and liabilities10/49€177k€137k▼
Equity10/15€82k€30k▼
Contributions10/11€19k€19k=
Reserves13€112k€112k=
Distributable reserves133€112k€112k=
Profit (loss) carried forward14€-48k€-100k▼
Amounts payable17/49€95k€107k▲
Amounts payable after more than one year17€83k€86k▲
Financial debts170/4€83k€86k▲
Amounts payable within one year42/48€12k€21k▲
Current portion of amounts payable after more than one year42€12k€14k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Remuneration and social security454/9-€35
Other amounts payable47/48€91€2k▲
Income statement
Code20232024
Non-recurring operating income76A-€45k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€13k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€41-
Gross operating margin9900€-42k€-32k▲
Operating profit (loss)9901€-52k€-47k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-55k€-52k▲
Income taxes67/77€-150€140▲
Profit (loss) for the period9904€-55k€-52k▲
Profit (loss) for the period to be appropriated9905€-55k€-52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-100k▼
Profit (loss) brought forward from the previous period14P€7k€-48k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 162 days late
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Highest result since 2018net €46k ▲6.2%
Operating result €66k, net result €46k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲37.4%
4 profitable years in a row build equity to €170k.
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 37 days late
2020
31-12
Financial
Equity above €100kEq €124k ▲54.3%
3 profitable years in a row build equity to €124k.
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 125 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
05-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 289840 Nazareth-De PinteGround area
684 m²
Building footprint
171 m²
Volume, LiDAR
932 m³
Parcel 44079A0474/00W000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VEROSTEP
since 20102.242.012.765
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44079A0474/00W000 | Flanders | 684 m² | 1 · 171 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Poisson Pilote
BE 1003.310.590
Antwerpen · Eq €30,487
COVANTOM
BE 0534.920.950
Charleroi · Eq €30,464
DO - CEU & CIE
BE 0471.215.013
Sprimont · Eq €30,514
MTM & Co
BE 0540.577.337
Namur · Eq €30,454
VAV
BE 0599.954.205
Sint-Gillis (bij-Brussel) · Eq €30,529
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 4,102 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2010
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.