Equity
-€6,126
Debts exceed assets in financial year 2026.
VERILO
Overview
Lifetime
2 annual accounts with figures on one time axispeak -€4,203 (2026)
-€4,203▲ €1,577
lowest -€8,090 (2025)
-€8,036▲ €54
peak €1,910 (2025)
-€6,126▼ €8,036
€34,369▲ 35.5%
Board1 name since 2024
1 directorPOELAERT Maxime Hubert
Documentsfilings and deeds
26-10-202697 days before the deadline
2026micro format
Gross margin from -€5,781 to -€4,203Loss of €8,036Equity from €1,910 to -€6,126Debts from €25,374 to €34,369Cash from €550 to €3,604
Key points
from the 2026 annual accountsLosses
-€16,126 in two years
The 2025 and 2026 financial years closed with a loss. 2025 was the heaviest.
Debts
€34,369 122% of the balance sheet
Suppliers 2%Taxes and wages 1%Other 97%
Turnover not published (micro format)
Checked score
52
Fair
Financially stronger than 5% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.4%
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.5%▲ +0.1 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025highest value
01-2026: 0.3%▼ -0.2 percentage points vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€6,126
Loss of €8,036, the second in a row (financial year 2026)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €28,243
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 7% of them on solvency, 6% on liquidity, 5% on profitability and 1% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as VERILO has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VERILO itself is lower: 0.4% within 12 months. It rests on far more data about VERILO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for VERILO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.11 (0.04 in 2025), below 1. Short-term debt is 121.7% and cash 12.8% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
2526
2025 to 2026 · latest year -€6,126
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 26-10-2026, 97 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
97 days early
2025
46 days early
← before the deadline
after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today30-06-2027 year end31-01-2028 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008440407
Incorporation
Founding capital of €10,000, 10,000 shares · Founder: POELAERT Maxime Hubert (comparant constituant) · Appointment: POELAERT Maxime Hubert (director) · published on 18-04-2024 · Gazette deed
First establishment
Chaussée du Roeulx 1A, Soignies
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VERILO Soignies | €28,243 | -€4,203 | -21.7% | - |
| FANATYX Binche | €29,490 | -€8,523 | -48.8% | - |
| TOGARA Bruges | €26,758 | €328 | 90.0% | - |
| Digital Business Solutions Group Molenbeek-Saint-Jean | €29,686 | -€2,996 | -16.3% | - |
| WGCP Ottignies-Louvain-la-Neuve | €31,849 | -€35,733 | 84.6% | - |
| NETTIC Knokke-Heist | €24,099 | -€2,593 | 57.5% | - |
| AGILE WORKS Grez-Doiceau | €31,524 | -€8,790 | 71.4% | - |
These companies have the same main activity as VERILO: computer programming (NACE 62100). They are comparable in size and age: total assets between €24,100 and €31,800, founded in 2024.
Official details
Source: KBO- Status
- Active since 16-04-2024Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.359.027.0337060 Soignies, since 16-04-2024
- Financial year end
- 30 June
- Peppol
- Reachable since 30-09-2025
Annual accounts to 30-06-2026
- -€4,203▲ 27.3%
- €8,036▼ 0.7%
- -€6,126
- €28,243▲ 3.5%
- Filing
- Filed on 26-10-2026, 97 days before the end of the filing period
Insights on VERILO
VERILO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€6,126) and a net result of -€8,036.
Its solvency ranks better than 5% of 653 sector peers (NACE 62, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 26-10-2026, 97 days before the deadline-€4,203
▲ €1,577
-€7,262
▲ €2,835
-€8,036
▲ €54
-€30,602
▼ €11,273
-21.7%
▼ 28.7 percentage points
0.11
▲ 0.07
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €28,243 on 30-06-2026What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-21.7%
Higher than 13% of 21,205 companies in 2025.
0.11
Lower than 95% of 20,568 companies in 2025.
-28.5%
Higher than 6% of 20,743 companies in 2025.
VERILO
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
28,243 | 27,284 | |
21/28 |
24,476 | 26,482 | |
22/27 |
24,476 | 26,482 | |
23 |
24,476 | 26,482 | |
29/58 |
3,767 | 802 | |
40/41 |
3 | 252 | |
41 |
3 | 252 | |
54/58 |
3,604 | 550 | |
490/1 |
160 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
28,243 | 27,284 | |
10/15 |
-6,126 | 1,910 | |
10/11 |
10,000 | 10,000 | |
14 |
-16,126 | -8,090 | |
17/49 |
34,369 | 25,374 | |
17 |
- | 5,243 | |
170/4 |
- | 5,243 | |
42/48 |
34,369 | 20,131 | |
42 |
5,243 | 4,856 | |
44 |
618 | - | |
440/4 |
618 | - | |
45 |
381 | - | |
450/3 |
381 | - | |
47/48 |
28,127 | 15,275 | |
| Income statement | |||
9900 |
-4,203 | -5,781 | |
630 |
3,059 | 4,316 | |
9901 |
-7,262 | -10,097 | |
75/76B |
6 | 2,729 | |
75 |
6 | 2,729 | |
65/66B |
780 | 721 | |
65 |
780 | 721 | |
9903 |
-8,036 | -8,090 | |
9904 |
-8,036 | -8,090 | |
9905 |
-8,036 | -8,090 | |
| Appropriation of the result | |||
9906 |
-16,126 | -8,090 | |
14P |
-8,090 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 26-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| -4,203 | -5,781 | ||
| -4,977 | -3,774 | ||
| 1,053 | 29,399 | ||
| 3,054 | - | ||
| -30,602 | -19,329 | ||
| -21.7% | 7.0% | ||
| 0.11 | 0.04 | ||
| - | 13.28 | ||
| - | -423.5% | ||
| -28.5% | -29.7% | ||
| -5.39 | -8.01 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2026 | 30-06-2025 |
|---|---|---|
| Tangible fixed assets | €1,053 | €29,399 |
| €3,059 | €4,316 |
Source: notes to the 2025 to 2026 annual accounts (statement of fixed assets)
Insights on VERILO
The operating result for 2026 is a loss of €7,262, smaller than the loss of €10,097 in 2025.
Equity is negative. Debt (€34,369) exceeds the balance-sheet total (€28,243).
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 18-04-2024
term without a fixed end
also on the board of 1 other company
listed in the 2026 annual accounts, filed on 26-10-2026
Mandates through the years
1 name, the dashed line is todayPOELAERT Maxime Hubert
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- POELAERT Maxime Hubert
- Director (not named in the articles), appointed by deed of 18-04-2024, still in office
Control
Capital
- Contribution
- €10,000
- Shares
- 10,000
- Contribution per share
- €1
- Equity per share
- -€0.61 in 2026
- Source
- deed of 18-04-2024
Articles of association
deed of 18-04-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs au prorata si plusieurs, tenus de solliciter l’agrément selon mêmes formalités s’ils ne deviennent pas de…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of November at 18:00
Shareholders
At incorporation
deed of 18-04-2024 ↗
- POELAERT Maxime Hubert 10,000 shares (100%) · €10,000 in cash
Network & group
No group
VERILO has no parent and no holdings in its annual accounts. POELAERT Maxime Hubert is the only director.
At the same address
Chaussée du Roeulx 1, 7060 Soignies · 3 other companies| Maxxim
registered office since 24-02-2022 · founded in 2022 |
total assets €135,669 (2025) 0782.604.512 |
| DE WULF
registered office since 15-05-2008 · founded in 2008 · negative equity (2025) |
total assets €12,270 (2025) 0898.055.296 |
| Vandekerkove, Maxime (sole trader)
establishment since 01-10-2026 |
founded in 2026 1038.813.679 |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Maxxim
via POELAERT Maxime Hubert · Director (not named in the articles) · deed of 28-02-2022
Founded in 2022 · total assets €135,669 (2025)
→
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2027 accounts: 31-01-2028
2026
Annual accounts 2026 filed NBBmicro format · 97 days before the deadline
2025
Annual accounts 2025 filed PDFmicro format · 46 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1008440407
2024
IncorporationFounding capital of €10,000, 10,000 shares · Founder: POELAERT Maxime Hubert (comparant constituant) · Appointment: POELAERT Maxime Hubert (director) · published on 18-04-20246 points ▸
- Founder, POELAERT Maxime Hubert (comparant constituant)
- Founding capital, €10,000, 10,000 shares
- Kind of shares, VERILO
- 10,000 shares
- Registered office clause, chaussée du Roeulx 1A, 7060 Soignies
- Director appointment, POELAERT Maxime Hubert (director (not named in the articles))
- The deed holds 4 more points.
First establishment Chaussée du Roeulx 1A, Soignies
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 16 April 2024, VERILO was incorporated as a private limited company by one natural person, with a starting capital of €10,000.12 POELAERT Maxime Hubert is director of the company, appointed by deed of 18-04-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2026.3
Company details
Identity
- Enterprise number
- 1008.440.407
- VAT number
- BE 1008.440.407
- Peppol ID
- 0208:1008440407
- Other Peppol ID
- 9925:BE1008440407
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-04-2024
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of November at 18:00deed of 18-04-2024 (in French)
- Peppol
- Reachable since 30-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- VERILO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-04-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Chaussée du Roeulx 1A, 7060 Soignies”deed of 18-04-2024 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
63910
Web portal activities
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
58290
Publishing activities
62020
IT consultancy
62030
Computer programming, consultancy and related activities
63120
Computing infrastructure, data processing, hosting and other information service activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La vente de matériel et de logiciels informatiques et les services attachés; La location de matériel informatique de tous types; L’entretien…”deed of 18-04-2024 (in French)
7 activities
- La vente de matériel et de logiciels informatiques et les services attachés
- La location de matériel informatique de tous types
- L’entretien de tous matériels informatiques
- L’outsourcing de tous types d’activités liées à l’informatique
- La gestion d’un canal de distribution de produits informatiques de tous genres
- Le conseil en informatique
- La gestion de projets informatiques
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Chaussée du Roeulx 1 registered office 7060 Soignies | ||
| Chaussée du Roeulx 1A 7060 Soignies | 16-04-2024 | 2.359.027.033 |
Buildings and parcels at the addresses
- Ground area
- 232 m²
- Buildings
- 150 m²
- Volume, LiDAR
- 1,298 m³
- Tallest building
- 10.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 55040C0001/00Z000 | 143 m² | 1 · 62 m² | 9.7 m · 3 |
| 55040C0001/00Y000 | 88 m² | 1 · 88 m² | 10.1 m · 3 |
Contact
E-mail
mp@maxxim.be
Phone
+320483241794