VERKU
ActiveVERKU has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282k and a net result of €10k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 43% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+12
Solvency58▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.43 in 2024; short-term debt: 38.9% and cash: 0.1% of total assets), and 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.2%
Return on assets
1.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
46 d late
2023
54 d late
2022
122 d late
2021
61 d late
2020
256 d late
2019
96 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€282k▲ 3.5%
2024 · €272k
2018: €240k
2019: €259k
2020: €259k
2021: €247k
2022: €265k
2023: €275k
2024: €272k
2018 → 2025
Total assets
€848k▼ 22.9%
2024 · €1.10M
2018: €1.30M
2019: €1.46M
2020: €1.33M
2021: €1.16M
2022: €1.10M
2023: €1.12M
2024: €1.10M
2018 → 2025
Net result
€10k
2024 · €-3k
2018: €25k
2019: €19k
2020: €124
2021: €-12k
2022: €18k
2023: €10k
2024: €-3k
2018 → 2025
Working capital
€-329k▼ 3.7%
2024 · €-317k
2018: €-168k
2019: €-210k
2020: €-191k
2021: €-350k
2022: €-357k
2023: €-314k
2024: €-317k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€247k-€265k▲ 7.2%€275k▲ 3.8%€272k▼ 0.9%€282k▲ 3.5%
Operating result€2k-€34k▲ 1,517%€29k▼ 14.6%€13k▼ 57.1%€26k▲ 104%
Net result€-12k-€18k€10k▼ 43.1%€-3k€10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 104% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €848k
Fixed assets
€847k▼ 2.2%
Current assets
€1k▼ 99.4%
Equity and liabilities €848k
Equity
€282k▲ 3.5%
Debt
€566k▼ 31.6%
The debt ratio falls from 75.3% to 66.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €31k
Cash flow
€28k▲
2024 · €16k
Solvency
33.2%▲
2024 · 24.7%
Current ratio
0.00▼
2024 · 0.43
Quick ratio
0.00▼
2024 · 0.43
Debt / equity
2.01▼
2024 · 3.04
ROE
3.4%▲
2024 · -0.9%
ROA
1.1%▲
2024 · -0.2%
Interest coverage
3.38▲
2024 · 2.08
Debt
€566k▼
2024 · €828k
Debt ≤ 1 year
€330k▼
2024 · €552k
Debt > 1 year
€236k▼
2024 · €276k
Income taxes
€3k▲
2024 · €95
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€848k▼
Fixed assets21/28€865k€847k▼
Tangible fixed assets22/27€421k€403k▼
Land and buildings22€410k€393k▼
Plant, machinery and equipment23€11k€9k▼
Financial fixed assets28€444k€444k=
Current assets29/58€235k€1k▼
Amounts receivable within one year40/41€235k-
Trade receivables40€4k-
Other amounts receivable41€231k-
Cash at bank and in hand54/58€481€1k▲
Deferred charges and accrued income490/1€160€170▲
Equity and liabilities
Total equity and liabilities10/49€1.10M€848k▼
Equity10/15€272k€282k▲
Contributions10/11€20k€20k=
Reserves13€124k€124k=
Tax-exempt reserves132€23k€23k=
Distributable reserves133€101k€101k=
Profit (loss) carried forward14€128k€138k▲
Amounts payable17/49€828k€566k▼
Amounts payable after more than one year17€276k€236k▼
Financial debts170/4€276k€236k▼
Amounts payable within one year42/48€552k€330k▼
Current portion of amounts payable after more than one year42€19k€17k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€525k€304k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k=
Other operating charges640/8€3k€3k▼
Gross operating margin9900€35k€47k▲
Operating profit (loss)9901€13k€26k▲
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€-2k€13k▲
Income taxes67/77€95€3k▲
Profit (loss) for the period9904€-3k€10k▲
Profit (loss) for the period to be appropriated9905€-3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€138k▲
Profit (loss) brought forward from the previous period14P€131k€128k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 256 days late
2021
31-12
Financial
Weakest financial yearnet €-12k ▼9876%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 75 days late
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 69 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weynesbaan 1072820 BonheidenGround area
4,175 m²
Building footprint
250 m²
Volume, LiDAR
786 m³
Parcel 12031A0250/00D000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VERKU
since 20012.095.339.956
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031A0250/00D000 | Flanders | 4,175 m² | 1 · 250 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KALINAFLOOR
BE 0739.927.381
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SOBELRI
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Val & Me
BE 0835.063.201
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KENNIS D. MEUBLES
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COCOON INTERIOR
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Herenthout · Eq €278k
Of 1,745 companies in sector 46150 we hold annual accounts for 757. 504 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2001
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.