VERMAUT PEDRO
ActiveThe computed 12-month bankruptcy probability of VERMAUT PEDRO is 2.1% (moderate). The 2025 annual accounts show equity of €160k and a net result of €53k. Equity is growing by ~48.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 4462 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+2
Solvency82▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.5 against 1.5 in 2024; short-term debt: 40.7% and cash: 40.7% of total assets), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
18.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-10-2025, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
24 d early
2024
38 d early
2023
28 d early
2022
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€160k▲ 49.0%
2024 · €107k
2022: €30k
2023: €67k
2024: €107k
2022 → 2025
Total assets
€282k▲ 19.6%
2024 · €236k
2022: €143k
2023: €173k
2024: €236k
2022 → 2025
Net result
€53k▲ 29.5%
2024 · €41k
2022: €25k
2023: €37k
2024: €41k
2022 → 2025
Working capital
€58k▼ 9.0%
2024 · €63k
2022: €-32k
2023: €21k
2024: €63k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€30k-€67k▲ 122%€107k▲ 60.7%€160k▲ 49.0%
Operating result€36k-€54k▲ 48.1%€60k▲ 11.2%€74k▲ 24.2%
Net result€25k-€37k▲ 45.9%€41k▲ 10.7%€53k▲ 29.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €282k
Fixed assets
€110k▲ 142%
Current assets
€172k▼ 9.6%
Equity and liabilities €282k
Equity
€160k▲ 49.0%
Debt
€123k▼ 4.8%
The debt ratio falls from 54.6% to 43.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105k▲
2024 · €81k
Cash flow
€83k▲
2024 · €62k
Solvency
56.6%▲
2024 · 45.4%
Current ratio
1.50▲
2024 · 1.50
Quick ratio
1.50▲
2024 · 1.50
Debt / equity
0.77▼
2024 · 1.20
ROE
32.9%▼
2024 · 37.8%
ROA
18.6%▲
2024 · 17.2%
Interest coverage
19.70▲
2024 · 17.50
Debt
€123k▼
2024 · €129k
Debt ≤ 1 year
€115k▼
2024 · €127k
Income taxes
€17k▲
2024 · €15k
Staff costs
€96k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€236k€282k▲
Fixed assets21/28€45k€110k▲
Tangible fixed assets22/27€45k€110k▲
Plant, machinery and equipment23€27k€24k▼
Furniture and vehicles24€18k€86k▲
Current assets29/58€191k€172k▼
Amounts receivable within one year40/41€70k€58k▼
Trade receivables40€67k€24k▼
Other amounts receivable41€3k€34k▲
Cash at bank and in hand54/58€121k€115k▼
Deferred charges and accrued income490/1-€42
Equity and liabilities
Total equity and liabilities10/49€236k€282k▲
Equity10/15€107k€160k▲
Contributions10/11€5k€5k=
Reserves13€102k€155k▲
Distributable reserves133€102k€155k▲
Amounts payable17/49€129k€123k▼
Amounts payable within one year42/48€127k€115k▼
Trade debts44€41k€33k▼
Suppliers440/4€41k€33k▼
Taxes, remuneration and social security45€22k€15k▼
Taxes450/3€16k€5k▼
Remuneration and social security454/9€6k€10k▲
Other amounts payable47/48€64k€67k▲
Accrued charges and deferred income492/3€1k€8k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€82k€96k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€31k▲
Other operating charges640/8€626€2k▲
Gross operating margin9900€164k€203k▲
Operating profit (loss)9901€60k€74k▲
Financial income75/76B€277€162▼
Recurring financial income75€277€162▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€55k€69k▲
Income taxes67/77€15k€17k▲
Profit (loss) for the period9904€41k€53k▲
Profit (loss) for the period to be appropriated9905€41k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€53k▲
Transfer to equity691/2€41k€53k▲
To other reserves6921€41k€53k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2022net €53k ▲29.5%
Operating result €74k, net result €53k, both a record.
31-03
Financial
Equity above €150kEq €160k ▲49%
4 profitable years in a row build equity to €160k.
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €107k ▲60.7%
3 profitable years in a row build equity to €107k.
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watergang 158380 BruggeGround area
1,634 m²
Building footprint
660 m²
Volume, LiDAR
2,498 m³
Parcel 31007E0783/02S000, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VERMAUT PEDRO
since 20202.306.327.032
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31007E0783/02S000 | Flanders | 1,634 m² | 1 · 660 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 3,853 EUR awarded · 3,853 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 575 EUR | 575 EUR |
| 2022 | 2 | 3,278 EUR | 3,278 EUR |
Schemes
Vlaams Beschermingsmechanisme 5 (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
6 live approvals · 7 endedGroenaanleg en –beheer duaal (so)
Medewerker groen- en tuinaanleg (vwo)
Medewerker groen- en tuinaanleg duaal (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 3,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2020
Fiscal year end31-03
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.