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VERNIERS CONSULTING

Active
Private limited companyfounded 2007active for 19 yearsAuwegemvaart 37, 2800 Mechelen, BelgiumKBO/BCE: BE 0887.681.543
Summary

VERNIERS CONSULTING has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €204,028 and a net result of -€20,828. Equity has been growing by about 4.1% per year since 2018. Its solvency ranks better than 95% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 14-02-2007 Normal situation
Activity
Retail sale of household textiles and bedding NACE 47512and 5 others
Establishment units
2.160.939.571 2800 Mechelen, since 08-03-2007
2.192.867.419 2800 Mechelen, since 01-10-2010
Financial year end
31 December
Peppol
Reachable since 12-11-2025

Board and ownership

Board
  • VERNIERS ERWINDirector

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
-€1,730
Loss
€20,828
Equity
€204,028
▼ 9.3%
Total assets
€212,378
▼ 14.9%
Turnover not published (micro format)
Filed on 03-07-2026, 28 days before the deadline
Score breakdownraises riskLoss of €20,828 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 24.74, cash €195,302Equity €204,028 (96.1% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 96.1% of total assets
Liquidity 100=
short-term debt 3.9% · cash 92.0%
Profitability 6-71
return on assets -9.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 24.74 (9.25 in 2024), above the usual 1.5. Short-term debt is 3.9% and cash 92% of total assets. 3.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 16% on profitability and 27% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 24.74, cash €195,302
NBB · annual accounts
raises risk · Loss of €20,828 (financial year 2025)
NBB · annual accounts
lowers risk · Equity €204,028 (96.1% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
1 day early
2023
1 day early
2022
31 days early
2021
27 days early
2020
31 days early
2019
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 89% of companies in retail tradesector median €5,089 · 22,707 companies -€20,828 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneous
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as VERNIERS CONSULTING: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €99,800 and €279,000, founded between 2001 and 2010.

CompanyTotal assetsGross margin
VERNIERS CONSULTING Mechelen€212,378-€1,730
BRECHT Halen€255,826-€12,606
Bogaflex Lommel€202,032-€14,542
GERALD WATELET Ukkel€123,795-€57,101
KRISS Mechelen€279,403-€8,094
LINATEX Antwerpen€99,807-€33,128
DEPECHE Aarschot€161,307-€22,812
Full comparison

Key facts about VERNIERS CONSULTING

What is the company number of VERNIERS CONSULTING?
The company number of VERNIERS CONSULTING is 0887.681.543. The VAT number is the same number with BE in front: BE 0887.681.543.
Where is VERNIERS CONSULTING based?
The registered office is at Auwegemvaart 37, 2800 Mechelen.Company details
What does VERNIERS CONSULTING do?
According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
What is the legal form of VERNIERS CONSULTING?
The legal form of VERNIERS CONSULTING is Private limited company (BV).
When was VERNIERS CONSULTING founded?
VERNIERS CONSULTING was founded on 14-02-2007.
Is VERNIERS CONSULTING still active?
Yes, VERNIERS CONSULTING is an active enterprise in the KBO register.
What is the turnover of VERNIERS CONSULTING?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is VERNIERS CONSULTING profitable?
In financial year 2025, VERNIERS CONSULTING made a loss of €20,828.
Where can I find the annual accounts of VERNIERS CONSULTING?
VERNIERS CONSULTING filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERNIERS CONSULTING due?
VERNIERS CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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