VERMEULEN GREGORY
ActiveThe computed 12-month bankruptcy probability of VERMEULEN GREGORY is 2.5% (moderate). The 2025 annual accounts show equity of €84k and a net result of €40k. Its solvency ranks better than 51% of 27451 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency73▲+16
Growth52
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.07 in 2024; short-term debt: 51.9% and cash: 47% of total assets), but 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.9%
Return on assets
22.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
5 d early
2024
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 91.5%
2024 · €44k
2024: €44k
2024 → 2025
Total assets
€176k▲ 27.9%
2024 · €137k
2024: €137k
2024 → 2025
Net result
€40k▼ 1.8%
2024 · €41k
2024: €41k
2024 → 2025
Working capital
€52k▲ 665%
2024 · €7k
2024: €7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€44k-€84k▲ 91.5%
Operating result€56k-€52k▼ 6.5%
Net result€41k-€40k▼ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€33k▼ 17.8%
Current assets
€143k▲ 46.5%
Equity and liabilities €176k
Equity
€84k▲ 91.5%
Debt
€91k▼ 2.0%
The debt ratio falls from 68.0% to 52.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▼
2024 · €63k
Cash flow
€50k▲
2024 · €49k
Solvency
47.9%▲
2024 · 32.0%
Current ratio
1.57▲
2024 · 1.07
Quick ratio
1.54▲
2024 · 1.01
Debt / equity
1.09▼
2024 · 2.12
ROE
47.8%▼
2024 · 93.2%
ROA
22.9%▼
2024 · 29.8%
Interest coverage
878.17▼
2024 · 7188.29
Debt
€91k▼
2024 · €93k
Debt ≤ 1 year
€91k▲
2024 · €91k
Income taxes
€12k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€176k▲
Fixed assets21/28€40k€33k▼
Tangible fixed assets22/27€40k€33k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€36k€28k▼
Current assets29/58€98k€143k▲
Stocks and contracts in progress3€6k€3k▼
Stocks30/36€4k€3k▼
Contracts in progress37€2k-
Amounts receivable within one year40/41€10k€57k▲
Trade receivables40€10k€53k▲
Other amounts receivable41€1€4k▲
Cash at bank and in hand54/58€82k€83k▲
Deferred charges and accrued income490/1€366€228▼
Equity and liabilities
Total equity and liabilities10/49€137k€176k▲
Equity10/15€44k€84k▲
Contributions10/11€3k€3k=
Reserves13€41k€81k▲
Distributable reserves133€41k€81k▲
Amounts payable17/49€93k€91k▼
Amounts payable within one year42/48€91k€91k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€9k€2k▼
Other amounts payable47/48€77k€83k▲
Accrued charges and deferred income492/3€3k€314▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€978€880▼
Gross operating margin9900€64k€63k▼
Operating profit (loss)9901€56k€52k▼
Financial income75/76B€2€414▲
Recurring financial income75€2€414▲
Financial charges65/66B€9€70▲
Recurring financial charges65€9€70▲
Profit (loss) for the period before taxes9903€56k€52k▼
Income taxes67/77€15k€12k▼
Profit (loss) for the period9904€41k€40k▼
Profit (loss) for the period to be appropriated9905€41k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€40k▼
Transfer to equity691/2€41k€40k▼
To other reserves6921€41k€40k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menenstraat 1938980 ZonnebekeGround area
749 m²
Building footprint
143 m²
Volume, LiDAR
685 m³
Parcel 33008A0567/00E000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERMEULEN GREGORY
since 20232.348.674.955
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33008A0567/00E000 | Flanders | 749 m² | 1 · 143 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCHEPENS - VAN DE WIELE
BE 0418.222.626
Merelbeke-Melle · Eq €84k
PIETER OPGENHAFFEN
BE 0657.908.537
Sint-Niklaas · Eq €84k
Crate
BE 0726.807.637
Tielt-Winge · Eq €84k
HL TECHNIEKEN
BE 0771.285.305
Lede · Eq €84k
VERBEKE BV
BE 0863.766.885
Asse · Eq €84k
Of 7,038 companies in sector 43221 we hold annual accounts for 3,469. 3,064 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2023
Fiscal year end30-06
Activities, NACEBEL
43221Plumbing work
43211General electrical installation work
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.