Vero Group

Active

Private limited companyfounded 20214 yrs activeAllée des Platanes 16, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 0777.980.184

The computed 12-month bankruptcy probability of Vero Group is 5.5% (elevated). The 2024 annual accounts show equity of €150k and a net result of €128k. Equity is growing by ~365.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 18940 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+11

Solvency84▲+35

Growth85=

Track record94

Bankruptcy probability, 12 months

5.5% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €8k at 30 days only on tighter terms

Liquidity ample (current ratio 1.98 against 0.86 in 2023; short-term debt: 41.2% and cash: 0.5% of total assets), and 41.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-11-2025, 118 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

118 d late

2023

455 d late

2022

189 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€602k▲ 87.2%

2023 · €322k

2022: €137k 2023: €322k

2022 → 2024

EBIT margin

28.5%▲ 17.9pp

2023 · 10.7%

2022: -6.0% 2023: 10.7%

2022 → 2024

Net result

€128k▲ 366%

2023 · €27k

2022: €-8k 2023: €27k

2022 → 2024

Working capital

€103k

2023 · €-9k

2022: €-11k 2023: €-9k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Turnover€137k-€322k▲ 135%€602k▲ 87.2%

Equity€-6k-€21k€150k▲ 602%

Operating result€-8k-€34k€172k▲ 402%

Net result€-8k-€27k€128k▲ 366%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2024 is 402% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €254k

18.2%

81.8%

Fixed assets €46k▲ 51.2%

Current assets €208k▲ 260%

Equity and liabilities €254k

58.8%

41.2%

Equity €150k▲ 602%

Debt €105k▲ 56.1%

The debt ratio falls from 75.9% to 41.2%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€181k▲

2023 · €38k

Cash flow

€137k▲

2023 · €31k

Solvency

58.8%▲

2023 · 24.1%

Current ratio

1.98▲

2023 · 0.86

Quick ratio

1.98▲

2023 · 0.86

Debt / equity

0.70▼

2023 · 3.16

ROE

85.8%▼

2023 · 129.2%

ROA

50.4%▲

2023 · 31.1%

Interest coverage

583.75▼

2023 · 2239.47

Debt

€105k▲

2023 · €67k

Debt ≤ 1 year

€105k▲

2023 · €67k

Income taxes

€48k▲

2023 · €7k

Staff costs

€80▼

2023 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€88k€254k▲

Fixed assets21/28€31k€46k▲

Tangible fixed assets22/27€31k€46k▲

Plant, machinery and equipment23€26k€42k▲

Other tangible fixed assets26€4k€4k▼

Current assets29/58€58k€208k▲

Amounts receivable within one year40/41€57k€207k▲

Trade receivables40€31k€31k=

Other amounts receivable41€26k€176k▲

Cash at bank and in hand54/58€940€1k▲

Equity and liabilities

Total equity and liabilities10/49€88k€254k▲

Equity10/15€21k€150k▲

Contributions10/11€2k€2k=

Capital10€2k-

Issued capital100€2k-

Profit (loss) carried forward14€19k€148k▲

Amounts payable17/49€67k€105k▲

Amounts payable within one year42/48€67k€105k▲

Trade debts44€60k€50k▼

Suppliers440/4€60k€50k▼

Taxes, remuneration and social security45€7k€55k▲

Taxes450/3€7k€55k▲

Remuneration and social security454/9€601€601=

Income statement Code20232024

Turnover70€322k€602k▲

Goods, raw materials, services and sundry goods60/61€278k€420k▲

Remuneration, social security and pensions62€5k€80▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲

Other operating charges640/8€661€1k▲

Gross operating margin9900€43k€182k▲

Operating profit (loss)9901€34k€172k▲

Financial income75/76B€19€5k▲

Recurring financial income75€19€5k▲

Financial charges65/66B€17€309▲

Recurring financial charges65€17€309▲

Profit (loss) for the period before taxes9903€34k€176k▲

Income taxes67/77€7k€48k▲

Profit (loss) for the period9904€27k€128k▲

Profit (loss) for the period to be appropriated9905€27k€128k▲

Appropriation of the result

Profit (loss) to be appropriated9906€19k€148k▲

Profit (loss) brought forward from the previous period14P€-8k€19k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 4Gazette 2Filings 3

2026

25-08

State Gazette act Registered office

General meeting · Registered-office move · Statutes amendment6 facts ▸

General meeting, 2026-08-18
Registered-office move, 4053 Chaudfontaine, Allée des Platanes 16
Statutes amendment
Corporate purpose, Toutes les activités, sans aucune exception et au sens le plus large, directement liées à l'activité de restauration. La préparation de toutes sortes de plats e…
Capital
Region change, Région Wallonne

25-08

State Gazette act Registered office

General meeting · Registered-office move · Statutes amendment5 facts ▸

General meeting, 18/08/2026
Registered-office move, Allée des Platanes 16, 4053 Chaudfontaine
Statutes amendment
Corporate purpose, Alle activiteiten zonder enige uitzondering en in de ruimste zin die rechtstreeks in verband staan met het horecabedrijf... [volledig doel zoals vermeld in Arti…
Capital

2025

26-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 118 days late

29-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 455 days late

2024

31-12

Financial Highest result since 2022net €128k ▲366%

Operating result €172k, net result €128k, both a record.

31-12

Financial Liquidity doublescurrent ratio 1.98

Current ratio from 0.86 to 1.98.

31-12

Financial Equity above €100kEq €150k ▲602%

2 profitable years in a row build equity to €150k.

05-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 189 days late

2023

31-12

Financial Back to profitnet €27k

Net result €27k after one loss-making year.

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

6 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Chaudfontaine · 2 establishment units since 2023

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Allée des Platanes 164053 Chaudfontaine

Ground area

1,854 m²

Building footprint

428 m²

Volume, LiDAR

2,423 m³

3 parcels, Flanders, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

Resto Biblos

Heuvelstraat 36, 2620 HemiksemFull-service restaurants

since 20232.345.491.276

Pizza Napoli

Full-service restaurants

since 20232.345.491.375

3 parcels

Flanders 2 (66.7%) Wallonia 1 (33.3%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62030A0074/00L003	Wallonia	1,513 m²	1 · 99 m²	10.2 m · 2 fl.
11018C0227/00W011	Flanders	184 m²	1 · 173 m²	10.0 m · 2 fl.
11018B0148/00M006	Flanders	156 m²	1 · 156 m²	9.3 m · 2 fl.