VerKocht
ActiveVerKocht has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €46k. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency52▼-28
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.85 against 1.43 in 2024; short-term debt: 73.2% and cash: 33.7% of total assets), and 73.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
29.3%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
44 d early
2024
59 d early
2023
57 d early
2022
50 d early
2021
32 d early
2020
40 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€42k▼ 56.2%
2024 · €96k
2019: €63k
2020: €108k
2021: €179k
2022: €166k
2023: €78k
2024: €96k
2019 → 2025
Total assets
€157k▼ 10.3%
2024 · €175k
2019: €69k
2020: €128k
2021: €198k
2022: €291k
2023: €229k
2024: €175k
2019 → 2025
Net result
€46k▼ 40.9%
2024 · €78k
2019: €56k
2020: €45k
2021: €71k
2022: €75k
2023: €54k
2024: €78k
2019 → 2025
Working capital
€-17k
2024 · €34k
2019: €57k
2020: €96k
2021: €165k
2022: €134k
2023: €14k
2024: €34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€166k▼ 7.2%€78k▼ 52.8%€96k▲ 22.7%€42k▼ 56.2%
Operating result€91k-€97k▲ 6.8%€70k▼ 27.9%€102k▲ 45.2%€60k▼ 41.4%
Net result€71k-€75k▲ 5.5%€54k▼ 27.4%€78k▲ 43.3%€46k▼ 40.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€59k▼ 4.4%
Current assets
€97k▼ 13.5%
Equity and liabilities €157k
Equity
€42k▼ 56.2%
Debt
€115k▲ 45.9%
The debt ratio rises from 45.0% to 73.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€64k▼
2024 · €106k
Cash flow
€50k▼
2024 · €82k
Solvency
26.8%▼
2024 · 55.0%
Current ratio
0.85▼
2024 · 1.43
Quick ratio
0.85▼
2024 · 1.43
Debt / equity
2.73▲
2024 · 0.82
ROE
109.1%▲
2024 · 80.9%
ROA
29.3%▼
2024 · 44.5%
Interest coverage
27.72▼
2024 · 196.57
Debt
€115k▲
2024 · €79k
Debt ≤ 1 year
€115k▲
2024 · €79k
Income taxes
€11k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€157k▼
Fixed assets21/28€62k€59k▼
Tangible fixed assets22/27€56k€53k▼
Land and buildings22€37k€37k▼
Plant, machinery and equipment23€1k€949▼
Furniture and vehicles24€5k€5k▼
Other tangible fixed assets26€12k€11k▼
Financial fixed assets28€6k€6k=
Current assets29/58€113k€97k▼
Amounts receivable within one year40/41€66k€38k▼
Trade receivables40€65k€36k▼
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€47k€53k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€175k€157k▼
Equity10/15€96k€42k▼
Contributions10/11€19k€19k=
Reserves13€2k€23k▲
Distributable reserves133€2k€23k▲
Profit (loss) carried forward14€76k-
Amounts payable17/49€79k€115k▲
Amounts payable within one year42/48€79k€115k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€16k€7k▼
Taxes450/3€13k€4k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€60k€100k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€107k€65k▼
Operating profit (loss)9901€102k€60k▼
Financial income75/76B€308€102▼
Recurring financial income75€308€102▼
Financial charges65/66B€538€2k▲
Recurring financial charges65€538€2k▲
Profit (loss) for the period before taxes9903€102k€57k▼
Income taxes67/77€24k€11k▼
Profit (loss) for the period9904€78k€46k▼
Profit (loss) for the period to be appropriated9905€78k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€136k€122k▼
Profit (loss) brought forward from the previous period14P€58k€76k▲
Transfer to equity691/2-€22k
To the legal reserve6920-€22k
Profit to be distributed694/7€60k€100k▲
Return on contributions (dividend)694€60k€100k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €78k ▲43.3%
Operating result €102k, net result €78k, both a record.
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €150kEq €179k ▲65.6%
3 profitable years in a row build equity to €179k.
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Weakest financial yearnet €45k ▼19.6%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €100kEq €108k ▲72.5%
2 profitable years in a row build equity to €108k.
2019
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondestraat 572018 AntwerpenGround area
104 m²
Building footprint
79 m²
Volume, LiDAR
777 m³
Parcel 11811L3779/00F000, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Dendermondestraat 57, 2018 Antwerpen
since 20182.277.228.913
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3779/00F000 | Flanders | 104 m² | 1 · 79 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,056 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2018
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:hanskristiaan.koch@live.be
Phone:0483678444