VERHOYE - DULT
ActiveVERHOYE - DULT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €797k and a net result of €123k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-7
Solvency100▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 3.19 in 2024; short-term debt: 20.4% and cash: 28.4% of total assets), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
11.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
36 d late
2023
8 d late
2022
10 d late
2021
4 d late
2020
39 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€797k▲ 7.2%
2024 · €743k
2018: €385k
2019: €409k
2020: €323k
2021: €419k
2022: €576k
2023: €771k
2024: €743k
2018 → 2025
Total assets
€1.05M▼ 15.8%
2024 · €1.25M
2018: €944k
2019: €1.06M
2020: €878k
2021: €983k
2022: €1.31M
2023: €1.26M
2024: €1.25M
2018 → 2025
Net result
€123k▼ 41.9%
2024 · €212k
2018: €62k
2019: €24k
2020: €-86k
2021: €96k
2022: €185k
2023: €195k
2024: €212k
2018 → 2025
Working capital
€399k▼ 24.8%
2024 · €530k
2018: €-15k
2019: €42k
2020: €167k
2021: €260k
2022: €421k
2023: €594k
2024: €530k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€419k-€576k▲ 37.5%€771k▲ 33.9%€743k▼ 3.6%€797k▲ 7.2%
Operating result€113k-€280k▲ 149%€284k▲ 1.3%€289k▲ 1.8%€146k▼ 49.4%
Net result€96k-€185k▲ 91.9%€195k▲ 5.8%€212k▲ 8.6%€123k▼ 41.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€437k▼ 7.9%
Current assets
€613k▼ 20.7%
Equity and liabilities €1.05M
Equity
€797k▲ 7.2%
Debt
€254k▼ 49.7%
The debt ratio falls from 40.4% to 24.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€221k▼
2024 · €353k
Cash flow
€198k▼
2024 · €276k
Solvency
75.9%▲
2024 · 59.6%
Current ratio
2.86▼
2024 · 3.19
Quick ratio
2.34▼
2024 · 2.75
Debt / equity
0.32▼
2024 · 0.68
ROE
15.5%▼
2024 · 28.5%
ROA
11.7%▼
2024 · 17.0%
Interest coverage
19.26▼
2024 · 29.45
Debt
€254k▼
2024 · €504k
Debt ≤ 1 year
€214k▼
2024 · €243k
Debt > 1 year
€39k▼
2024 · €256k
Income taxes
€19k▼
2024 · €72k
Staff costs
€10k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.25M€1.05M▼
Fixed assets21/28€475k€437k▼
Tangible fixed assets22/27€458k€422k▼
Land and buildings22€1k€23k▲
Plant, machinery and equipment23€16k€20k▲
Furniture and vehicles24€99k€78k▼
Leasing and similar rights25€341k€301k▼
Financial fixed assets28€17k€16k▼
Current assets29/58€773k€613k▼
Amounts receivable after more than one year29€671€2k▲
Other amounts receivable291€671€2k▲
Stocks and contracts in progress3€107k€111k▲
Stocks30/36€107k€111k▲
Amounts receivable within one year40/41€261k€187k▼
Trade receivables40€203k€117k▼
Other amounts receivable41€58k€70k▲
Cash at bank and in hand54/58€391k€298k▼
Deferred charges and accrued income490/1€14k€14k▲
Equity and liabilities
Total equity and liabilities10/49€1.25M€1.05M▼
Equity10/15€743k€797k▲
Contributions10/11€41k€41k=
Reserves13€703k€756k▲
Distributable reserves133€703k€756k▲
Amounts payable17/49€504k€254k▼
Amounts payable after more than one year17€256k€39k▼
Financial debts170/4€95k€39k▼
Other amounts payable178/9€161k-
Amounts payable within one year42/48€243k€214k▼
Current portion of amounts payable after more than one year42€91k€55k▼
Trade debts44€114k€50k▼
Suppliers440/4€114k€50k▼
Taxes, remuneration and social security45-€163
Remuneration and social security454/9-€163
Other amounts payable47/48€38k€109k▲
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Non-recurring operating income76A€452-
Remuneration, social security and pensions62€11k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€74k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€368k€235k▼
Operating profit (loss)9901€289k€146k▼
Financial income75/76B€7k€7k▲
Recurring financial income75€7k€7k▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€284k€142k▼
Income taxes67/77€72k€19k▼
Profit (loss) for the period9904€212k€123k▼
Profit (loss) for the period to be appropriated9905€212k€123k▼
Appropriation of the result
Profit (loss) to be appropriated9906€212k€123k▼
Transfer from equity791/2€240k-
Transfer to equity691/2€212k€53k▼
To other reserves6921€212k€53k▼
Profit to be distributed694/7€240k€70k▼
Return on contributions (dividend)694€240k-
Directors or managers695-€70k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 38 days late
2025
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 36 days late
2024
31-12
Financial
Highest result since 2018net €212k ▲8.6%
Operating result €289k, net result €212k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
31-12
Financial
Equity above €500kEq €576k ▲37.5%
2 profitable years in a row build equity to €576k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
31-12
Financial
Back to profitnet €96k
Net result €96k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-86k ▼457%
Net result drops to €-86k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennestraat 269230 WetterenGround area
875 m²
Building footprint
162 m²
Volume, LiDAR
852 m³
Parcel 42025A0954/00M000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vennestraat 26, 9230 Wetteren
since 19932.064.152.278
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42025A0954/00M000 | Flanders | 875 m² | 1 · 162 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SANICHAUTOI
BE 0864.348.192
Sint-Jans-Molenbeek · Eq €797k
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BE 0726.455.269
Evergem · Eq €798k
Dakwerken Edwin Smets
BE 0525.837.691
Overijse · Eq €798k
BARVAUX WATER TECHNICS
BE 0461.155.618
Braine-le-Comte · Eq €795k
DESITHERM
BE 0433.905.150
Waimes · Eq €793k
Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 1,875 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-1993
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43410Roofing work
45332
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.