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VERHAMME CHRISTOPHE

Active
Private limited companyfounded 2001active for 25 yearsDeerlijksestraat(Kor) 61, 8500 Kortrijk, BelgiumKBO/BCE: BE 0474.240.027
Summary

VERHAMME CHRISTOPHE has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,496 and a net result of €7,977. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 50% of 34,747 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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VERHAMME CHRISTOPHEActiveChecked score 69/100
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Overview

Activity
Plumbing work
NACE 43221Installation of electric heating, air conditioning, cooling and ventilation NACE 43222
2 sites
Size
≈ €570,000turnover 2025, estimated
Staff
2.7 FTE
Equity
€88,496
Profit
€7,977
Turnover estimated from the gross margin
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
2025 accounts 139 days early1 of 2 deeds summarised
Why 69raises risk1 of the last 3 lateSector: Specialised construction activities (NACE 43)2 establishment unitslowers riskFounded in 2001Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 37% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 71+9
equity 46.5% of total assets
Liquidity 40-6
short-term debt 41.5% · cash 7.9%
Profitability 74-10
return on assets 4.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,658 companies, NACE 43, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 0.9%▼ -0.1 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.6%▼ -0.9 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026lowest value 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.67, compared with 1.57 in 2024, above the usual 1.5; short-term debt: 41.5% and cash: 7.9% of total assets), but 53.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 50% on solvency, 29% on liquidity, 46% on profitability and 20% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2001
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2 establishment units
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-03-2026, 139 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
139 days early
2024
on the day
2023
69 days late
2022
70 days late
2021
78 days late
2020
52 days late
2019
115 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 October (4 of the last 5 filed years within 70 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Equity above €100,000equity €105,520 ▲9.5%

Key points

  • Among the largest 12% on gross marginsector median €39,330 · 34,707 companies €182,980 View
  • Active since 2001founded 05-03-2001 25 years View
  • Total assets 20256 financial years filed €190,439 View

By topic

Financials

Financial year
2025
Total assets
€190,439
Profit
€7,977
Solvency
46.5%
Total assets▼ 33.1%
Net result
20182025
Go to Financials

Timeline

Events
28
Since
2003
Next accounts
by 31-07-2027
  1. 08-10-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 14-12-2023Resignation: Verhamme Christophe (manager)
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
05-03-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about VERHAMME CHRISTOPHE

What is the company number of VERHAMME CHRISTOPHE?
0474.240.027. In Belgium the VAT number is the company number with BE in front: BE 0474.240.027.
Where is VERHAMME CHRISTOPHE based?
The registered office is at Deerlijksestraat(Kor) 61, 8500 Kortrijk.Company details
What does VERHAMME CHRISTOPHE do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of VERHAMME CHRISTOPHE?
Private limited company (BV).
When was VERHAMME CHRISTOPHE founded?
On 05-03-2001.
Is VERHAMME CHRISTOPHE still active?
Yes, VERHAMME CHRISTOPHE is an active enterprise in the KBO register.
How many employees does VERHAMME CHRISTOPHE have?
On average 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VERHAMME CHRISTOPHE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VERHAMME CHRISTOPHE profitable?
In financial year 2025, VERHAMME CHRISTOPHE made a profit of €7,977.
Where can I find the annual accounts of VERHAMME CHRISTOPHE?
VERHAMME CHRISTOPHE filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERHAMME CHRISTOPHE due?
By 31-07-2027, for financial year 2026.Timeline

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