VeriSmart

Active

Private limited companyfounded 20241 yr activeDe Villermontstraat 9, 2550 Kontich, BelgiumKBO/BCE: BE 1016.617.408

Summary

VeriSmart has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €20.3m and a net result of €4.8m. Its solvency ranks better than 35% of 95 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

VeriSmartActiveChecked score 92/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

#3 company by total assets in Kontich, Professional and technical services sector1 site

Size

€67.3mtotal assets 2026

Equity: €20.3m
Profit: €4.8m

Financial health

92 Excellent Checked score 2026

Bankruptcy chance 12 m: 0.1%

Structure

Largest shareholder: Tradespot · 27.96%
Holdings: 1

Auditor: BDO Bedrijfsrevisoren bvAccounts 95 d early1 of 4 deeds read

Why 92- Liquidity: current ratio 1.25, cash €676,677- Founded in 2024+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €67.3m, files consolidated accountsShow the evidence

Checked score

Score 2026

92 / 100

Excellent

Probability in this band: under 0.55%

Better than 41% of its sector peers (NACE 70, large)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 55

equity 30.1% of total assets

Liquidity 45

short-term debt 19.2% · cash 1.0%

Profitability 55

return on assets 7.2%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (202 companies)

Last 24 months 12-2025: 0.4% 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%▲ +2.2% vs 01-2026 03-2026: 0.4%▲ +1.6% vs 02-2026 04-2026: 0.4%▲ +1.6% vs 03-2026 05-2026: 0.4%▲ +12.2% vs 04-2026highest value 06-2026: 0.1%▼ -76.8% vs 05-2026lowest value 07-2026: 0.1%▲ +8.0% vs 06-2026 08-2026: 0.1%▲ +1.9% vs 07-2026 09-2026: 0.1%▼ -1.8% vs 08-2026 10-2026: 0.1%▼ -0.9% vs 09-2026

Liquidity: current ratio 1.25, cash €676,677 raises the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: total assets €67.3m, files consolidated accounts lowers the probability for this profile
Founded in 2024 raises the probability for this profile

Credit up to €1,850,000 at 30 days only on tighter terms

Liquidity tight (current ratio 1.25; short-term debt: 19.2% and cash: 1% of total assets), and 69.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, large). Better than this share of them on solvency 22%, liquidity 28%, profitability 73%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 1.25, cash €676,677

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €67.3m, files consolidated accounts

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 28-05-2026, 95 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2026

95 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

14-08-26 Reappointment: BDO Bedrijfsrevisoren BV (statutory auditor)Permanent representatives: Marlies Polfliet, Corneel…
28-05-26 Annual accounts filedfiscal year 2026 · full…
28-05-26 Annual accounts filedfiscal year 2026 · consolidated

Key points

Positive: Company by total assets in Kontich, Professional and…in the Checked rankings #3 View
Heads a groupcompanies controlled 5 View
Total assets 2026first fiscal year filed €67.3m View