VERICA SARL

Active

Foreign entityfounded 199531 yrs activeRoute de Longwy 74, 8080 Bertrange, LuxembourgKBO/BCE: BE 0455.163.788

For the legal form of VERICA SARL, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €2.06M and a net result of €132k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 374 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

49 / 100

Fair▼ -7 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability32▼-56

Solvency55▲+3

Growth52=

Stability100

Credit verdict

Credit up to €100k at 30 days acceptable

Liquidity short (current ratio 0.11 against 0.41 in 2024), and 56.5% of the assets are financed with debt.

How do we compute this score?

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

○neutral

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

26 d late

2024

20 d late

2023

91 d late

2022

150 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€132k▼ 61.3%

2024 · €341k

2022: €592k 2023: €352k 2024: €341k

2022 → 2025

Working capital

€-1.02M▼ 84.9%

2024 · €-552k

2022: €-1.67M 2023: €-567k 2024: €-552k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€1.16M-€1.59M▲ 36.5%€1.93M▲ 21.3%€2.06M▲ 6.7%

Operating result€704k-€523k▼ 25.8%€501k▼ 4.3%€239k▼ 52.3%

Net result€592k-€352k▼ 40.6%€341k▼ 3.2%€132k▼ 61.3%

Result per fiscal year

Operating resultNet result

The operating result has fallen three years in a row; 2025 is 52% below 2024 and is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €4.72M

97.3%

Fixed assets €4.59M▲ 6.5%

Current assets €129k▼ 67.1%

Equity and liabilities €4.72M

43.5%

56.5%

Equity €2.06M▲ 6.7%

Debt €2.67M▼ 4.1%

The debt ratio falls from 59.1% to 56.5%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€523k▼

2024 · €748k

Cash flow

€416k▼

2024 · €588k

Solvency

43.5%▲

2024 · 40.9%

Current ratio

0.11▼

2024 · 0.41

Quick ratio

0.11▼

2024 · 0.41

Debt / equity

1.30▼

2024 · 1.44

ROE

6.4%▼

2024 · 17.7%

ROA

2.8%▼

2024 · 7.2%

Interest coverage

10.39▼

2024 · 17.59

Debt

€2.67M▼

2024 · €2.78M

Debt ≤ 1 year

€1.15M▲

2024 · €944k

Debt > 1 year

€1.52M▼

2024 · €1.84M

Income taxes

€64k▼

2024 · €121k

Staff costs

€122k▲

2024 · €98k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€4.71M€4.72M▲

Fixed assets21/28€4.31M€4.59M▲

Tangible fixed assets22/27€4.31M€4.59M▲

Land and buildings22€4.11M€4.17M▲

Plant, machinery and equipment23€114k€344k▲

Furniture and vehicles24€93k€83k▼

Current assets29/58€391k€129k▼

Amounts receivable within one year40/41€63k€102k▲

Trade receivables40€295€11k▲

Other amounts receivable41€63k€91k▲

Cash at bank and in hand54/58€322k€22k▼

Deferred charges and accrued income490/1€6k€5k▼

Equity and liabilities

Total equity and liabilities10/49€4.71M€4.72M▲

Equity10/15€1.93M€2.06M▲

Contributions10/11€421k€421k=

Capital10€421k€421k=

Issued capital100€421k€421k=

Profit (loss) carried forward14€1.43M€1.57M▲

Investment grants15€70k€68k▼

Amounts payable17/49€2.78M€2.67M▼

Amounts payable after more than one year17€1.84M€1.52M▼

Financial debts170/4€1.84M€1.52M▼

Amounts payable within one year42/48€944k€1.15M▲

Current portion of amounts payable after more than one year42€417k€425k▲

Trade debts44€83k€213k▲

Suppliers440/4€83k€213k▲

Advances received on contracts in progress46€237k€245k▲

Taxes, remuneration and social security45€78k€49k▼

Taxes450/3€67k€26k▼

Remuneration and social security454/9€11k€22k▲

Other amounts payable47/48€129k€218k▲

Accrued charges and deferred income492/3€387€785▲

Income statement Code20242025

Remuneration, social security and pensions62€98k€122k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€247k€284k▲

Other operating charges640/8€18k€34k▲

Gross operating margin9900€865k€678k▼

Operating profit (loss)9901€501k€239k▼

Financial income75/76B€4k€7k▲

Recurring financial income75€4k€7k▲

Financial charges65/66B€43k€50k▲

Recurring financial charges65€43k€50k▲

Profit (loss) for the period before taxes9903€462k€196k▼

Income taxes67/77€121k€64k▼

Profit (loss) for the period9904€341k€132k▼

Profit (loss) for the period to be appropriated9905€341k€132k▼

Appropriation of the result

Profit (loss) to be appropriated9906€1.43M€1.57M▲

Profit (loss) brought forward from the previous period14P€1.09M€1.43M▲

Social balance

Average headcount (FTE)90872.62.2▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

26-08

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 26 days late

2025

31-12

Financial Weakest financial yearnet €132k ▼61.3%

Net result drops to €132k, the lowest in the series.

31-12

Financial Equity above €2MEq €2.06M ▲6.7%

4 profitable years in a row build equity to €2.06M.

20-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 20 days late

2024

30-10

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 91 days late

2023

28-12

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 150 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Bertrange · 1 establishment unit since 2020

establishment approximate The establishment unit on the map

Cannot be placed on the map

The registered office is abroad (Luxembourg). The address register our map runs on (BOSA BEST) covers Belgian addresses only.

Route de Longwy 748080 BertrangeLuxembourg

Ground area

1,612 m²

Building footprint

113 m²

Volume, LiDAR

743 m³