Financials
- Financial year
- 2025
- Total assets
- €669,748
- Profit
- €231,201
- Solvency
- 90.6%
Total assets▼ 5.0%
Net result
20192025
Verhavert
ActiveSummary
Verhavert has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €606,762 and a net result of €231,201. Equity is growing by about 14% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
“Kleinhandel in algemene voedingswaren en huishoudelijke artikelen” (deed in Dutch)
From the articles, 5 activitiesNo NACE code in the KBO yet1 site
Size
€669,748total assets 2025
- Equity
- €606,762
- Profit
- €231,201
Turnover not published (abbreviated format)
Structure
- Parent
- LKM Advies · 100%
- LKM AdviesDirector · permanent representative Bart Joosten
Accounts 56 days early2 of 4 deeds read
Why 72raises risk1 change of registered office in 24 monthsFigures for financial year 2025 (filed 05-09-2025)lowers riskSize: total assets €669,748Equity €606,762 (90.6% of total assets)Show the evidence
Checked score
Score 2025
72
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 78% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency
100+22
equity 90.6% of total assets
Liquidity
57-9
short-term debt 9.4% · cash 5.9%
Profitability
100+100
return on assets 34.5%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%● unchanged vs 11-2024lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.2%▼ -0.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.7%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.89, compared with 1.7 in 2024, below 1; short-term debt: 9.4% and cash: 5.9% of total assets), and 9.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 54% on liquidity, 90% on profitability and 88% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 05-09-2025, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 days early
2024
on the day
2023
on the day
2022
9 days late
2021
22 days late
2020
23 days late
2019
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 2 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 31 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-03-2026 year end24-10-2026 today31-10-2026 deadline
- Appointment: LKM Advies BV (director)Permanent representative: Bart Joosten ·…
- Annual accounts filedfinancial year 2025 · abbreviated…
- Back to profitnet €231,201
Key points
By topic
Board & ownership
- Board
- 1 member
- Parent
- LKM Advies · 100%
- LKM AdviesDirector
Network & group
- Group
- SOGEFIMMO
- Connected companies
- 3
Timeline
- Events
- 18
- Since
- 2015
- Next accounts
- by 31-10-2026
- 31-03-2025Equity above €500,000
- 31-10-2024Annual accounts filed
- 31-03-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 14-06-2012
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 24
- Who signs
- Each director alone
- Purpose
- “Kleinhandel in algemene voedingswaren en huishoudelijke artikelen; Kleinhandel in…” (deed in Dutch)
Key facts about Verhavert
- What is the company number of Verhavert?
- 0846.592.442. In Belgium the VAT number is the company number with BE in front: BE 0846.592.442.
- Where is Verhavert based?
- The registered office is at Britselei 23, 2000 Antwerpen.Company details
- What is the legal form of Verhavert?
- Private limited company (BV).
- When was Verhavert founded?
- On 14-06-2012.
- Is Verhavert still active?
- Yes, Verhavert is an active enterprise in the KBO register.
- How many employees does Verhavert have?
- On average 11.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of Verhavert?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Verhavert profitable?
- In financial year 2025, Verhavert made a profit of €231,201.
- Where can I find the annual accounts of Verhavert?
- Verhavert filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Verhavert due?
- By 31-10-2026, for financial year 2026.Timeline
Companies related to Verhavert
Parent and group
- LKM Advies100%
- SOGEFIMMO100%
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?SOGEFIMMO · 13 companies How does this company compare with its sector?Sector benchmark
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