Skip to content

Véronique Cammaert

Active
Private limited companyfounded 2003active for 22 yearsGazellelaan 69, 1180 Ukkel, BelgiumKBO/BCE: BE 0861.893.005
Summary

The computed 12-month bankruptcy probability of Véronique Cammaert is 2.3% (moderate). The 2024 annual accounts show equity of €13,070 and a net result of €3,738. Equity has been shrinking by about 4.3% per year since 2018. Its solvency ranks better than 60% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 27-11-2003 Normal situation
Activity
Other retail sale of new goods NACE 47789
Establishment unit
2.200.546.651 1180 Ukkel, since 18-07-2011
Financial year end
31 December
Peppol
Reachable since 18-01-2026

Board and ownership

Shareholders
  • Véronique Cammaertannual accounts 2017

Financial position

53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2024
Turnover
€307,500
Profit
€3,738
Equity
€13,070
Total assets
€30,119
  • 2025 accounts not filed, 94 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 08-10-2025)Size: turnover €307,500, total assets €30,1191 financial year not filed after the legal deadline; last filed accounts filed 69 days late; 3 of the last 3 accounts latelowers riskFounded in 2003Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 45% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2022
Average
Solvency 68+20
equity 43.4% of total assets
Liquidity 34+1
short-term debt 56.6% · cash 10.4%
Profitability 67+56
return on assets 12.4%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.7% 01-2025: 5.2%▲ +2.5 percentage points vs 12-2024 02-2025: 5.2%● unchanged vs 01-2025 03-2025: 5.5%▲ +0.3 percentage points vs 02-2025 04-2025: 5.0%▼ -0.5 percentage points vs 03-2025 05-2025: 5.0%● unchanged vs 04-2025 06-2025: 5.0%● unchanged vs 05-2025 07-2025: 5.0%● unchanged vs 06-2025 08-2025: 6.9%▲ +1.9 percentage points vs 07-2025 09-2025: 6.9%● unchanged vs 08-2025 10-2025: 7.9%▲ +1.0 percentage point vs 09-2025highest value 11-2025: 1.0%▼ -6.9 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026lowest value 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.6 percentage points vs 07-2026 09-2026: 1.8%▲ +0.1 percentage points vs 08-2026 10-2026: 2.3%▲ +0.5 percentage points vs 09-2026 11-2026: 2.3%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 1.76 (1.27 in 2022), above the usual 1.5. Short-term debt is 56.6% and cash 10.4% of total assets. However, 56.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 58% of them on solvency, 31% on liquidity and 47% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 08-10-2025)
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: turnover €307,500, total assets €30,119
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 69 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 69 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
69 days late
2022
59 days late
2021
67 days late
2020
59 days late
2019
104 days late
2018
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 69 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Resignation: CAMMAERT Véronique Paulette Josèphe (manager)Reappointment: CAMMAERT Véronique Paulette Josèphe (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Véronique Cammaert: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €22,700 and €41,400, founded between 2001 and 2009.

CompanyTotal assetsGross margin
Véronique Cammaert Ukkel€30,119€11,230
ECI Europe Mont-Saint-Guibert€25,386€10,677
BUSINESS SOLUTION SERVICE Anderlecht€36,458€10,068
DELI-KADO Mol€41,351€10,077
GENERAL SUPPLY & EQUIPMENT Kraainem€40,404€8,279
PURE-art Roeselare€39,563€6,737
MARKA Anderlecht€22,674€17,253
Full comparison

Key facts about Véronique Cammaert

What is the company number of Véronique Cammaert?
The company number of Véronique Cammaert is 0861.893.005. The VAT number is the same number with BE in front: BE 0861.893.005.
Where is Véronique Cammaert based?
The registered office is at Gazellelaan 69, 1180 Ukkel.Company details
What does Véronique Cammaert do?
According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
What is the legal form of Véronique Cammaert?
The legal form of Véronique Cammaert is Private limited company (BV).
When was Véronique Cammaert founded?
Véronique Cammaert was founded on 27-11-2003.
Is Véronique Cammaert still active?
Yes, Véronique Cammaert is an active enterprise in the KBO register.
What is the turnover of Véronique Cammaert?
The turnover of Véronique Cammaert was €307,500 in financial year 2024, according to the filed annual accounts.Financials
Is Véronique Cammaert profitable?
In financial year 2024, Véronique Cammaert made a profit of €3,738.
Where can I find the annual accounts of Véronique Cammaert?
Véronique Cammaert filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.