VERIMM
ActiveVERIMM has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341k and a net result of €8k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-88
Solvency97=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 4.12 in 2024), and 46% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
1.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
20 d late
2022
29 d late
2021
24 d late
2020
26 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€341k▲ 2.0%
2024 · €335k
2018: €148k
2019: €165k
2020: €219k
2021: €241k
2022: €207k
2023: €233k
2024: €335k
2018 → 2025
Total assets
€633k▼ 0.4%
2024 · €635k
2018: €455k
2019: €458k
2020: €474k
2021: €467k
2022: €552k
2023: €552k
2024: €635k
2018 → 2025
Net result
€8k▼ 92.6%
2024 · €107k
2018: €10k
2019: €29k
2020: €55k
2021: €23k
2022: €-34k
2023: €27k
2024: €107k
2018 → 2025
Working capital
€143k▼ 49.6%
2024 · €283k
2018: €-33k
2019: €-36k
2020: €-68
2021: €34k
2022: €-69k
2023: €-16k
2024: €283k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€241k-€207k▼ 14.1%€233k▲ 12.7%€335k▲ 43.5%€341k▲ 2.0%
Operating result€40k-€-31k€45k€141k▲ 215%€15k▼ 89.7%
Net result€23k-€-34k€27k€107k▲ 297%€8k▼ 92.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €633k
Fixed assets
€402k▲ 53.8%
Current assets
€231k▼ 38.3%
Equity and liabilities €633k
Equity
€341k▲ 2.0%
Provisions
€19k▼ 0.5%
Debt
€273k▼ 3.3%
The debt ratio falls from 44.4% to 43.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€37k▼
2024 · €162k
Cash flow
€31k▼
2024 · €129k
Solvency
54.0%▲
2024 · 52.7%
Current ratio
2.62▼
2024 · 4.12
Quick ratio
2.62▼
2024 · 4.12
Debt / equity
0.80▼
2024 · 0.84
ROE
2.3%▼
2024 · 32.1%
ROA
1.3%▼
2024 · 16.9%
Interest coverage
7.59▼
2024 · 36.38
Debt
€273k▼
2024 · €282k
Debt ≤ 1 year
€88k▼
2024 · €91k
Debt > 1 year
€182k▼
2024 · €189k
Income taxes
€4k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€635k€633k▼
Fixed assets21/28€261k€402k▲
Intangible fixed assets21€18k€9k▼
Tangible fixed assets22/27€244k€393k▲
Land and buildings22€238k€386k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24-€3k
Other tangible fixed assets26€488-
Current assets29/58€374k€231k▼
Stocks and contracts in progress3€464€464=
Stocks30/36€464€464=
Amounts receivable within one year40/41€8k€14k▲
Trade receivables40€4k€5k▲
Other amounts receivable41€4k€9k▲
Current investments50/53€200k-
Cash at bank and in hand54/58€165k€216k▲
Deferred charges and accrued income490/1€954€949▼
Equity and liabilities
Total equity and liabilities10/49€635k€633k▼
Equity10/15€335k€341k▲
Contributions10/11€19k€25k▲
Capital10€19k-
Issued capital100€19k-
Reserves13€316k€317k▲
Non-distributable reserves130/1€6k-
Legal reserve130€6k-
Tax-exempt reserves132€75k€75k▼
Distributable reserves133€235k€242k▲
Provisions and deferred taxes16€19k€19k▼
Deferred taxes168€19k€19k▼
Amounts payable17/49€282k€273k▼
Amounts payable after more than one year17€189k€182k▼
Financial debts170/4€189k€182k▼
Amounts payable within one year42/48€91k€88k▼
Current portion of amounts payable after more than one year42€15k€17k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€9k€4k▼
Other amounts payable47/48€63k€64k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€94k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Other operating charges640/8€6k€25k▲
Gross operating margin9900€168k€63k▼
Operating profit (loss)9901€141k€15k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€140k€12k▼
Transfer from deferred taxes780-€470
Transfer to deferred taxes680€19k-
Income taxes67/77€13k€4k▼
Profit (loss) for the period9904€107k€8k▼
Transfer to tax-exempt reserves689€75k-
Profit (loss) for the period to be appropriated9905€32k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€8k▼
Transfer to equity691/2€26k€7k▼
To other reserves6921€26k€7k▼
Profit to be distributed694/7€6k€800▼
Return on contributions (dividend)694€800€800=
Directors or managers695€5k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €107k ▲297%
Operating result €141k, net result €107k, both a record.
31-12
Financial
Liquidity times 5current ratio 4.12
Current ratio from 0.86 to 4.12; short-term debt falls from €118k to €91k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €-34k ▼247%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Equity above €200kEq €219k ▲32.8%
3 profitable years in a row build equity to €219k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Equity above €150kEq €165k ▲11.1%
2 profitable years in a row build equity to €165k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
Vikus BV
CurrentDirector · since 05-06-2024 · Legal entity · perm. rep.: Verhue Viktor
05-06-2024
Vikus BV: Appointed as Director
05-06-2024
Verhue Viktor: Resigned as Director
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duinhoekstraat 948660 De PanneGround area
1,142 m²
Building footprint
200 m²
Volume, LiDAR
986 m³
Parcel 38352D0275/00_000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verimm
since 20172.267.923.049
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38352D0275/00_000 | Flanders | 1,142 m² | 1 · 200 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 960 EUR awarded · 960 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 960 EUR | 960 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 4,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-1995
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70120
68110Buying and selling of own real estate
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.