VERKIM
ActiveVERKIM has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €34k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 16377 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.52 against 4.07 in 2024), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
21.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
55 d early
2023
55 d early
2022
61 d early
2021
58 d early
2020
11 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▲ 3.3%
2024 · €114k
2018: €91k
2019: €80k
2020: €110k
2021: €129k
2022: €119k
2023: €103k
2024: €114k
2018 → 2025
Total assets
€160k▲ 9.1%
2024 · €146k
2018: €102k
2019: €95k
2020: €116k
2021: €153k
2022: €161k
2023: €140k
2024: €146k
2018 → 2025
Net result
€34k▲ 23.2%
2024 · €27k
2018: €22k
2019: €16k
2020: €30k
2021: €20k
2022: €10k
2023: €6k
2024: €27k
2018 → 2025
Working capital
€106k▲ 11.5%
2024 · €95k
2018: €88k
2019: €76k
2020: €106k
2021: €107k
2022: €94k
2023: €78k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€119k▼ 8.2%€103k▼ 13.4%€114k▲ 10.6%€118k▲ 3.3%
Operating result€30k-€17k▼ 42.1%€15k▼ 14.9%€43k▲ 192%€51k▲ 19.6%
Net result€20k-€10k▼ 49.1%€6k▼ 35.4%€27k▲ 323%€34k▲ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€12k▼ 42.2%
Current assets
€148k▲ 17.4%
Equity and liabilities €160k
Equity
€118k▲ 3.3%
Debt
€42k▲ 29.7%
The debt ratio rises from 22.1% to 26.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€60k▲
2024 · €52k
Cash flow
€42k▲
2024 · €36k
Solvency
73.7%▼
2024 · 77.9%
Current ratio
3.52▼
2024 · 4.07
Quick ratio
3.52▼
2024 · 4.07
Debt / equity
0.36▲
2024 · 0.28
ROE
28.7%▲
2024 · 24.0%
ROA
21.1%▲
2024 · 18.7%
Interest coverage
138.45▲
2024 · 99.64
Debt
€42k▲
2024 · €32k
Debt ≤ 1 year
€42k▲
2024 · €31k
Income taxes
€18k▲
2024 · €16k
Staff costs
€20k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€160k▲
Fixed assets21/28€20k€12k▼
Tangible fixed assets22/27€16k€8k▼
Furniture and vehicles24€16k€8k▼
Financial fixed assets28€4k€4k=
Current assets29/58€126k€148k▲
Amounts receivable within one year40/41€16k€24k▲
Trade receivables40€16k€19k▲
Other amounts receivable41€622€5k▲
Current investments50/53-€20k
Cash at bank and in hand54/58€109k€104k▼
Deferred charges and accrued income490/1€190€224▲
Equity and liabilities
Total equity and liabilities10/49€146k€160k▲
Equity10/15€114k€118k▲
Contributions10/11€19k€19k=
Reserves13€95k€99k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€93k€97k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€32k€42k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€31k€42k▲
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€867€1k▲
Suppliers440/4€867€1k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€7k€7k=
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€16k€30k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€18k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€287€173▼
Gross operating margin9900€70k€80k▲
Operating profit (loss)9901€43k€51k▲
Financial income75/76B€935€927▼
Recurring financial income75€935€927▼
Financial charges65/66B€517€433▼
Recurring financial charges65€517€433▼
Profit (loss) for the period before taxes9903€43k€52k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€27k€34k▲
Profit (loss) for the period to be appropriated9905€27k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€34k▲
Transfer from equity791/2€16k€30k▲
Transfer to equity691/2€27k€34k▲
To other reserves6921€27k€34k▲
Profit to be distributed694/7€16k€30k▲
Return on contributions (dividend)694€16k€30k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €34k ▲23.2%
Operating result €51k, net result €34k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €6k ▼35.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 19.36
Current ratio from 6.13 to 19.36; short-term debt falls from €15k to €6k.
31-12
Financial
Equity above €100kEq €110k ▲37.5%
3 profitable years in a row build equity to €110k.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpstraat 362520 RanstGround area
616 m²
Building footprint
400 m²
Volume, LiDAR
1,609 m³
Parcel 11015A0211/00M008, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VERKIM
since 19922.055.758.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11015A0211/00M008 | Flanders | 616 m² | 1 · 400 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEDICAL TRANSPORT SERVICES
BE 0434.668.975
Herent · Eq €117k
A & T SERVICE
BE 0436.912.843
Zottegem · Eq €125k
QUESTION WORK VERDUYN
BE 0432.372.451
Mortsel · Eq €109k
AMBULANCE COECKELBERGHS
BE 0712.653.753
Oostende · Eq €131k
Ambulance Prévention Secours
BE 0776.492.621
Tournai · Eq €102k
Of 259 companies in sector 86920 we hold annual accounts for 129. 106 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-1991
Fiscal year end31-12
Activities, NACEBEL
86903Human health activities
86920Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.