VERJO METAL
ActiveSummary
VERJO METAL has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €35k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 1904 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+44
Solvency52▲+13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.41 in 2024; short-term debt: 30.2% and cash: 0.3% of total assets), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
15.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
6 d early
2023
1 d early
2022
30 d late
2021
12 d late
2020
18 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 131%
2024 · €27k
2018: €12k
2019: €9k
2020: €17k
2021: €22k
2022: €23k
2023: €25k
2024: €27k
2018 → 2025
Total assets
€226k▲ 20.0%
2024 · €189k
2018: €253k
2019: €247k
2020: €239k
2021: €254k
2022: €217k
2023: €202k
2024: €189k
2018 → 2025
Net result
€35k▲ 2,667%
2024 · €1k
2018: €12k
2019: €-3k
2020: €8k
2021: €5k
2022: €1k
2023: €2k
2024: €1k
2018 → 2025
Working capital
€-3k▲ 95.3%
2024 · €-57k
2018: €-42k
2019: €-47k
2020: €-42k
2021: €-42k
2022: €-44k
2023: €-45k
2024: €-57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€23k▲ 5.4%€25k▲ 10.0%€27k▲ 5.0%€61k▲ 131%
Operating result€13k-€9k▼ 31.7%€10k▲ 11.5%€9k▼ 12.2%€46k▲ 411%
Net result€5k-€1k▼ 73.9%€2k▲ 94.6%€1k▼ 45.7%€35k▲ 2,667%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 411% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€161k ▲ 8.4%
Current assets
€66k ▲ 62.9%
Equity and liabilities €226k
Equity
€61k ▲ 131%
Debt
€165k ▲ 1.8%
Debt's share of the balance-sheet total falls from 85.9% to 72.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €23k
Cash flow
€53k▲
2024 · €16k
Current ratio
0.96▲
2024 · 0.41
Quick ratio
0.65▲
2024 · 0.09
Debt to equity
2.68▼
2024 · 6.08
ROE
56.7%▲
2024 · 4.7%
ROA
15.4%▲
2024 · 0.7%
Interest coverage
11.43▲
2024 · 2.99
Debt ≤ 1 year
€68k▼
2024 · €97k
Debt > 1 year
€67k▲
2024 · €65k
Income taxes
€6k▲
2024 · €0
Staff costs
€6k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€189k€226k▲
Fixed assets21/28€148k€161k▲
Tangible fixed assets22/27€148k€161k▲
Land and buildings22€139k€127k▼
Plant, machinery and equipment23€2k€28k▲
Furniture and vehicles24€7k€6k▼
Current assets29/58€40k€66k▲
Stocks and contracts in progress3€31k€21k▼
Stocks30/36€23k€16k▼
Contracts in progress37€8k€5k▼
Amounts receivable within one year40/41€6k€41k▲
Trade receivables40€3k€40k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€825€666▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€189k€226k▲
Equity10/15€27k€61k▲
Contributions10/11€19k€19k=
Reserves13€8k€43k▲
Tax-exempt reserves132€3k€3k=
Distributable reserves133€5k€40k▲
Amounts payable17/49€162k€165k▲
Amounts payable after more than one year17€65k€67k▲
Financial debts170/4€65k€67k▲
Amounts payable within one year42/48€97k€68k▼
Current portion of amounts payable after more than one year42€23k€24k▲
Financial debts43€20k€7k▼
Credit institutions430/8€20k€7k▼
Trade debts44€23k€12k▼
Suppliers440/4€23k€12k▼
Taxes, remuneration and social security45€1k€7k▲
Taxes450/3-€6k
Remuneration and social security454/9€1k€1k▼
Other amounts payable47/48€30k€18k▼
Accrued charges and deferred income492/3-€30k
Income statement
Code20242025
Non-recurring operating income76A€413€2k▲
Remuneration, social security and pensions62€1k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€19k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€29k€75k▲
Operating profit (loss)9901€9k€46k▲
Financial income75/76B€101€60▼
Recurring financial income75€101€60▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€1k€40k▲
Income taxes67/77€0€6k▲
Profit (loss) for the period9904€1k€35k▲
Profit (loss) for the period to be appropriated9905€1k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€35k▲
Transfer to equity691/2€1k€35k▲
To other reserves6921€1k€35k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €35k ▲2667%
Operating result €46k, net result €35k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼124%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark A412220 Heist-op-den-BergGround area
1.3 ha
Building footprint
1.2 ha
Volume, LiDAR
118,147 m³
Parcel 12014K0411/00K000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Industriepark A41, 2220 Heist-op-den-Berg
since 20022.095.506.341
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0411/00K000indicative | Flanders | 1.3 ha | 1 · 1.2 ha | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
1 live approvalLassen-constructie duaal (so)
Similar companies · same sector, comparable size
RUDDY MARIEN ENGINEERING
BE 0460.677.645
Bonheiden · Eq €61k
INCOTECH
BE 0403.881.670
Blégny · Eq €62k
Diop
BE 0406.883.623
Ranst · Eq €66k
FREBO
BE 0454.690.270
Aarschot · Eq €56k
DAY 2 DAY
BE 0476.627.415
Balen · Eq €55k
Of 108 companies in sector 25639 we hold annual accounts for 81. 41 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
25120Manufacture of fabricated metal products, except machinery and equipment
25639Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.