VERLIPRO
ActiveVERLIPRO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €497k and a net result of €35k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 92% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 9.06 against 26.92 in 2024), and 13.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.6%
Return on assets
6.1%
Age of the figures
19 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2026
not confirmed
2025
30 d late
2024
43 d early
2023
6 d early
2022
5 d early
2021
29 d late
2020
32 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€497k▼ 3.3%
2024 · €514k
2019: €288k
2020: €582k
2021: €603k
2022: €492k
2023: €497k
2024: €514k
2019 → 2025
Total assets
€574k▲ 8.0%
2024 · €532k
2019: €616k
2020: €792k
2021: €776k
2022: €532k
2023: €522k
2024: €532k
2019 → 2025
Net result
€35k▼ 7.5%
2024 · €38k
2019: €52k
2020: €293k
2021: €21k
2022: €-14k
2023: €26k
2024: €38k
2019 → 2025
Working capital
€464k▲ 0.6%
2024 · €462k
2019: €128k
2020: €539k
2021: €573k
2022: €389k
2023: €421k
2024: €462k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€603k-€492k▼ 18.4%€497k▲ 1.2%€514k▲ 3.3%€497k▼ 3.3%
Operating result€26k-€34k▲ 28.3%€32k▼ 3.7%€50k▲ 55.2%€46k▼ 8.8%
Net result€21k-€-14k€26k€38k▲ 44.7%€35k▼ 7.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574k
Fixed assets
€52k▼ 0.3%
Current assets
€522k▲ 8.9%
Equity and liabilities €574k
Equity
€497k▼ 3.3%
Debt
€77k▲ 333%
The debt ratio rises from 3.3% to 13.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€64k▼
2024 · €74k
Cash flow
€54k▼
2024 · €62k
Solvency
86.6%▼
2024 · 96.7%
Current ratio
9.06▼
2024 · 26.92
Quick ratio
9.06▼
2024 · 26.92
Debt / equity
0.16▲
2024 · 0.03
ROE
7.1%▼
2024 · 7.4%
ROA
6.1%▼
2024 · 7.2%
Interest coverage
126.98▼
2024 · 1065.44
Debt
€77k▲
2024 · €18k
Debt ≤ 1 year
€58k▲
2024 · €18k
Income taxes
€17k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€532k€574k▲
Fixed assets21/28€52k€52k▼
Tangible fixed assets22/27€52k€52k▼
Land and buildings22€52k€37k▼
Furniture and vehicles24-€15k
Current assets29/58€479k€522k▲
Amounts receivable after more than one year29€152k€139k▼
Other amounts receivable291€152k€139k▼
Amounts receivable within one year40/41€77k€28k▼
Trade receivables40€34k€15k▼
Other amounts receivable41€43k€13k▼
Current investments50/53-€50k
Cash at bank and in hand54/58€247k€300k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€532k€574k▲
Equity10/15€514k€497k▼
Contributions10/11€93k€93k=
Reserves13€417k€400k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€417k€400k▼
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€18k€77k▲
Amounts payable within one year42/48€18k€58k▲
Trade debts44€186€8k▲
Suppliers440/4€186€8k▲
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€10k€38k▲
Accrued charges and deferred income492/3-€20k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€19k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€79k€70k▼
Operating profit (loss)9901€50k€46k▼
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€70€506▲
Recurring financial charges65€70€506▲
Profit (loss) for the period before taxes9903€56k€52k▼
Income taxes67/77€18k€17k▼
Profit (loss) for the period9904€38k€35k▼
Profit (loss) for the period to be appropriated9905€38k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€39k▲
Profit (loss) brought forward from the previous period14P-€4k
Transfer from equity791/2€26k€52k▲
Transfer to equity691/2€38k€35k▼
To other reserves6921€38k€35k▼
Profit to be distributed694/7€22k€52k▲
Return on contributions (dividend)694€22k€52k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-01
Financial
Equity above €500kEq €514k ▲3.3%
2 profitable years in a row build equity to €514k.
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-01
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-01
Financial
Weakest financial yearnet €-14k ▼167%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 32 days late
31-01
Financial
Highest result since 2019net €293k ▲462%
Operating result €395k, net result €293k, both a record.
31-01
Financial
Liquidity times 5current ratio 7.28
Current ratio from 1.48 to 7.28; short-term debt falls from €266k to €86k.
31-01
Financial
Equity above €500kEq €582k ▲102%
2 profitable years in a row build equity to €582k.
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
LIERMAN Hendrik Isidoor Irma
CurrentDirector · since 06-12-2023
VERMEULEN Rita Maria Cornelia
CurrentDirector · since 06-12-2023
06-12-2023
LIERMAN Hendrik Isidoor Irma: Appointed as Director
06-12-2023
VERMEULEN Rita Maria Cornelia: Appointed as Director
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Komstraat 1208970 PoperingeGround area
2,072 m²
Building footprint
693 m²
Volume, LiDAR
3,014 m³
2 parcels, Flanders · tallest building 11.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Proxy-Delhaize
since 20052.147.389.265
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33312C1033/00D005 | Flanders | 1,308 m² | 1 · 71 m² | 4.1 m |
| 33022B0207/00D000 | Flanders | 764 m² | 1 · 622 m² | 11.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0881.438.109
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BE 1002.836.775
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CENTRALMARKT
BE 0431.754.126
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D'HAESE-AVO
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EINKAUFSZENTER
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 3,128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2005
Fiscal year end31-01
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.