Skip to content

Vermobo

Active
Public limited companyfounded 197847 years activeBeverlostraat 19, 3970 Leopoldsburg, BelgiumKBO/BCE: BE 0419.116.412
Summary

Vermobo has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.2m and a net result of €1.1m. Equity is growing by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 1,010 sector peers (NACE 41, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
General construction of other non-residential buildings
NACE 41003
#1 company by total assets in Leopoldsburg, Construction sector1 site
Size
€6.8mtotal assets 2025
Staff
7.6 FTE
Equity
€6.2m
Profit
€1.1m
Financial health
97 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Accounts filed 31 days late0 of 6 deeds read
Why 97- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 10.25, cash €2.2m+ Founded in 1978+ Equity €6.2m (91.0% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.0% of total assets
Liquidity 91-9
short-term debt 8.8% · cash 32.5%
Profitability 88-1
return on assets 15.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,367 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit up to €550,000 at 30 days acceptable
Liquidity ample (current ratio 10.25 against 19.34 in 2024; short-term debt: 8.8% and cash: 32.5% of total assets), and 9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 91% on liquidity, 73% on profitability and 59% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 10.25, cash €2.2m
NBB · annual accounts
lowers risk · Founded in 1978
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €6.2m (91.0% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
on the day
2023
on the day
2022
6 days early
2021
31 days early
2020
9 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Liquidity triplescurrent ratio 19.34

Key points

  • Positive: Company by total assets in Leopoldsburg, Construction sectorin the Checked rankings #1 View
  • Positive: 8 profitable years in a rowprofit 2025: €1.1m 8 years View
  • Active since 1978founded 29-12-1978 47 years View

By topic

Financials

Fiscal year
2025
Total assets
€6.8m
Profit
€1.1m
Solvency
91.0%
Total assets▲ 19.4%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €5m
  2. 31-07-2024Annual accounts filed
  3. 31-12-2023Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General construction of other non-residential buildingsNACE 41003
Founded
29-12-1978
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.