VERIBOUW
ActiveVERIBOUW has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €733. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 2176 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-10
Solvency38▼-49
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 2.43 in 2024; short-term debt: 85.5% and cash: 6.5% of total assets), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2176 sector peers (2025).
NBB · sector comparisonPosition among 2176 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
20 d early
2023
70 d early
2022
34 d early
2021
74 d early
2020
74 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€92k▼ 71.0%
2024 · €315k
2018: €180k
2019: €166k
2020: €213k
2021: €331k
2022: €287k
2023: €315k
2024: €315k
2018 → 2025
Total assets
€731k▲ 42.7%
2024 · €512k
2018: €695k
2019: €639k
2020: €629k
2021: €517k
2022: €590k
2023: €508k
2024: €512k
2018 → 2025
Net result
€733▲ 50.8%
2024 · €486
2018: €6k
2019: €55k
2020: €47k
2021: €119k
2022: €725
2023: €28k
2024: €486
2018 → 2025
Working capital
€69k▼ 73.3%
2024 · €257k
2018: €40k
2019: €27k
2020: €90k
2021: €130k
2022: €108k
2023: €131k
2024: €257k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€331k-€287k▼ 13.5%€315k▲ 9.8%€315k▲ 0.2%€92k▼ 71.0%
Operating result€173k-€10k▼ 94.5%€49k▲ 410%€12k▼ 76.2%€13k▲ 10.3%
Net result€119k-€725▼ 99.4%€28k▲ 3,774%€486▼ 98.3%€733▲ 50.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €731k
Fixed assets
€37k▼ 51.2%
Current assets
€694k▲ 59.0%
Equity and liabilities €731k
Equity
€92k▼ 71.0%
Debt
€639k▲ 225%
The debt ratio rises from 38.4% to 87.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€52k▼
2024 · €66k
Cash flow
€40k▼
2024 · €55k
Solvency
12.5%▼
2024 · 61.6%
Current ratio
1.11▼
2024 · 2.43
Quick ratio
0.17▼
2024 · 0.37
Debt / equity
6.99▲
2024 · 0.62
ROE
0.8%▲
2024 · 0.2%
ROA
0.1%▲
2024 · 0.1%
Interest coverage
4.77▼
2024 · 6.77
Debt
€639k▲
2024 · €197k
Debt ≤ 1 year
€625k▲
2024 · €180k
Debt > 1 year
€1k▼
2024 · €14k
Income taxes
€1k▲
2024 · €1k
Staff costs
€53k▼
2024 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€512k€731k▲
Fixed assets21/28€76k€37k▼
Tangible fixed assets22/27€73k€34k▼
Plant, machinery and equipment23€17k€10k▼
Furniture and vehicles24€542-
Leasing and similar rights25€35k€23k▼
Other tangible fixed assets26€21k€2k▼
Financial fixed assets28€3k€3k=
Current assets29/58€437k€694k▲
Stocks and contracts in progress3€369k€589k▲
Contracts in progress37€369k€589k▲
Amounts receivable within one year40/41€54k€52k▼
Trade receivables40€36k€6k▼
Other amounts receivable41€19k€46k▲
Cash at bank and in hand54/58€8k€47k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€512k€731k▲
Equity10/15€315k€92k▼
Contributions10/11€50k€50k=
Reserves13€266k€42k▼
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Distributable reserves133€254k€30k▼
Amounts payable17/49€197k€639k▲
Amounts payable after more than one year17€14k€1k▼
Financial debts170/4€14k€1k▼
Amounts payable within one year42/48€180k€625k▲
Current portion of amounts payable after more than one year42€32k€13k▼
Financial debts43€100k€310k▲
Credit institutions430/8€100k€310k▲
Trade debts44€34k€74k▲
Suppliers440/4€34k€74k▲
Taxes, remuneration and social security45€13k€2k▼
Taxes450/3€12k€2k▼
Remuneration and social security454/9€899€280▼
Other amounts payable47/48€404€227k▲
Accrued charges and deferred income492/3€3k€13k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€11k▲
Remuneration, social security and pensions62€109k€53k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€39k▼
Other operating charges640/8€5k€7k▲
Gross operating margin9900€180k€111k▼
Operating profit (loss)9901€12k€13k▲
Financial income75/76B€3€188▲
Recurring financial income75€3€188▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€2k€2k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€486€733▲
Profit (loss) for the period to be appropriated9905€486€733▲
Appropriation of the result
Profit (loss) to be appropriated9906€486€733▲
Transfer from equity791/2-€225k
Transfer to equity691/2€486€733▲
To other reserves6921€486€733▲
Profit to be distributed694/7-€225k
Return on contributions (dividend)694-€225k
Social balance
Average headcount (FTE)90872.31.9▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €486 ▼98.3%
Net result drops to €486, the lowest in the series; recovery starts the following year.
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €119k ▲152%
Operating result €173k, net result €119k, both a record.
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €213k ▲28.4%
3 profitable years in a row build equity to €213k.
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rasbeekstraat(SPK) 111541 PajottegemGround area
1,646 m²
Building footprint
360 m²
Volume, LiDAR
1,323 m³
Parcel 23076D0311/00H000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rasbeekstraat(SPK) 11, 1541 Pajottegem
since 19982.054.178.502
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23076D0311/00H000 | Flanders | 1,646 m² | 1 · 360 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryVERIBOUW BV27378
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-1991
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43120Site preparation
45112
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.