Verigo
ActiveSummary
Verigo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €11k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▼-29
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 13.53 against 18.97 in 2024; short-term debt: 7.3% and cash: 19.4% of total assets), and 7.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.7%
Return on assets
9.6%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-05-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
4 d late
2024
28 d late
2023
24 d late
2022
16 d late
2021
20 d late
2020
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 11.5%
2024 · €98k
2020: €56klowest in 6 years
2021: €83k▲ +47.1% vs 2020
2022: €95k▲ +14.9% vs 2021
2023: €76k▼ -20.3% vs 2022
2024: €98k▲ +28.8% vs 2023
2025: €109k▲ +11.5% vs 2024highest in 6 years
2020 → 2025
Total assets
€118k▲ 14.0%
2024 · €103k
2020: €72klowest in 6 years
2021: €170k▲ +135% vs 2020highest in 6 years
2022: €112k▼ -33.7% vs 2021
2023: €79k▼ -29.6% vs 2022
2024: €103k▲ +30.2% vs 2023
2025: €118k▲ +14.0% vs 2024
2020 → 2025
Net result
€11k▼ 48.4%
2024 · €22k
2020: €6k
2021: €27k▲ +320% vs 2020highest in 6 years
2022: €12k▼ -53.5% vs 2021
2023: €-19k▼ -257% vs 2022lowest in 6 years
2024: €22k▲ +213% vs 2023
2025: €11k▼ -48.4% vs 2024
2020 → 2025
Working capital
€108k▲ 10.3%
2024 · €98k
2020: €44klowest in 6 years
2021: €76k▲ +72.9% vs 2020
2022: €94k▲ +23.8% vs 2021
2023: €76k▼ -19.0% vs 2022
2024: €98k▲ +28.8% vs 2023
2025: €108k▲ +10.3% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€95k▲ 14.9%€76k▼ 20.3%€98k▲ 28.8%€109k▲ 11.5%
2021: €83k
2022: €95k▲ +14.9% vs 2021
2023: €76k▼ -20.3% vs 2022lowest in 5 years
2024: €98k▲ +28.8% vs 2023
2025: €109k▲ +11.5% vs 2024highest in 5 years
Operating result€40k-€18k▼ 55.6%€-20k€22k€16k▼ 25.0%
2021: €40khighest in 5 years
2022: €18k▼ -55.6% vs 2021
2023: €-20k▼ -215% vs 2022lowest in 5 years
2024: €22k▲ +208% vs 2023
2025: €16k▼ -25.0% vs 2024
Net result€27k-€12k▼ 53.5%€-19k€22k€11k▼ 48.4%
2021: €27khighest in 5 years
2022: €12k▼ -53.5% vs 2021
2023: €-19k▼ -257% vs 2022lowest in 5 years
2024: €22k▲ +213% vs 2023
2025: €11k▼ -48.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€1k
Current assets
€116k
Equity and liabilities €118k
Equity
€109k ▲ 11.5%
Debt
€9k ▲ 58.2%
Debt's share of the balance-sheet total rises from 5.3% to 7.3%. Equity and debt are higher.
Key figures and ratios
Current ratio
13.53▼
2024 · 18.97
Quick ratio
9.68▼
2024 · 16.91
Debt to equity
0.08▲
2024 · 0.06
ROE
10.3%▼
2024 · 22.4%
ROA
9.6%▼
2024 · 21.2%
Debt ≤ 1 year
€9k▲
2024 · €5k
Income taxes
€6k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€103k€118k▲
Fixed assets21/28-€1k
Financial fixed assets28-€1k
Current assets29/58€103k€116k▲
Stocks and contracts in progress3€11k€33k▲
Stocks30/36€11k€33k▲
Amounts receivable within one year40/41€66k€60k▼
Trade receivables40€63k€57k▼
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€26k€23k▼
Deferred charges and accrued income490/1€205€244▲
Equity and liabilities
Total equity and liabilities10/49€103k€118k▲
Equity10/15€98k€109k▲
Contributions10/11€50k€50k=
Reserves13€48k€59k▲
Distributable reserves133€48k€59k▲
Amounts payable17/49€5k€9k▲
Amounts payable within one year42/48€5k€9k▲
Financial debts43€1k€1k▼
Credit institutions430/8€1k€1k▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Other operating charges640/8-€235
Gross operating margin9900€22k€17k▼
Operating profit (loss)9901€22k€16k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€1k€632▼
Recurring financial charges65€1k€632▼
Profit (loss) for the period before taxes9903€23k€17k▼
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€22k€11k▼
Profit (loss) for the period to be appropriated9905€22k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€11k▲
Profit (loss) brought forward from the previous period14P€-19k-
Transfer to equity691/2€2k€11k▲
To other reserves6921€2k€11k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €6k | €2k | - | - | - |
| Other operating charges640/8 | - | - | - | - | €235 | - |
| Gross operating margin9900 | €46k | €23k | €-19k | €22k | €17k | ▼ 23.9% |
| Operating profit (loss)9901 | €40k | €18k | €-20k | €22k | €16k | ▼ 25.0% |
| Financial income75/76B | €37 | €2k | €1k | €2k | €1k | ▼ 48.1% |
| Recurring financial income75 | €37 | €2k | €1k | €2k | €1k | ▼ 48.1% |
| Financial charges65/66B | €949 | €1k | €401 | €1k | €632 | ▼ 41.9% |
| Recurring financial charges65 | €949 | €1k | €401 | €1k | €632 | ▼ 41.9% |
| Profit (loss) for the period before taxes9903 | €39k | €18k | €-19k | €23k | €17k | ▼ 26.6% |
| Income taxes67/77 | €12k | €6k | - | €1k | €6k | ▲ 297% |
| Profit (loss) for the period9904 | €27k | €12k | €-19k | €22k | €11k | ▼ 48.4% |
| Profit (loss) for the period to be appropriated9905 | €27k | €12k | €-19k | €22k | €11k | ▼ 48.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €170k | €112k | €79k | €103k | €118k | ▲ 14.0% |
| Fixed assets21/28 | €7k | €2k | - | - | €1k | - |
| Intangible fixed assets21 | €456 | €156 | - | - | - | - |
| Tangible fixed assets22/27 | €7k | €1k | - | - | - | - |
| Plant, machinery and equipment23 | €7k | €1k | - | - | - | - |
| Financial fixed assets28 | - | - | - | - | €1k | - |
| Current assets29/58 | €163k | €111k | €79k | €103k | €116k | ▲ 12.8% |
| Stocks and contracts in progress3 | €8k | €5k | €7k | €11k | €33k | ▲ 196% |
| Stocks30/36 | €8k | €5k | €7k | €11k | €33k | ▲ 196% |
| Amounts receivable within one year40/41 | €112k | €72k | €52k | €66k | €60k | ▼ 8.6% |
| Trade receivables40 | €111k | €71k | €49k | €63k | €57k | ▼ 10.0% |
| Other amounts receivable41 | €2k | €569 | €3k | €3k | €3k | ▲ 21.8% |
| Cash at bank and in hand54/58 | €38k | €30k | €16k | €26k | €23k | ▼ 11.8% |
| Deferred charges and accrued income490/1 | €4k | €4k | €4k | €205 | €244 | ▲ 19.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €170k | €112k | €79k | €103k | €118k | ▲ 14.0% |
| Equity10/15 | €83k | €95k | €76k | €98k | €109k | ▲ 11.5% |
| Contributions10/11 | €50k | €50k | €50k | €50k | €50k | = |
| Reserves13 | €33k | €45k | €45k | €48k | €59k | ▲ 23.6% |
| Distributable reserves133 | €33k | €45k | €45k | €48k | €59k | ▲ 23.6% |
| Profit (loss) carried forward14 | - | - | €-19k | - | - | - |
| Amounts payable17/49 | €87k | €17k | €3k | €5k | €9k | ▲ 58.2% |
| Amounts payable within one year42/48 | €87k | €17k | €3k | €5k | €9k | ▲ 58.2% |
| Financial debts43 | - | - | €2k | €1k | €1k | ▼ 14.3% |
| Credit institutions430/8 | - | - | €2k | €1k | €1k | ▼ 14.3% |
| Trade debts44 | €71k | - | €214 | €1k | - | - |
| Suppliers440/4 | €71k | - | €214 | €1k | - | - |
| Taxes, remuneration and social security45 | €12k | €15k | - | €1k | €6k | ▲ 322% |
| Taxes450/3 | €12k | €15k | - | €1k | €6k | ▲ 322% |
| Other amounts payable47/48 | €4k | €2k | €1k | €1k | €1k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27k | €12k | €-19k | €22k | €11k | ▼ 48.4% |
| + Depreciation and write-downs630 | €6k | €6k | €2k | - | - | - |
| Operating cash flow (approximation) | €32k | €18k | €-18k | €22k | €11k | ▼ 48.4% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €-8k | €-14k | €10k | €-3k | ▼ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-09
Financial
Equity above €100kEq €109k ▲11.5%
2 profitable years in a row build equity to €109k.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-09
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
30-09
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity quadruplescurrent ratio 23.46
Current ratio from 6.40 to 23.46; short-term debt falls from €17k to €3k.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
30-09
Financial
Liquidity triplescurrent ratio 6.40
Current ratio from 1.87 to 6.40; short-term debt falls from €87k to €17k.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
30-09
Financial
Highest result since 2020net €27k ▲320%
Operating result €40k, net result €27k, both a record.
14-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2019
Ground area
3,027 m²
Building footprint
390 m²
Volume, LiDAR
1,244 m³
Parcel 24472F0308/00L000, Flanders · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Patrijzendreef 28, 3140 Keerbergen
since 20192.296.100.163
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0308/00L000 | Flanders | 3,027 m² | 1 · 390 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,737 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-10-2019
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.