VERNYS
ActiveSummary
VERNYS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €68k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 13417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.98 against 1.53 in 2024; short-term debt: 19.5% and cash: 64.1% of total assets), and 19.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
33.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-08-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
15 d late
2024
27 d early
2023
5 d late
2022
46 d late
2021
68 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 72.4%
2024 · €94k
2018: €91k
2019: €93k▲ +1.8% vs 2018
2020: €112k▲ +20.7% vs 2019
2021: €131k▲ +16.6% vs 2020
2022: €171k▲ +30.4% vs 2021highest in 8 years
2023: €65k▼ -61.8% vs 2022lowest in 8 years
2024: €94k▲ +44.0% vs 2023
2025: €162k▲ +72.4% vs 2024
2018 → 2025
Total assets
€201k▲ 6.1%
2024 · €190k
2018: €154k
2019: €150k▼ -2.9% vs 2018lowest in 8 years
2020: €162k▲ +8.2% vs 2019
2021: €191k▲ +18.1% vs 2020
2022: €228k▲ +19.4% vs 2021
2023: €264k▲ +15.5% vs 2022highest in 8 years
2024: €190k▼ -28.0% vs 2023
2025: €201k▲ +6.1% vs 2024
2018 → 2025
Net result
€68k▼ 13.5%
2024 · €79k
2018: €24k
2019: €2k▼ -93.3% vs 2018lowest in 8 years
2020: €19k▲ +1088% vs 2019
2021: €64k▲ +230% vs 2020
2022: €40k▼ -37.3% vs 2021
2023: €45k▲ +11.8% vs 2022
2024: €79k▲ +76.8% vs 2023highest in 8 years
2025: €68k▼ -13.5% vs 2024
2018 → 2025
Working capital
€117k▲ 135%
2024 · €50k
2018: €80k
2019: €76k▼ -5.0% vs 2018
2020: €95k▲ +25.4% vs 2019
2021: €92k▼ -3.7% vs 2020
2022: €125k▲ +36.2% vs 2021highest in 8 years
2023: €8k▼ -93.9% vs 2022lowest in 8 years
2024: €50k▲ +548% vs 2023
2025: €117k▲ +135% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€171k▲ 30.4%€65k▼ 61.8%€94k▲ 44.0%€162k▲ 72.4%
2021: €131k
2022: €171k▲ +30.4% vs 2021highest in 5 years
2023: €65k▼ -61.8% vs 2022lowest in 5 years
2024: €94k▲ +44.0% vs 2023
2025: €162k▲ +72.4% vs 2024
Operating result€76k-€50k▼ 33.6%€56k▲ 12.2%€99k▲ 76.2%€86k▼ 13.3%
2021: €76k
2022: €50k▼ -33.6% vs 2021lowest in 5 years
2023: €56k▲ +12.2% vs 2022
2024: €99k▲ +76.2% vs 2023highest in 5 years
2025: €86k▼ -13.3% vs 2024
Net result€64k-€40k▼ 37.3%€45k▲ 11.8%€79k▲ 76.8%€68k▼ 13.5%
2021: €64k
2022: €40k▼ -37.3% vs 2021lowest in 5 years
2023: €45k▲ +11.8% vs 2022
2024: €79k▲ +76.8% vs 2023highest in 5 years
2025: €68k▼ -13.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€45k ▼ 1.2%
Current assets
€156k ▲ 8.4%
Equity and liabilities €201k
Equity
€162k ▲ 72.4%
Debt
€39k ▼ 59.0%
Debt's share of the balance-sheet total falls from 50.5% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▼
2024 · €111k
Cash flow
€78k▼
2024 · €91k
Current ratio
3.98▲
2024 · 1.53
Quick ratio
3.75▲
2024 · 1.46
Debt to equity
0.24▼
2024 · 1.02
ROE
42.0%▼
2024 · 83.7%
ROA
33.8%▼
2024 · 41.5%
Interest coverage
128.06▼
2024 · 137.53
Debt ≤ 1 year
€39k▼
2024 · €94k
Income taxes
€17k▼
2024 · €20k
Staff costs
€161k▲
2024 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€190k€201k▲
Fixed assets21/28€46k€45k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€41k€45k▲
Plant, machinery and equipment23€14k€14k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€24k€30k▲
Financial fixed assets28€5k-
Current assets29/58€144k€156k▲
Stocks and contracts in progress3€6k€9k▲
Stocks30/36€6k€9k▲
Amounts receivable within one year40/41€17k€13k▼
Trade receivables40€863-
Other amounts receivable41€16k€13k▼
Cash at bank and in hand54/58€119k€129k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€190k€201k▲
Equity10/15€94k€162k▲
Contributions10/11€19k€19k=
Reserves13€75k€144k▲
Distributable reserves133€75k€144k▲
Amounts payable17/49€96k€39k▼
Amounts payable within one year42/48€94k€39k▼
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€26k€23k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€20k€21k▲
Other amounts payable47/48€65k€9k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€151k€161k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€10k▼
Other operating charges640/8€5k€1k▼
Gross operating margin9900€266k€258k▼
Operating profit (loss)9901€99k€86k▼
Financial income75/76B€99€267▲
Recurring financial income75€99€267▲
Financial charges65/66B€808€751▼
Recurring financial charges65€808€751▼
Profit (loss) for the period before taxes9903€99k€86k▼
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€79k€68k▼
Profit (loss) for the period to be appropriated9905€79k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€68k▼
Transfer to equity691/2€29k€68k▲
To other reserves6921€29k€68k▲
Profit to be distributed694/7€50k-
Return on contributions (dividend)694€50k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €25k | €601 | - | - | - | - |
| Remuneration, social security and pensions62 | €59k | €99k | €126k | €151k | €161k | ▲ 6.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €12k | €15k | €12k | €10k | ▼ 14.4% |
| Other operating charges640/8 | €1k | €4k | €4k | €5k | €1k | ▼ 75.1% |
| Non-recurring operating charges66A | - | - | €1k | - | - | - |
| Gross operating margin9900 | €147k | €166k | €203k | €266k | €258k | ▼ 3.0% |
| Operating profit (loss)9901 | €76k | €50k | €56k | €99k | €86k | ▼ 13.3% |
| Financial income75/76B | €63 | €75 | €159 | €99 | €267 | ▲ 169% |
| Recurring financial income75 | €63 | €75 | €159 | €99 | €267 | ▲ 169% |
| Financial charges65/66B | €690 | €856 | €738 | €808 | €751 | ▼ 7.0% |
| Recurring financial charges65 | €690 | €856 | €738 | €808 | €751 | ▼ 7.0% |
| Profit (loss) for the period before taxes9903 | €75k | €49k | €56k | €99k | €86k | ▼ 13.2% |
| Income taxes67/77 | €11k | €10k | €11k | €20k | €17k | ▼ 11.9% |
| Profit (loss) for the period9904 | €64k | €40k | €45k | €79k | €68k | ▼ 13.5% |
| Profit (loss) for the period to be appropriated9905 | €64k | €40k | €45k | €79k | €68k | ▼ 13.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €191k | €228k | €264k | €190k | €201k | ▲ 6.1% |
| Fixed assets21/28 | €55k | €55k | €58k | €46k | €45k | ▼ 1.2% |
| Intangible fixed assets21 | €14k | €8k | €2k | - | €0 | - |
| Tangible fixed assets22/27 | €36k | €41k | €50k | €41k | €45k | ▲ 11.1% |
| Plant, machinery and equipment23 | €11k | €11k | €19k | €14k | €14k | ▼ 2.2% |
| Furniture and vehicles24 | - | - | €3k | €3k | €2k | ▼ 30.2% |
| Other tangible fixed assets26 | €25k | €30k | €28k | €24k | €30k | ▲ 23.2% |
| Financial fixed assets28 | €5k | €5k | €5k | €5k | - | - |
| Current assets29/58 | €136k | €174k | €206k | €144k | €156k | ▲ 8.4% |
| Stocks and contracts in progress3 | €4k | €5k | €5k | €6k | €9k | ▲ 51.5% |
| Stocks30/36 | €4k | €5k | €5k | €6k | €9k | ▲ 51.5% |
| Amounts receivable within one year40/41 | €4k | €26k | €30k | €17k | €13k | ▼ 22.6% |
| Trade receivables40 | €179 | €11k | - | €863 | - | - |
| Other amounts receivable41 | €4k | €14k | €30k | €16k | €13k | ▼ 18.5% |
| Cash at bank and in hand54/58 | €129k | €132k | €160k | €119k | €129k | ▲ 8.8% |
| Deferred charges and accrued income490/1 | - | €11k | €12k | €3k | €5k | ▲ 98.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €191k | €228k | €264k | €190k | €201k | ▲ 6.1% |
| Equity10/15 | €131k | €171k | €65k | €94k | €162k | ▲ 72.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €112k | €152k | €47k | €75k | €144k | ▲ 90.2% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €110k | €150k | €47k | €75k | €144k | ▲ 90.2% |
| Amounts payable17/49 | €61k | €58k | €199k | €96k | €39k | ▼ 59.0% |
| Amounts payable after more than one year17 | €16k | €8k | - | - | - | - |
| Financial debts170/4 | €16k | €8k | - | - | - | - |
| Amounts payable within one year42/48 | €45k | €49k | €199k | €94k | €39k | ▼ 58.4% |
| Current portion of amounts payable after more than one year42 | €8k | €8k | €8k | - | - | - |
| Trade debts44 | €17k | €15k | €11k | €4k | €7k | ▲ 77.5% |
| Suppliers440/4 | €17k | €15k | €11k | €4k | €7k | ▲ 77.5% |
| Taxes, remuneration and social security45 | €9k | €12k | €19k | €26k | €23k | ▼ 8.4% |
| Taxes450/3 | €3k | €895 | €2k | €6k | €3k | ▼ 57.7% |
| Remuneration and social security454/9 | €6k | €11k | €16k | €20k | €21k | ▲ 6.6% |
| Other amounts payable47/48 | €11k | €14k | €161k | €65k | €9k | ▼ 86.1% |
| Accrued charges and deferred income492/3 | €419 | €1k | - | €1k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €64k | €40k | €45k | €79k | €68k | ▼ 13.5% |
| + Depreciation and write-downs630 | €12k | €12k | €15k | €12k | €10k | ▼ 14.4% |
| Operating cash flow (approximation) | €75k | €52k | €60k | €91k | €78k | ▼ 13.6% |
| Investment in fixed assets (approximation) | - | €-12k | €-18k | €0 | €-10k | - |
| Change in cash | - | €3k | €28k | €-41k | €10k | ▲ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 15 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 3.98
Current ratio from 1.53 to 3.98; short-term debt falls from €94k to €39k.
31-12
Financial
Equity above €150kEq €162k ▲72.4%
8 profitable years in a row build equity to €162k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €79k ▲76.8%
Operating result €99k, net result €79k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
31-12
Financial
Equity above €150kEq €171k ▲30.4%
5 profitable years in a row build equity to €171k.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €112k ▲20.7%
3 profitable years in a row build equity to €112k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €2k ▼93.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2016
Ground area
595 m²
Building footprint
183 m²
Volume, LiDAR
1,572 m³
2 parcels, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
't Sweert
since 20162.253.519.242
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73347A0395/00V014 | Flanders | 513 m² | 1 · 100 m² | 10.6 m · 3 fl. |
| 73083C1015/00E000 | Flanders | 83 m² | 1 · 83 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.253.519.242
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Of 14,009 companies in sector 56301 we hold annual accounts for 4,892. 3,309 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Scores and ratios are computed by Checked and are not a credit decision.