VERLO Technics
ActiveVERLO Technics is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €21k and a net result of €20k. Its solvency ranks better than 54% of 27450 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency75
Growth-
Track record50
Credit verdict
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.9; short-term debt: 49.5% and cash: 64.6% of total assets), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
6 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€21k
Total assets
€41k
Net result
€20k
Working capital
€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €41k
Equity
€21k
Debt
€21k
Debt finances 49.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€26k
Cash flow
€21k
Solvency
50.5%
Current ratio
1.90
Quick ratio
1.90
Debt / equity
0.98
ROE
96.8%
ROA
48.9%
Interest coverage
2137.72
Debt
€21k
Debt ≤ 1 year
€21k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€41k
Formation expenses20€2k
Current assets29/58€39k
Amounts receivable within one year40/41€12k
Trade receivables40€12k
Cash at bank and in hand54/58€27k
Deferred charges and accrued income490/1€735
Equity and liabilities
Total equity and liabilities10/49€41k
Equity10/15€21k
Contributions10/11€2k
Reserves13€19k
Distributable reserves133€19k
Profit (loss) carried forward14€0
Amounts payable17/49€21k
Amounts payable within one year42/48€21k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€8k
Taxes450/3€5k
Remuneration and social security454/9€3k
Other amounts payable47/48€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€603
Other operating charges640/8€400
Gross operating margin9900€26k
Operating profit (loss)9901€25k
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€25k
Income taxes67/77€5k
Profit (loss) for the period9904€20k
Profit (loss) for the period to be appropriated9905€20k
Appropriation of the result
Profit (loss) to be appropriated9906€20k
Transfer to equity691/2€19k
To the legal reserve6920€19k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zogge 399220 Hamme (Vl.)Ground area
222 m²
Building footprint
117 m²
Volume, LiDAR
593 m³
Parcel 42452C0974/00P000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERLO Technics
since 20252.379.896.582
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C0974/00P000 | Flanders | 222 m² | 1 · 117 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64880V7YCX28078CGX38
Similar companies · same sector, comparable size
MED CONSTRUCT
BE 1030.356.368
Fléron · Eq €21k
HALLOY INVEST
BE 0474.961.785
Charleroi · Eq €20k
STOCKER INDUSTRIE
BE 0430.092.456
Sint-Gillis (bij-Brussel) · Eq €22k
KLSA
BE 0771.899.670
Floreffe · Eq €20k
DELATROIS
BE 0785.307.050
Wavre · Eq €22k
Of 492 companies in sector 43223 we hold annual accounts for 112. 84 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2025
Fiscal year end31-12
Activities, NACEBEL
43223Specialised construction activities
41001General construction of residential buildings
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.