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Verlomar

Active
Private limited companyfounded 201511 yrs activeMeensesteenweg 439, 8800 Roeselare, BelgiumKBO/BCE: BE 0632.716.647
Summary

Verlomar has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €916,856 and a net result of €127,662. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 45% of 8871 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Activities of head offices
NACE 70100
1 site
How big
€2.0mtotal assets 2025
Equity
€916,856
Profit
€127,662
Turnover not published (abridged schema)
Financially healthy?
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Holdings
3
Accounts filed 2 d late0 of 2 deeds read
Why 71+ Lower-failure-rate sector+ Annual accounts: healthy financial profile+ Growing equityFiled after the deadlineShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability54▲+7
Solvency72▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 28.9% and cash: 0% of total assets), and 53.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
46.8%
Return on assets
6.5%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €916,856
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2024
4 d late
2023
on the day
2022
on the day
2021
on the day
2020
2 d late
2019
10 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2019net €127,662 ▲67%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Financials

Fiscal year 2025Total assets €2.0mProfit €127,662Solvency 46.8%Liquidity 0.00
Total assets
€2.0m=
2019 - 2025
Net result
€127,662▲ 67.0%
2019 - 2025
Equity
€916,856▲ 16.2%
2019 - 2025
Solvency
46.8%▲ 6.5pp
2019 - 2025

Financials · fiscal year 2025, abbreviated schema

Trend over the years7 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€0.003m▲ 15.7%-€0.003m▲ 5.5%-€0.01m▼ 374%€0.1m€0.08m▼ 39.1%
Net result-€0.007mbelow the sector's middle half▲ 9.5%-€0.007mbelow the sector's middle half▼ 2.7%-€0.02mbelow the sector's middle half▼ 234%€0.08mwithin the sector's middle half€0.1mwithin the sector's middle half▲ 67.0%
Equity€0.7mabove the sector's middle half▼ 1.0%€0.7mwithin the sector's middle half▼ 1.0%€0.7mwithin the sector's middle half▼ 3.4%€0.8mwithin the sector's middle half▲ 10.7%€0.9mwithin the sector's middle half▲ 16.2%
Total assets€0.9mabove the sector's middle half=€0.9mwithin the sector's middle half▼ 0.1%€2.0mwithin the sector's middle half▲ 130%€2.0mwithin the sector's middle half▼ 0.1%€2.0mwithin the sector's middle half=
Debt€0.1m▲ 7.6%€0.1m▲ 6.5%€1.2m▲ 994%€1.2m▼ 6.2%€1.0m▼ 11.0%
Working capital-€0.1mbelow the sector's middle half▼ 7.4%-€0.1mbelow the sector's middle half▼ 7.0%-€0.6mbelow the sector's middle half▼ 440%-€0.6mbelow the sector's middle half▼ 0.2%-€0.6mbelow the sector's middle half▲ 7.6%
Solvency87.4%above the sector's middle half▼ 0.9pp86.6%above the sector's middle half▼ 0.8pp36.4%within the sector's middle half▼ 50.2pp40.3%within the sector's middle half▲ 3.9pp46.8%within the sector's middle half▲ 6.5pp
Current ratio0.01below the sector's middle half=0.00below the sector's middle half=0.00below the sector's middle half=0.00below the sector's middle half=0.00below the sector's middle half=
Return on assets (ROA)-0.8%below the sector's middle half▲ 0.1pp-0.9%below the sector's middle half=-1.3%below the sector's middle half▼ 0.4pp3.9%within the sector's middle half▲ 5.2pp6.5%within the sector's middle half▲ 2.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2021: -€3,291-€3,291Net result 2021: -€7,241-€7,241Operating result 2022: -€3,109-€3,109Net result 2022: -€7,434-€7,434Operating result 2023: -€14,736-€14,736Net result 2023: -€24,838-€24,838Operating result 2024: €134,704€134,704Net result 2024: €76,462€76,462Operating result 2025: €82,039€82,039Net result 2025: €127,662€127,66220212022202320242025-€50,000€0€50,000€100,000€150,000Operating result 2023: -€14,736-€14,700Net result 2023: -€24,838-€24,800Operating result 2024: €134,704€135,000Net result 2024: €76,462€76,500Operating result 2025: €82,039€82,000Net result 2025: €127,662€128,000202320242025
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets €2.0m =
Current assets €599 ▼ 40.7%
Equity and liabilities €2.0m
Equity €916,856 ▲ 16.2%
Debt €1.0m ▼ 11.0%
Debt's share of the balance-sheet total falls from 59.7% to 53.2%. Equity is higher and debt is lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.14▼
2024 · 1.48
ROE
13.9%▲
2024 · 9.7%
Debt ≤ 1 year
€565,662▼
2024 · €612,656
Debt > 1 year
€474,542▼
2024 · €555,653
Income taxes
€10,361▲
2024 · €5,531
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.0m€2.0m=
Fixed assets21/28€2.0m€2.0m=
Financial fixed assets28€2.0m€2.0m=
Current assets29/58€0.001m€0.001m▼
Cash at bank and in hand54/58€0.001m€0.001m▼
Equity and liabilities
Total equity and liabilities10/49€2.0m€2.0m=
Equity10/15€0.8m€0.9m▲
Contributions10/11€0.8m€0.8m=
Profit (loss) carried forward14€0.02m€0.1m▲
Amounts payable17/49€1.2m€1.0m▼
Amounts payable after more than one year17€0.6m€0.5m▼
Financial debts170/4€0.6m€0.5m▼
Amounts payable within one year42/48€0.6m€0.6m▼
Current portion of amounts payable after more than one year42€0.08m€0.08m▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€411€411=
Suppliers440/4€411€411=
Taxes, remuneration and social security45€0.006m€0.01m▲
Taxes450/3€0.006m€0.01m▲
Other amounts payable47/48€0.5m€0.5m▼
Accrued charges and deferred income492/3€0.001m€0.001m▲
Income statement Code20242025
Other operating charges640/8€0.001m€245▼
Gross operating margin9900€0.1m€0.08m▼
Operating profit (loss)9901€0.1m€0.08m▼
Financial income75/76B-€0.1m
Recurring financial income75-€0.1m
Financial charges65/66B€0.05m€0.04m▼
Recurring financial charges65€0.05m€0.04m▼
Profit (loss) for the period before taxes9903€0.08m€0.1m▲
Income taxes67/77€0.006m€0.01m▲
Profit (loss) for the period9904€0.08m€0.1m▲
Profit (loss) for the period to be appropriated9905€0.08m€0.1m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.02m€0.1m▲
Profit (loss) brought forward from the previous period14P-€0.06m€0.02m▲

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-----
Other operating charges640/8-€1,036€1,157€1,168€245▼ 79.0%
Gross operating margin9900-€2,350-€2,073-€13,579€135,872€82,283▼ 39.4%
Operating profit (loss)9901-€3,291-€3,109-€14,736€134,704€82,039▼ 39.1%
Financial income75/76B----€100,000-
Recurring financial income75----€100,000-
Financial charges65/66B-€4,325€10,102€52,711€44,016▼ 16.5%
Recurring financial charges65€3,951€4,325€10,102€52,711€44,016▼ 16.5%
Profit (loss) for the period before taxes9903-€7,241-€7,434-€24,838€81,993€138,023▲ 68.3%
Income taxes67/77---€5,531€10,361▲ 87.3%
Profit (loss) for the period9904-€7,241-€7,434-€24,838€76,462€127,662▲ 67.0%
Profit (loss) for the period to be appropriated9905-€7,241-€7,434-€24,838€76,462€127,662▲ 67.0%
Line20212022202320242025Change
Assets
Total assets20/58€0.9m€0.9m€2.0m€2.0m€2.0m=
Fixed assets21/28€0.9m€0.9m€2.0m€2.0m€2.0m=
Financial fixed assets28€0.9m€0.9m€2.0m€2.0m€2.0m=
Current assets29/58€0.001m€78€0.002m€0.001m€0.001m▼ 40.7%
Cash at bank and in hand54/58€0.001m€78€0.002m€0.001m€0.001m▼ 40.7%
Equity and liabilities
Total equity and liabilities10/49€0.9m€0.9m€2.0m€2.0m€2.0m=
Equity10/15€0.7m€0.7m€0.7m€0.8m€0.9m▲ 16.2%
Contributions10/11-€0.8m€0.8m€0.8m€0.8m=
Profit (loss) carried forward14-€0.03m-€0.04m-€0.06m€0.02m€0.1m▲ 840%
Amounts payable17/49€0.1m€0.1m€1.2m€1.2m€1.0m▼ 11.0%
Amounts payable after more than one year17--€0.6m€0.6m€0.5m▼ 14.6%
Financial debts170/4--€0.6m€0.6m€0.5m▼ 14.6%
Amounts payable within one year42/48€0.1m€0.1m€0.6m€0.6m€0.6m▼ 7.7%
Current portion of amounts payable after more than one year42--€0.07m€0.08m€0.08m▲ 4.2%
Financial debts43--€0.2m€0--
Credit institutions430/8--€0.2m€0--
Trade debts44€151€339€0.009m€411€411=
Suppliers440/4-€339€0.009m€411€411=
Taxes, remuneration and social security45---€0.006m€0.01m▲ 87.3%
Taxes450/3---€0.006m€0.01m▲ 87.3%
Other amounts payable47/48-€0.1m€0.3m€0.5m€0.5m▼ 10.4%
Accrued charges and deferred income492/3-€0.001m€0.001m€0.001m€0.001m▲ 3.2%
Line20212022202320242025Change
Profit (loss) for the period9904-€0.007m-€0.007m-€0.02m€0.08m€0.1m▲ 67.0%
+ Depreciation and write-downs630€0-----
Operating cash flow (approximation)-€0.007m-€0.007m-€0.02m€0.08m€0.1m▲ 67.0%
Investment in fixed assets (approximation)-€0-€1.1m€0€0-
Change in cash--€462€0.002m-€0.001m-€412▲ 59.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 5,710 companies in this sector we hold annual accounts for 3,521. 1,957 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

3 holdings

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →

Structure & network

Owners and holdings

3 holdings

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 3

According to the annual accounts to 30-06-2025 of Verlomar and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 2 Gazette acts processed.

Timeline

13 eventsLatest 02-02-2026Next filing 31-01-2027

History

On 24 June 2015, Verlomar was incorporated.1 Total assets went from €861,616 in 2019 to €2.0m in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
30-06
Financial Highest result since 2019net €127,662 ▲67%
Net result €127,662, the highest in the series.
04-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial Back to profitnet €76,462
Net result €76,462 after 5 loss-making years.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Weakest financial yearnet -€24,838
Net result drops to -€24,838, the lowest in the series; recovery starts the following year.
31-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
02-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
21-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
30-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Support & recognitions

1 funding sourceFlanders €600
Flemish government
€600
awarded · 2024
Subsidies and aid1

Flemish government

2024 · 1 entry · €600 awarded · €600 paid
Year Entries awardedpaid
2024 1 €600€600
Schemes
1 entry · €600 · €600 paid · Fonds voor Innoveren en Ondernemen

Company details

Private limited company · founded 24-06-2015Year ends 30-06Peppol not found1 site

Register details

Identification
Legal formPrivate limited company
Founded24-06-2015
Fiscal year end30-06
Activities, NACEBEL 2025
70100Activities of head offices
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
1,460 m²
Building footprint
259 m²
Volume, LiDAR
1,383 m³
Parcel 36302B2003/00S000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Verlomar
Meensesteenweg 439, 8800 RoeselareFinancial service activities, except insurance and pension funding
since 2015unit no. 2.247.080.917
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36302B2003/00S000 Flanders 1,460 m² 1 · 259 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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