VEROPHIL
ActiveThe computed 12-month bankruptcy probability of VEROPHIL is 2.2% (moderate). The 2025 annual accounts show negative equity (€-19k) and a net result of €-19k. Equity is shrinking by ~88.5% per year across the filed fiscal years. Its solvency ranks better than 7% of 4149 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-56
Solvency0▼-24
Growth58=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 5.83 against 0.69 in 2024; short-term debt: 11.8% and cash: 56.6% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-26.1%
Return on assets
-25.3%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-19k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-09-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
91 d late
2023
on the day
2022
274 d late
2021
47 d early
2020
30 d late
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-19k
2024 · €4k
2019: €-24k
2020: €-27k
2021: €-18k
2022: €-29k
2023: €-26k
2024: €4k
2019 → 2025
Working capital
€42k
2024 · €-30k
2019: €89k
2020: €64k
2021: €48k
2022: €21k
2023: €-5k
2024: €-30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€22k▼ 56.8%€-4k€-554▲ 87.4%€-19k▼ 3,386%
Operating result€-21k-€-27k▼ 26.9%€-22k▲ 19.2%€6k€-16k
Net result€-18k-€-29k▼ 57.4%€-26k▲ 8.5%€4k€-19k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€23k▼ 21.7%
Current assets
€51k▼ 25.4%
Key figures and ratios
EBITDA
€-10k▼
2024 · €9k
Cash flow
€-12k▼
2024 · €7k
Solvency
-26.1%▼
2024 · -0.6%
Current ratio
5.83▲
2024 · 0.69
Quick ratio
5.83▲
2024 · 0.69
Debt / equity
-4.84
ROA
-25.3%▼
2024 · 3.9%
Interest coverage
-4.23▼
2024 · 3.90
Debt
€93k▼
2024 · €98k
Debt ≤ 1 year
€9k▼
2024 · €98k
Staff costs
€88k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€74k▼
Fixed assets21/28€30k€23k▼
Tangible fixed assets22/27€29k€23k▼
Furniture and vehicles24€29k€23k▼
Financial fixed assets28€317€317=
Current assets29/58€68k€51k▼
Amounts receivable within one year40/41€22k€9k▼
Trade receivables40€19k€7k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€47k€42k▼
Equity and liabilities
Total equity and liabilities10/49€98k€74k▼
Equity10/15€-554€-19k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-21k€-40k▼
Amounts payable17/49€98k€93k▼
Amounts payable within one year42/48€98k€9k▼
Current portion of amounts payable after more than one year42€373€307▼
Financial debts43€6k-
Credit institutions430/8€6k-
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€2k▼
Remuneration and social security454/9-€6k
Other amounts payable47/48€81k-
Accrued charges and deferred income492/3-€85k
Income statement
Code20242025
Remuneration, social security and pensions62€82k€88k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€93k€81k▼
Operating profit (loss)9901€6k€-16k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€4k€-19k▼
Profit (loss) for the period9904€4k€-19k▼
Profit (loss) for the period to be appropriated9905€4k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-40k▼
Profit (loss) brought forward from the previous period14P€-25k€-21k▲
Social balance
Average headcount (FTE)90872.01.0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Liquidity times 8current ratio 5.83
Current ratio from 0.69 to 5.83; short-term debt falls from €98k to €9k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 91 days late
2024
31-03
Financial
Back to profitnet €4k
Net result €4k after 5 loss-making years.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 274 days late
2022
31-03
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verzetsstraat 291090 JetteGround area
642 m²
Building footprint
328 m²
Volume, LiDAR
4,365 m³
2 parcels, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VEROPHIL
since 20092.179.711.249
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0384/00Y002 | Brussels | 352 m² | 1 · 200 m² | 20.5 m · 6 fl. |
| 21464E0001/00V020 | Brussels | 289 m² | 1 · 129 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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NINI NINI
BE 0754.865.084
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AD PRESSE
BE 0675.391.895
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K.L.B. & CO
BE 0877.270.671
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FRI-JAN
BE 0642.732.094
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-06-2009
Fiscal year end31-03
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
82910Office administrative, office support and other business support activities
53200Other postal and courier activities
61100Wired, wireless and satellite telecommunications
61200Telecommunications
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.