VERIVINO
ActiveVERIVINO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €25k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 28% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-3
Solvency37▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.76 in 2024; short-term debt: 40.1% and cash: 18.7% of total assets), but 87.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
15 d late
2022
17 d late
2021
116 d late
2020
30 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▲ 24.1%
2024 · €103k
2019: €18k
2020: €-19k
2021: €-12k
2022: €65k
2023: €89k
2024: €103k
2019 → 2025
Total assets
€1.03M▲ 12.7%
2024 · €917k
2019: €38k
2020: €49k
2021: €62k
2022: €753k
2023: €865k
2024: €917k
2019 → 2025
Net result
€25k▲ 68.6%
2024 · €15k
2019: €-22k
2020: €-37k
2021: €7k
2022: €77k
2023: €24k
2024: €15k
2019 → 2025
Working capital
€599k▲ 5.2%
2024 · €569k
2019: €18k
2020: €-19k
2021: €-14k
2022: €563k
2023: €587k
2024: €569k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€65k€89k▲ 36.2%€103k▲ 16.6%€128k▲ 24.1%
Operating result€8k-€92k▲ 1,062%€39k▼ 57.7%€37k▼ 5.4%€74k▲ 101%
Net result€7k-€77k▲ 1,029%€24k▼ 69.4%€15k▼ 37.3%€25k▲ 68.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 101% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€20k▼ 19.6%
Current assets
€1.01M▲ 13.6%
Equity and liabilities €1.03M
Equity
€128k▲ 24.1%
Debt
€905k▲ 11.3%
The debt ratio falls from 88.7% to 87.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▲
2024 · €38k
Cash flow
€30k▲
2024 · €16k
Solvency
12.4%▲
2024 · 11.3%
Current ratio
2.44▼
2024 · 2.76
Quick ratio
0.68▲
2024 · 0.64
Debt / equity
7.06▼
2024 · 7.87
ROE
19.4%▲
2024 · 14.3%
ROA
2.4%▲
2024 · 1.6%
Interest coverage
1.75▼
2024 · 2.24
Debt
€905k▲
2024 · €813k
Debt ≤ 1 year
€415k▲
2024 · €323k
Debt > 1 year
€491k=
2024 · €491k
Income taxes
€10k▲
2024 · €5k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€917k€1.03M▲
Fixed assets21/28€25k€20k▼
Intangible fixed assets21€13k€10k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€996€688▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€4k€5k▲
Current assets29/58€892k€1.01M▲
Stocks and contracts in progress3€684k€732k▲
Stocks30/36€684k€732k▲
Amounts receivable within one year40/41€112k€87k▼
Trade receivables40€112k€86k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€94k€194k▲
Deferred charges and accrued income490/1€2k€508▼
Equity and liabilities
Total equity and liabilities10/49€917k€1.03M▲
Equity10/15€103k€128k▲
Contributions10/11€50k€50k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€38k€63k▲
Amounts payable17/49€813k€905k▲
Amounts payable after more than one year17€491k€491k=
Financial debts170/4€491k€491k=
Amounts payable within one year42/48€323k€415k▲
Trade debts44€189k€246k▲
Suppliers440/4€189k€246k▲
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€24k€31k▲
Taxes450/3€24k€31k▲
Other amounts payable47/48€109k€135k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Other operating charges640/8€1k€455▼
Gross operating margin9900€39k€83k▲
Operating profit (loss)9901€37k€74k▲
Financial income75/76B-€6k
Recurring financial income75-€6k
Financial charges65/66B€17k€45k▲
Recurring financial charges65€17k€45k▲
Profit (loss) for the period before taxes9903€20k€35k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€15k€25k▲
Profit (loss) for the period to be appropriated9905€15k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€63k▲
Profit (loss) brought forward from the previous period14P€24k€38k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €103k ▲16.6%
4 profitable years in a row build equity to €103k.
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
31-03
Financial
Highest result since 2019net €77k ▲1029%
Operating result €92k, net result €77k, both a record.
31-03
Financial
Liquidity times 5current ratio 4.01
Current ratio from 0.80 to 4.01.
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 116 days late
2021
31-03
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
31-03
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 29 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 51403800 Sint-TruidenGround area
2,833 m²
Building footprint
1,127 m²
Volume, LiDAR
2,215 m³
Parcel 71352D0914/00R004, Flanders · tallest building 5.9 m. Linked by address, not a title deed.
1 establishment unit
VERIVINO
since 20172.263.525.880
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0914/00R004 | Flanders | 2,833 m² | 1 · 1,127 m² | 5.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.263.525.880
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Of 1,050 companies in sector 46341 we hold annual accounts for 534. 383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2017
Fiscal year end31-03
Activities, NACEBEL
46341Wholesale of wines and spirits
01110Growing of cereals (except rice), leguminous crops and oil seeds
46211Wholesale trade
46349Wholesale of beverages, general range
47761Retail sale of flowers, plants, seeds and fertilisers
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.