VERO NOVANIMA
ActiveVERO NOVANIMA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €7k. Its solvency ranks better than 90% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.43; short-term debt: 18.2% and cash: 27% of total assets), and 18.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.8%
Return on assets
50.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€11k
Total assets
€13k
Net result
€7k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €12k
Fixed assets
€6k
Current assets
€6k
Equity and liabilities €13k
Equity
€11k
Debt
€2k
Debt finances 18.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€12k
Cash flow
€8k
Solvency
81.8%
Current ratio
2.43
Quick ratio
2.43
Debt / equity
0.22
ROE
61.7%
ROA
50.5%
Debt
€2k
Debt ≤ 1 year
€2k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€13k
Formation expenses20€2k
Fixed assets21/28€6k
Tangible fixed assets22/27€5k
Plant, machinery and equipment23€1k
Furniture and vehicles24€4k
Financial fixed assets28€850
Current assets29/58€6k
Amounts receivable within one year40/41€844
Trade receivables40€90
Other amounts receivable41€754
Cash at bank and in hand54/58€4k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€13k
Equity10/15€11k
Contributions10/11€5k
Reserves13€6k
Distributable reserves133€6k
Amounts payable17/49€2k
Amounts payable within one year42/48€2k
Trade debts44€937
Suppliers440/4€937
Taxes, remuneration and social security45€944
Taxes450/3€944
Other amounts payable47/48€560
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€903
Gross operating margin9900€13k
Operating profit (loss)9901€11k
Financial income75/76B€20
Recurring financial income75€20
Profit (loss) for the period before taxes9903€11k
Income taxes67/77€4k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
Transfer to equity691/2€6k
To other reserves6921€6k
Profit to be distributed694/7€800
Return on contributions (dividend)694€800
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Colfontaine · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Boussu 127340 ColfontaineGround area
252 m²
Building footprint
93 m²
Volume, LiDAR
530 m³
Parcel 53079A0777/00C007, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERO NOVANIMA
since 20252.370.089.189
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53079A0777/00C007 | Wallonia | 252 m² | 1 · 93 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,711 companies in sector 96230 we hold annual accounts for 629. 421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2025
Fiscal year end31-12
Activities, NACEBEL
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.