VERO GRAPHICS
ActiveVERO GRAPHICS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €34k. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 31% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency56▼-19
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.99 in 2024), but 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.7%
Return on assets
23%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
34 d early
2023
33 d early
2022
on the day
2021
18 d early
2020
8 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▼ 9.6%
2024 · €47k
2018: €54k
2019: €76k
2020: €76k
2021: €64k
2022: €43k
2023: €30k
2024: €47k
2018 → 2025
Total assets
€147k▲ 7.5%
2024 · €137k
2018: €147k
2019: €160k
2020: €155k
2021: €147k
2022: €124k
2023: €150k
2024: €137k
2018 → 2025
Net result
€34k▲ 101%
2024 · €17k
2018: €17k
2019: €22k
2020: €-242
2021: €474
2022: €-21k
2023: €-13k
2024: €17k
2018 → 2025
Working capital
€46k▼ 23.3%
2024 · €60k
2018: €63k
2019: €75k
2020: €59k
2021: €38k
2022: €36k
2023: €75k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€43k▼ 32.6%€30k▼ 31.0%€47k▲ 56.2%€42k▼ 9.6%
Operating result€6k-€-18k€-13k▲ 31.2%€18k€54k▲ 201%
Net result€474-€-21k€-13k▲ 35.9%€17k€34k▲ 101%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 201% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€13k▼ 20.0%
Current assets
€134k▲ 11.3%
Equity and liabilities €147k
Equity
€42k▼ 9.6%
Debt
€105k▲ 16.4%
The debt ratio rises from 65.9% to 71.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€58k▲
2024 · €22k
Cash flow
€38k▲
2024 · €21k
Solvency
28.7%▼
2024 · 34.1%
Current ratio
1.52▼
2024 · 1.99
Quick ratio
1.35▼
2024 · 1.67
Debt / equity
2.49▲
2024 · 1.93
ROE
80.0%▲
2024 · 36.0%
ROA
23.0%▲
2024 · 12.3%
Interest coverage
15.00▲
2024 · 5.45
Debt
€105k▲
2024 · €90k
Debt ≤ 1 year
€88k▲
2024 · €61k
Debt > 1 year
€16k▼
2024 · €29k
Income taxes
€18k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€147k▲
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€17k€13k▼
Furniture and vehicles24€234€1k▲
Other tangible fixed assets26€16k€12k▼
Current assets29/58€120k€134k▲
Amounts receivable after more than one year29€65k€65k=
Other amounts receivable291€65k€65k=
Stocks and contracts in progress3€19k€15k▼
Stocks30/36€19k€15k▼
Amounts receivable within one year40/41€33k€36k▲
Trade receivables40€33k€16k▼
Other amounts receivable41€148€20k▲
Cash at bank and in hand54/58€3k€18k▲
Equity and liabilities
Total equity and liabilities10/49€137k€147k▲
Equity10/15€47k€42k▼
Contributions10/11€13k€13k=
Reserves13€40k€30k▼
Distributable reserves133€40k€30k▼
Profit (loss) carried forward14€-6k€0▲
Amounts payable17/49€90k€105k▲
Amounts payable after more than one year17€29k€16k▼
Financial debts170/4€29k€16k▼
Amounts payable within one year42/48€61k€88k▲
Current portion of amounts payable after more than one year42€11k€13k▲
Financial debts43€22k€6k▼
Credit institutions430/8€22k€6k▼
Trade debts44€20k€9k▼
Suppliers440/4€20k€9k▼
Advances received on contracts in progress46-€285
Taxes, remuneration and social security45€7k€23k▲
Taxes450/3€7k€23k▲
Other amounts payable47/48€711€37k▲
Accrued charges and deferred income492/3€414€935▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€24k€60k▲
Operating profit (loss)9901€18k€54k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€18k€51k▲
Income taxes67/77€1k€18k▲
Profit (loss) for the period9904€17k€34k▲
Profit (loss) for the period to be appropriated9905€17k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€28k▲
Profit (loss) brought forward from the previous period14P€-23k€-6k▲
Transfer from equity791/2-€38k
Transfer to equity691/2-€28k
To the legal reserve6920-€28k
Profit to be distributed694/7-€38k
Return on contributions (dividend)694-€38k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €34k ▲101%
Operating result €54k, net result €34k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-21k ▼4528%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €474
Net result €474 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Epsomlaan 58400 OostendeGround area
300 m²
Building footprint
101 m²
Volume, LiDAR
505 m³
Parcel 35020C0283/00M003, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERO GRAPHICS
since 20072.163.147.015
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020C0283/00M003 | Flanders | 300 m² | 1 · 100 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,807 companies in sector 73110 we hold annual accounts for 3,724. 2,940 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2006
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
47784Retail sale of souvenirs and religious articles
47786Retail trade
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73120Media representation
73200Market research and public opinion polling
73300Public relations and communication consultancy
74131
74141
74142
74402
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.