VERIMMO
ActiveSummary
VERIMMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.20M and a net result of €57k. Equity is growing by ~3.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71=
Solvency66▼-27
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.19 in 2024; short-term debt: 46% and cash: 2.5% of total assets), and 58.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
6 d early
2023
16 d early
2022
28 d early
2021
35 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.20M▼ 41.4%
2024 · €2.06M
2018: €1.46M
2019: €1.40M
2020: €1.55M
2021: €1.92M
2022: €1.95M
2023: €2.01M
2024: €2.06M
2018 → 2025
Total assets
€2.90M▼ 3.4%
2024 · €3.00M
2018: €3.34M
2019: €3.03M
2020: €3.08M
2021: €3.58M
2022: €3.38M
2023: €3.26M
2024: €3.00M
2018 → 2025
Net result
€57k▲ 33.4%
2024 · €43k
2018: €376k
2019: €151k
2020: €152k
2021: €317k
2022: €36k
2023: €59k
2024: €43k
2018 → 2025
Working capital
€-1.21M▼ 269%
2024 · €-329k
2018: €-211k
2019: €-363k
2020: €-186k
2021: €-137k
2022: €-178k
2023: €-189k
2024: €-329k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.92M-€1.95M▲ 1.9%€2.01M▲ 3.0%€2.06M▲ 2.1%€1.20M▼ 41.4%
Operating result€397k-€74k▼ 81.5%€107k▲ 45.7%€93k▼ 13.2%€111k▲ 19.4%
Net result€317k-€36k▼ 88.5%€59k▲ 62.5%€43k▼ 28.0%€57k▲ 33.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.90M
Fixed assets
€2.78M ▼ 5.0%
Current assets
€121k ▲ 58.1%
Equity and liabilities €2.90M
Equity
€1.20M ▼ 41.4%
Provisions
€47k ▼ 9.6%
Debt
€1.65M ▲ 84.1%
Debt's share of the balance-sheet total rises from 29.9% to 56.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€258k▲
2024 · €229k
Cash flow
€203k▲
2024 · €179k
Current ratio
0.09▼
2024 · 0.19
Debt to equity
1.37▲
2024 · 0.44
ROE
4.7%▲
2024 · 2.1%
ROA
2.0%▲
2024 · 1.4%
Interest coverage
10.40▲
2024 · 8.06
Debt ≤ 1 year
€1.33M▲
2024 · €406k
Debt > 1 year
€260k▼
2024 · €454k
Income taxes
€35k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.00M€2.90M▼
Fixed assets21/28€2.93M€2.78M▼
Tangible fixed assets22/27€2.93M€2.78M▼
Land and buildings22€2.81M€2.69M▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€115k€88k▼
Current assets29/58€77k€121k▲
Amounts receivable within one year40/41€18k€27k▲
Trade receivables40€3k€12k▲
Other amounts receivable41€15k€14k▼
Cash at bank and in hand54/58€35k€74k▲
Deferred charges and accrued income490/1€24k€21k▼
Equity and liabilities
Total equity and liabilities10/49€3.00M€2.90M▼
Equity10/15€2.06M€1.20M▼
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€1.93M€1.08M▼
Non-distributable reserves130/1€35k€18k▼
Legal reserve130€35k€18k▼
Tax-exempt reserves132€157k€141k▼
Distributable reserves133€1.74M€920k▼
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€52k€47k▼
Deferred taxes168€52k€47k▼
Amounts payable17/49€897k€1.65M▲
Amounts payable after more than one year17€454k€260k▼
Financial debts170/4€451k€257k▼
Other amounts payable178/9€4k€4k=
Amounts payable within one year42/48€406k€1.33M▲
Current portion of amounts payable after more than one year42€192k€194k▲
Trade debts44€5k€5k=
Suppliers440/4€5k€5k=
Taxes, remuneration and social security45€18k€16k▼
Taxes450/3€18k€16k▼
Other amounts payable47/48€191k€1.12M▲
Accrued charges and deferred income492/3€37k€56k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€136k€147k▲
Other operating charges640/8€24k€22k▼
Gross operating margin9900€253k€280k▲
Operating profit (loss)9901€93k€111k▲
Financial income75/76B€45€0▼
Recurring financial income75€45€0▼
Financial charges65/66B€28k€25k▼
Recurring financial charges65€28k€25k▼
Profit (loss) for the period before taxes9903€65k€86k▲
Transfer from deferred taxes780€5k€5k▲
Income taxes67/77€27k€35k▲
Profit (loss) for the period9904€43k€57k▲
Transfer from tax-exempt reserves789€14k€15k▲
Profit (loss) for the period to be appropriated9905€56k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€72k▲
Transfer from equity791/2-€908k
Transfer to equity691/2€56k€72k▲
To other reserves6921€56k€72k▲
Profit to be distributed694/7-€908k
Return on contributions (dividend)694-€908k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €2MEq €2.01M ▲3%
6 profitable years in a row build equity to €2.01M.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €36k ▼88.5%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2020
Ground area
2,673 m²
Building footprint
238 m²
Volume, LiDAR
1,434 m³
Parcel 11041B0475/00G000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Verimmo
since 20202.302.822.857
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0475/00G000 | Flanders | 2,673 m² | 1 · 238 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-10-1987
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.