VERIMMO
ActiveVERIMMO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €1k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-5
Solvency86=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.67 in 2024; short-term debt: 37.2% and cash: 22.5% of total assets), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
260 d late
2023
30 d late
2022
60 d late
2021
31 d late
2020
1 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 2.0%
2024 · €65k
2018: €16k
2019: €21k
2020: €49k
2021: €64k
2022: €57k
2023: €60k
2024: €65k
2018 → 2025
Total assets
€108k▲ 1.9%
2024 · €106k
2018: €105k
2019: €103k
2020: €103k
2021: €105k
2022: €97k
2023: €96k
2024: €106k
2018 → 2025
Net result
€1k▼ 75.0%
2024 · €5k
2018: €5k
2019: €5k
2020: €28k
2021: €15k
2022: €-5k
2023: €3k
2024: €5k
2018 → 2025
Working capital
€-10k▲ 25.0%
2024 · €-13k
2018: €-87k
2019: €-80k
2020: €-47k
2021: €-30k
2022: €-32k
2023: €-23k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€57k▼ 11.6%€60k▲ 5.5%€65k▲ 8.5%€66k▲ 2.0%
Operating result€17k-€206▼ 98.8%€6k▲ 3,024%€9k▲ 32.9%€3k▼ 61.9%
Net result€15k-€-5k€3k€5k▲ 64.2%€1k▼ 75.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€78k▼ 0.4%
Current assets
€30k▲ 8.2%
Equity and liabilities €108k
Equity
€66k▲ 2.0%
Debt
€42k▲ 1.8%
The debt ratio stays at 38.8%.
Key figures and ratios
EBITDA
€9k▼
2024 · €13k
Cash flow
€7k▼
2024 · €10k
Solvency
61.2%▲
2024 · 61.1%
Current ratio
0.75▲
2024 · 0.67
Quick ratio
0.75▲
2024 · 0.67
Debt / equity
0.63▼
2024 · 0.64
ROE
1.9%▼
2024 · 7.9%
ROA
1.2%▼
2024 · 4.8%
Interest coverage
51.21▲
2024 · 45.12
Debt
€42k▲
2024 · €41k
Debt ≤ 1 year
€40k▼
2024 · €41k
Income taxes
€2k▼
2024 · €3k
Staff costs
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€108k▲
Fixed assets21/28€79k€78k▼
Tangible fixed assets22/27€79k€78k▼
Land and buildings22€77k€73k▼
Plant, machinery and equipment23€1k€794▼
Furniture and vehicles24-€5k
Current assets29/58€28k€30k▲
Cash at bank and in hand54/58€24k€24k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€106k€108k▲
Equity10/15€65k€66k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€69k€66k▼
Reserves13€5k€8k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3k€6k▲
Profit (loss) carried forward14€-27k€-26k▲
Amounts payable17/49€41k€42k▲
Amounts payable within one year42/48€41k€40k▼
Trade debts44€890€525▼
Suppliers440/4€890€525▼
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€188€186▼
Other amounts payable47/48€35k€38k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€3k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€18k€14k▼
Operating profit (loss)9901€9k€3k▼
Financial charges65/66B€296€168▼
Recurring financial charges65€296€168▼
Profit (loss) for the period before taxes9903€8k€3k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€5k€1k▼
Profit (loss) for the period to be appropriated9905€5k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-26k▲
Profit (loss) brought forward from the previous period14P€-32k€-27k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 260 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼135%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €28k ▲521%
Operating result €29k, net result €28k, both a record.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 612100 AntwerpenGround area
1,149 m²
Building footprint
299 m²
Volume, LiDAR
3,551 m³
2 parcels, Flanders · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VERIMMO
since 19912.121.488.384
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0557/00T034 | Flanders | 1,095 m² | 1 · 245 m² | 16.5 m · 5 fl. |
| 11343A0823/00C000 | Flanders | 54 m² | 1 · 54 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 45 EUR awarded · 45 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 45 EUR |
| 2023 | 1 | 45 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Capital Architects
BE 0543.887.017
Hasselt · Eq €66k
Capital Estates
BE 0669.958.313
Brussel · Eq €66k
OPPAD
BE 0806.066.931
Aalter · Eq €66k
IMMO BROM
BE 0449.375.264
Heusden-Zolder · Eq €66k
HERBOSCH GROUP
BE 0676.691.301
Schoten · Eq €66k
Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 5,060 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1989
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.