Vermaconsult
ActiveVermaconsult has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €33k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.83 against 3.41 in 2024), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
27.3%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
1 d early
2022
3 d early
2021
31 d early
2020
27 d late
2019
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 44.7%
2024 · €71k
2019: €18k
2020: €21k
2021: €22k
2022: €30k
2023: €58k
2024: €71k
2019 → 2025
Total assets
€122k▲ 27.3%
2024 · €95k
2019: €56k
2020: €54k
2021: €43k
2022: €60k
2023: €73k
2024: €95k
2019 → 2025
Net result
€33k▲ 37.3%
2024 · €24k
2019: €2k
2020: €5k
2021: €117
2022: €10k
2023: €30k
2024: €24k
2019 → 2025
Working capital
€94k▲ 56.5%
2024 · €60k
2019: €8k
2020: €7k
2021: €9k
2022: €24k
2023: €48k
2024: €60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€30k▲ 37.3%€58k▲ 94.3%€71k▲ 22.4%€102k▲ 44.7%
Operating result€2k-€15k▲ 585%€44k▲ 191%€36k▼ 17.9%€49k▲ 35.6%
Net result€117-€10k▲ 8,180%€30k▲ 206%€24k▼ 18.3%€33k▲ 37.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€8k▼ 23.4%
Current assets
€114k▲ 33.5%
Equity and liabilities €122k
Equity
€102k▲ 44.7%
Debt
€19k▼ 21.8%
The debt ratio falls from 26.1% to 16.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€51k▲
2024 · €38k
Cash flow
€36k▲
2024 · €26k
Solvency
84.0%▲
2024 · 73.9%
Current ratio
5.83▲
2024 · 3.41
Quick ratio
5.83▲
2024 · 3.41
Debt / equity
0.19▼
2024 · 0.35
ROE
32.6%▼
2024 · 34.3%
ROA
27.3%▲
2024 · 25.3%
Interest coverage
24.62▲
2024 · 17.50
Debt
€19k▼
2024 · €25k
Debt ≤ 1 year
€19k▼
2024 · €25k
Income taxes
€13k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€122k▲
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€10k€8k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€85k€114k▲
Amounts receivable within one year40/41€43k€32k▼
Trade receivables40€39k€32k▼
Other amounts receivable41€5k€896▼
Cash at bank and in hand54/58€40k€79k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€95k€122k▲
Equity10/15€71k€102k▲
Contributions10/11€6k€6k=
Reserves13€64k€96k▲
Distributable reserves133€64k€96k▲
Amounts payable17/49€25k€19k▼
Amounts payable within one year42/48€25k€19k▼
Financial debts43€6k€6k▲
Credit institutions430/8€6k€6k▲
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€12k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€693€865▲
Gross operating margin9900€39k€52k▲
Operating profit (loss)9901€36k€49k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€34k€47k▲
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€24k€33k▲
Profit (loss) for the period to be appropriated9905€24k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€33k▲
Transfer from equity791/2€10k-
Transfer to equity691/2€23k€31k▲
To other reserves6921€23k€31k▲
Profit to be distributed694/7€11k€2k▼
Return on contributions (dividend)694€11k€2k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €33k ▲37.3%
Operating result €49k, net result €33k, both a record.
31-03
Financial
Equity above €100kEq €102k ▲44.7%
7 profitable years in a row build equity to €102k.
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 4.22
Current ratio from 1.79 to 4.22; short-term debt falls from €30k to €15k.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €117 ▼97.6%
Net result drops to €117, the lowest in the series; recovery starts the following year.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2019
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgeveldstraat 423293 DiestGround area
488 m²
Building footprint
133 m²
Volume, LiDAR
866 m³
Parcel 24046B0122/00Z009, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vermaconsult
since 20172.263.548.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24046B0122/00Z009 | Flanders | 488 m² | 1 · 133 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Supplysense
BE 1005.576.036
Leuven · Eq €102k
NETTEK CONSULT
BE 0749.447.041
Mechelen · Eq €102k
INTER STATE SERVICES
BE 0452.226.371
Roosdaal · Eq €102k
2CR8
BE 0668.572.203
Vilvoorde · Eq €102k
REDGREEN
BE 0785.523.123
Kortrijk · Eq €102k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 40,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2017
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.