VERIMMO
ActiveSummary
VERIMMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €445,902 and a net result of €4,060. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 4579 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability45▼-31
Solvency58=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.05 in 2024; short-term debt: 47.1% and cash: 5.6% of total assets), and 67.2% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.8%
Return on assets
0.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
9 d early
2023
1 d early
2022
3 d early
2021
3 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 28 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#2 oldest company in Wijnegem, Administrative and support services sector#10 company by equity in Wijnegem, Administrative and support services sector
Equity
€445,902▲ 0.9%
2024 · €441,841
Total assets
€1.4m▲ 0.4%
2024 · €1.4m
Net result
€4,060▼ 94.6%
2024 · €75,440
Working capital
-€541,208▲ 7.3%
2024 · -€583,764
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€184,188▲ 7,467%€41,232▼ 77.6%€13,312▼ 67.7%€114,035▲ 757%€36,921▼ 67.6%
Net result€138,900above the sector's middle half€13,607within the sector's middle half▼ 90.2%-€12,785below the sector's middle half€75,440above the sector's middle half€4,060within the sector's middle half▼ 94.6%
Equity€365,580above the sector's middle half▲ 20.0%€379,186above the sector's middle half▲ 3.7%€366,402above the sector's middle half▼ 3.4%€441,841above the sector's middle half▲ 20.6%€445,902above the sector's middle half▲ 0.9%
Total assets€1.4mabove the sector's middle half▼ 2.3%€1.9mabove the sector's middle half▲ 36.5%€1.8mabove the sector's middle half▼ 4.8%€1.4mabove the sector's middle half▼ 26.7%€1.4mabove the sector's middle half▲ 0.4%
Debt€991,183▼ 8.1%€1.5m▲ 51.8%€1.4m▼ 4.9%€837,900▼ 41.4%€845,607▲ 0.9%
Working capital-€640,348below the sector's middle half▼ 113%-€1.2mbelow the sector's middle half▼ 84.7%-€1.2mbelow the sector's middle half▲ 1.5%-€583,764below the sector's middle half▲ 49.9%-€541,208below the sector's middle half▲ 7.3%
Solvency25.7%within the sector's middle half▲ 4.8pp19.5%within the sector's middle half▼ 6.2pp19.8%within the sector's middle half▲ 0.3pp32.6%within the sector's middle half▲ 12.8pp32.8%within the sector's middle half▲ 0.2pp
Current ratio0.10below the sector's middle half▼ 0.040.04below the sector's middle half▼ 0.060.02below the sector's middle half▼ 0.030.05below the sector's middle half▲ 0.030.15below the sector's middle half▲ 0.11
Return on assets (ROA)9.8%within the sector's middle half▲ 10.3pp0.7%within the sector's middle half▼ 9.1pp-0.7%below the sector's middle half▼ 1.4pp5.6%within the sector's middle half▲ 6.3pp0.3%within the sector's middle half▼ 5.3pp
Staff (FTE)2.8▼ 6.7%2▼ 28.6%2.3▲ 15.0%3▲ 30.4%2.8▼ 6.7%
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€1.3m ▼ 4.9%
Current assets
€98,990 ▲ 244%
Equity and liabilities €1.4m
Equity
€445,902 ▲ 0.9%
Provisions
€68,685 ▼ 9.0%
Debt
€845,607 ▲ 0.9%
Debt's share of the balance-sheet total rises from 61.8% to 62.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104,831▼
2024 · €181,243
Cash flow
€71,971▼
2024 · €142,647
Debt to equity
1.90=
2024 · 1.90
ROE
0.9%▼
2024 · 17.1%
Interest coverage
3.10▼
2024 · 16.46
Debt ≤ 1 year
€640,199▲
2024 · €612,580
Debt > 1 year
€202,000▼
2024 · €220,000
Income taxes
€5,825▲
2024 · €4,905
Staff costs
€136,922▼
2024 · €154,178
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €89,027 | €104,944 | €154,178 | €136,922 | ▼ 11.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €79,583 | €151,963 | €90,943 | €67,208 | €67,910 | ▲ 1.0% |
| Other operating charges640/8 | - | €15,712 | €14,603 | €24,356 | €13,479 | ▼ 44.7% |
| Gross operating margin9900 | €396,291 | €297,933 | €223,802 | €359,777 | €255,232 | ▼ 29.1% |
| Operating profit (loss)9901 | €184,188 | €41,232 | €13,312 | €114,035 | €36,921 | ▼ 67.6% |
| Financial charges65/66B | - | €20,511 | €31,732 | €11,010 | €33,866 | ▲ 208% |
| Recurring financial charges65 | €14,438 | €20,511 | €31,732 | €11,010 | €33,866 | ▲ 208% |
| Profit (loss) for the period before taxes9903 | €169,750 | €20,721 | -€18,420 | €103,025 | €3,054 | ▼ 97.0% |
| Transfer from deferred taxes780 | - | €6,831 | €6,831 | €6,831 | €6,831 | = |
| Transfer to deferred taxes680 | - | - | - | €29,511 | - | - |
| Income taxes67/77 | €37,681 | €13,946 | €1,196 | €4,905 | €5,825 | ▲ 18.7% |
| Profit (loss) for the period9904 | €138,900 | €13,607 | -€12,785 | €75,440 | €4,060 | ▼ 94.6% |
| Transfer from tax-exempt reserves789 | - | €13,444 | €13,444 | €13,444 | €13,444 | = |
| Transfer to tax-exempt reserves689 | - | - | - | €88,534 | - | - |
| Profit (loss) for the period to be appropriated9905 | €152,344 | €27,051 | €660 | €350 | €17,505 | ▲ 4,908% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.9m | €1.8m | €1.4m | €1.4m | ▲ 0.4% |
| Fixed assets21/28 | €1.4m | €1.9m | €1.8m | €1.3m | €1.3m | ▼ 4.9% |
| Tangible fixed assets22/27 | €1.4m | €1.9m | €1.5m | €1.0m | €955,108 | ▼ 6.1% |
| Land and buildings22 | - | €1.9m | €1.5m | €1.0m | €955,108 | ▼ 6.1% |
| Financial fixed assets28 | €149 | €149 | €305,870 | €308,870 | €306,095 | ▼ 0.9% |
| Current assets29/58 | €69,656 | €51,721 | €19,015 | €28,816 | €98,990 | ▲ 244% |
| Amounts receivable within one year40/41 | €20,228 | €15,425 | €5,000 | - | €16,895 | - |
| Trade receivables40 | - | €760 | - | - | - | - |
| Other amounts receivable41 | - | €14,665 | €5,000 | - | €16,895 | - |
| Cash at bank and in hand54/58 | €49,428 | €36,295 | €14,015 | €28,816 | €76,095 | ▲ 164% |
| Deferred charges and accrued income490/1 | - | - | - | - | €6,000 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.9m | €1.8m | €1.4m | €1.4m | ▲ 0.4% |
| Equity10/15 | €365,580 | €379,186 | €366,402 | €441,841 | €445,902 | ▲ 0.9% |
| Contributions10/11 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Capital10 | - | - | €61,973 | €61,973 | €61,973 | = |
| Issued capital100 | - | - | €61,973 | €61,973 | €61,973 | = |
| Outside capital11 | - | €61,973 | - | - | - | - |
| Other1109/19 | - | €61,973 | - | - | - | - |
| Reserves13 | €303,606 | €317,213 | €304,428 | €379,868 | €383,928 | ▲ 1.1% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | - | - |
| Legal reserve130 | - | - | €6,200 | €6,200 | - | - |
| Reserves not available under the articles1311 | - | €6,200 | - | - | - | - |
| Tax-exempt reserves132 | - | €98,288 | €84,844 | €159,934 | €146,490 | ▼ 8.4% |
| Distributable reserves133 | - | €212,725 | €213,384 | €213,734 | €237,438 | ▲ 11.1% |
| Provisions and deferred taxes16 | €66,499 | €59,668 | €52,837 | €75,517 | €68,685 | ▼ 9.0% |
| Provisions for liabilities and charges160/5 | - | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Major repairs and maintenance162 | - | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Deferred taxes168 | - | €53,168 | €46,337 | €69,017 | €62,185 | ▼ 9.9% |
| Amounts payable17/49 | €991,183 | €1.5m | €1.4m | €837,900 | €845,607 | ▲ 0.9% |
| Amounts payable after more than one year17 | €274,000 | €256,000 | €238,000 | €220,000 | €202,000 | ▼ 8.2% |
| Financial debts170/4 | - | €256,000 | €238,000 | €220,000 | €202,000 | ▼ 8.2% |
| Amounts payable within one year42/48 | €710,005 | €1.2m | €1.2m | €612,580 | €640,199 | ▲ 4.5% |
| Current portion of amounts payable after more than one year42 | - | €18,000 | - | - | - | - |
| Financial debts43 | - | - | €18,000 | €18,000 | €18,000 | = |
| Credit institutions430/8 | - | - | €18,000 | €18,000 | €18,000 | = |
| Trade debts44 | €29,809 | €140,047 | €139,829 | €8,448 | €124,983 | ▲ 1,379% |
| Suppliers440/4 | - | €140,047 | €139,829 | €8,448 | €124,983 | ▲ 1,379% |
| Taxes, remuneration and social security45 | - | €51,409 | €64,405 | €39,675 | €50,057 | ▲ 26.2% |
| Taxes450/3 | - | €12,563 | €16,414 | €3,067 | €7,746 | ▲ 153% |
| Remuneration and social security454/9 | - | €38,846 | €47,991 | €36,608 | €42,311 | ▲ 15.6% |
| Other amounts payable47/48 | - | €1.0m | €962,024 | €546,457 | €447,159 | ▼ 18.2% |
| Accrued charges and deferred income492/3 | - | €14,345 | €8,199 | €5,320 | €3,408 | ▼ 35.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €138,900 | €13,607 | -€12,785 | €75,440 | €4,060 | ▼ 94.6% |
| + Depreciation and write-downs630 | €79,583 | €151,963 | €90,943 | €67,208 | €67,910 | ▲ 1.0% |
| Operating cash flow (approximation) | €218,483 | €165,570 | €78,158 | €142,647 | €71,971 | ▼ 49.5% |
| Investment in fixed assets (approximation) | - | -€690,089 | -€29,891 | €437,030 | -€2,671 | ▼ 101% |
| Change in cash | - | -€13,133 | -€22,280 | €14,801 | €47,279 | ▲ 219% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
State Gazette act
RestructuringDemerger · Accounting effect · Share issue10 facts ▸
State Gazette act
Restructuring
Demerger · Accounting effect · Share issue10 facts ▸
- Board meeting, 27-02-2026
- Demerger, partial split by absorption, 01-10-2025
- Demerger, partial split by absorption, 01-10-2025
- Accounting effect, 01-10-2025
- Share issue, 1032, EUR
- Share issue, 2331, EUR
- Real estate, Onroerend goed gelegen te 8793 Waregem, Posterijstraat 33
- Real estate, Onroerend goed gelegen te 8793 Waregem, Posterijstraat 33
- Cash premium, none
- Cost allocation, 50/50 to Overnemende Vennootschappen A and B
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €75,440
Net result €75,440 after one loss-making year.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet -€12,785
Net result drops to -€12,785, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €138,900
Net result €138,900 after one loss-making year.
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 2 establishment units since 1988
Ground area
1,400 m²
Building footprint
409 m²
Volume, LiDAR
2,907 m³
2 parcels, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
22
companies at this address
See who is registered here
2 establishment units
VERIMMO
since 19882.129.185.137
VERIMMO
since 19892.129.185.236
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0326/00H003 | Flanders | 1,187 m² | 1 · 334 m² | 11.1 m · 2 fl. |
| 11422C0041/00C012 | Flanders | 213 m² | 1 · 75 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionReceived in a demerger part of:WDV ACCOUNTANTSKANTOOR
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 315 EUR awarded · 315 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 105 EUR | 105 EUR |
| 2023 | 1 | 105 EUR | 105 EUR |
| 2022 | 1 | 105 EUR | 105 EUR |
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Of 1,279 companies in sector 81100 we hold annual accounts for 679. 468 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded22-12-1987
Fiscal year end31-03
Activities, NACEBEL 2025
66220Insurance agents and brokers
81100Combined facilities support activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433084511
Also
9925:BE0433084511
Registered
03-04-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.