VERMACHINES
ActiveSummary
VERMACHINES has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €11k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.13 against 4.38 in 2024; short-term debt: 15.9% and cash: 81.8% of total assets), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.1%
Return on assets
15.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
21 d early
2023
1 d early
2022
on the day
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 22.6%
2024 · €50k
2019: €25k
2020: €25k
2021: €29k
2022: €37k
2023: €42k
2024: €50k
2019 → 2025
Total assets
€73k▲ 21.0%
2024 · €61k
2019: €33k
2020: €31k
2021: €37k
2022: €44k
2023: €52k
2024: €61k
2019 → 2025
Net result
€11k▲ 45.5%
2024 · €8k
2019: €572
2020: €180
2021: €4k
2022: €8k
2023: €6k
2024: €8k
2019 → 2025
Working capital
€48k▲ 38.1%
2024 · €35k
2019: €10k
2020: €17k
2021: €28k
2022: €35k
2023: €27k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€37k▲ 26.0%€42k▲ 15.9%€50k▲ 18.4%€62k▲ 22.6%
Operating result€4k-€8k▲ 109%€11k▲ 38.4%€11k▲ 2.7%€16k▲ 45.9%
Net result€4k-€8k▲ 110%€6k▼ 22.8%€8k▲ 33.8%€11k▲ 45.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€13k ▼ 12.8%
Current assets
€60k ▲ 32.4%
Equity and liabilities €73k
Equity
€62k ▲ 22.6%
Debt
€12k ▲ 13.1%
Debt's share of the balance-sheet total falls from 17.0% to 15.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €13k
Cash flow
€13k▲
2024 · €10k
Current ratio
5.13▲
2024 · 4.38
Debt to equity
0.19▼
2024 · 0.21
ROE
18.4%▲
2024 · 15.5%
ROA
15.5%▲
2024 · 12.9%
Interest coverage
117.81▲
2024 · 92.44
Debt ≤ 1 year
€12k▲
2024 · €10k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€61k€73k▲
Fixed assets21/28€15k€13k▼
Tangible fixed assets22/27€15k€13k▼
Plant, machinery and equipment23€15k€13k▼
Current assets29/58€45k€60k▲
Amounts receivable within one year40/41€197-
Other amounts receivable41€197-
Cash at bank and in hand54/58€45k€60k▲
Equity and liabilities
Total equity and liabilities10/49€61k€73k▲
Equity10/15€50k€62k▲
Contributions10/11€19k€19k=
Reserves13€32k€43k▲
Distributable reserves133€32k€43k▲
Amounts payable17/49€10k€12k▲
Amounts payable within one year42/48€10k€12k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€779€637▼
Gross operating margin9900€13k€18k▲
Operating profit (loss)9901€11k€16k▲
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€136€150▲
Recurring financial charges65€136€150▲
Profit (loss) for the period before taxes9903€11k€16k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€8k€11k▲
Profit (loss) for the period to be appropriated9905€8k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€11k▼
Profit (loss) brought forward from the previous period14P€22k-
Transfer to equity691/2€30k€11k▼
To other reserves6921€30k€11k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €11k ▲45.5%
Operating result €16k, net result €11k, both a record.
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €180 ▼68.5%
Net result drops to €180, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putsesteenweg 362500 LierGround area
1,888 m²
Building footprint
150 m²
Volume, LiDAR
798 m³
Parcel 12019D0129/00C000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019D0129/00C000 | Flanders | 1,888 m² | 1 · 150 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DISCOM
BE 0437.566.010
Ranst · Eq €60,864
ALIBABA PROFESSIONNALS
BE 0805.050.213
Liège · Eq €60,521
ANKO
BE 0467.905.432
Beveren-Kruibeke-Zwijndrecht · Eq €60,391
BEELIE
BE 0436.514.648
Torhout · Eq €62,831
TFE Belgium
BE 0473.665.450
Vorst · Eq €62,878
Of 1,565 companies in sector 46900 we hold annual accounts for 920. 543 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2000
Fiscal year end30-06
Activities, NACEBEL 2025
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.