VERNI CONSULTING
ActiveVERNI CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €104k. Equity is growing by ~112.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency87▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 3.02 in 2024; short-term debt: 24.6% and cash: 0.7% of total assets), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
30.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d early
2021
1 d early
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▲ 94.8%
2024 · €109k
2020: €4k
2021: €12k
2022: €25k
2023: €43k
2024: €109k
2020 → 2025
Total assets
€342k▲ 96.3%
2024 · €174k
2020: €23k
2021: €34k
2022: €95k
2023: €95k
2024: €174k
2020 → 2025
Net result
€104k▲ 56.1%
2024 · €67k
2020: €2k
2021: €7k
2022: €15k
2023: €25k
2024: €67k
2020 → 2025
Working capital
€185k▲ 97.3%
2024 · €94k
2020: €-5k
2021: €1k
2022: €4k
2023: €27k
2024: €94k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€25k▲ 112%€43k▲ 71.9%€109k▲ 155%€213k▲ 94.8%
Operating result€10k-€20k▲ 100%€33k▲ 61.6%€87k▲ 165%€131k▲ 51.3%
Net result€7k-€15k▲ 102%€25k▲ 65.7%€67k▲ 171%€104k▲ 56.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets
€73k▲ 115%
Current assets
€269k▲ 91.8%
Equity and liabilities €342k
Equity
€213k▲ 94.8%
Debt
€129k▲ 98.7%
The debt ratio rises from 37.2% to 37.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€151k▲
2024 · €100k
Cash flow
€123k▲
2024 · €80k
Solvency
62.4%▼
2024 · 62.8%
Current ratio
3.20▲
2024 · 3.02
Quick ratio
3.20▲
2024 · 3.02
Debt / equity
0.60▲
2024 · 0.59
ROE
48.7%▼
2024 · 60.8%
ROA
30.4%▼
2024 · 38.2%
Interest coverage
109.86▲
2024 · 99.67
Debt
€129k▲
2024 · €65k
Debt ≤ 1 year
€84k▲
2024 · €47k
Debt > 1 year
€45k▲
2024 · €18k
Income taxes
€31k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€174k€342k▲
Fixed assets21/28€34k€73k▲
Tangible fixed assets22/27€34k€73k▲
Plant, machinery and equipment23€1k-
Furniture and vehicles24€33k€73k▲
Current assets29/58€140k€269k▲
Amounts receivable after more than one year29€90k€240k▲
Other amounts receivable291€90k€240k▲
Amounts receivable within one year40/41€19k€24k▲
Trade receivables40€19k€24k▲
Cash at bank and in hand54/58€26k€2k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€174k€342k▲
Equity10/15€109k€213k▲
Contributions10/11€3k€3k=
Reserves13€106k€210k▲
Distributable reserves133€106k€210k▲
Amounts payable17/49€65k€129k▲
Amounts payable after more than one year17€18k€45k▲
Financial debts170/4€18k€45k▲
Amounts payable within one year42/48€47k€84k▲
Current portion of amounts payable after more than one year42€11k€22k▲
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€654€506▼
Suppliers440/4€654€506▼
Taxes, remuneration and social security45€34k€26k▼
Taxes450/3€34k€26k▼
Other amounts payable47/48€705€20k▲
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Other operating charges640/8€1k€928▼
Gross operating margin9900€101k€152k▲
Operating profit (loss)9901€87k€131k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€87k€135k▲
Income taxes67/77€21k€31k▲
Profit (loss) for the period9904€67k€104k▲
Profit (loss) for the period to be appropriated9905€67k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€104k▲
Transfer to equity691/2€67k€104k▲
To other reserves6921€67k€104k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2020net €104k ▲56.1%
Operating result €131k, net result €104k, both a record.
30-06
Financial
Equity above €200kEq €213k ▲94.8%
6 profitable years in a row build equity to €213k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €109k ▲155%
5 profitable years in a row build equity to €109k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Hand 102260 WesterloGround area
851 m²
Building footprint
139 m²
Volume, LiDAR
547 m³
Parcel 13049E0510/00C000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VERNI CONSULTING
since 20202.298.596.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049E0510/00C000 | Flanders | 850 m² | 1 · 139 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Elitis Real Estate
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L&F HEALTH
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,572 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2020
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.