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VERHAMME CHRISTOPHE

Active
Private limited companyfounded 2001active for 25 yearsDeerlijksestraat(Kor) 61, 8500 Kortrijk, BelgiumKBO/BCE: BE 0474.240.027

From the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

VERHAMME CHRISTOPHE has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,496 and a net result of €7,977. Equity has been growing by about 22% per year since 2018. Its solvency ranks better than 50% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

KBO
Status
Active since 05-03-2001 Normal situation
Activity
Plumbing work NACE 43221and 3 others
Establishment units
2.131.860.159 8500 Kortrijk, since 19-03-2001
2.285.338.113 8500 Kortrijk, since 01-01-2019
Financial year end
31 December
Peppol
Reachable since 08-04-2022

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€182,980
▲ 14.7%
Turnover
≈ €570,000
estimated
Profit
€7,977
▼ 76.6%
Equity
€88,496
▼ 16.1%
Total assets
€190,439
▼ 33.1%
Staff
2.7 FTE
▲ 50.0%
Filed on 14-03-2026, 139 days before the deadlinePDF
Score breakdownraises risk1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)2 establishment unitslowers riskFounded in 2001Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 37% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 71+9
equity 46.5% of total assets
Liquidity 40-6
short-term debt 41.5% · cash 7.9%
Profitability 74-10
return on assets 4.2%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 0.9%▼ -0.1 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.6%▼ -0.9 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026lowest value 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.67 (1.57 in 2024), above the usual 1.5. Short-term debt is 41.5% and cash 7.9% of total assets. However, 53.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 50% of them on solvency, 29% on liquidity, 46% on profitability and 20% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2 establishment units
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-03-2026, 139 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
139 days early
2024
on the day
2023
69 days late
2022
70 days late
2021
78 days late
2020
52 days late
2019
115 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 October (4 of the last 5 accounts filed within 70 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Higher gross margin than 88% of companies in specialised constructionsector median €39,332 · 34,862 companies €182,980 View

Comparable companies

These companies have the same main activity as VERHAMME CHRISTOPHE: plumbing work (NACE 43221). They are comparable in size and age: total assets between €163,000 and €228,000, founded between 1996 and 2002.

CompanyTotal assetsGross margin
VERHAMME CHRISTOPHE Kortrijk€190,439€182,980
VAN CLEYNENBREUGEL BART Holsbeek€218,782€192,682
AIRSYS Boutersem€224,773€201,309
VDO TECHNICS Menen€196,572€211,204
SANIFAUST Anderlecht€162,601€157,681
MANU DEMESMAEKER Halle€228,192€210,520
TORDEURS - GREENGY Montigny-le-Tilleul€186,192€257,378
Full comparison

Documents

Annual accounts at the NBB

All 24 annual accounts

Articles and registers

Key facts about VERHAMME CHRISTOPHE

What is the company number of VERHAMME CHRISTOPHE?
The company number of VERHAMME CHRISTOPHE is 0474.240.027. The VAT number is the same number with BE in front: BE 0474.240.027.
Where is VERHAMME CHRISTOPHE based?
The registered office is at Deerlijksestraat(Kor) 61, 8500 Kortrijk.Company details
What does VERHAMME CHRISTOPHE do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of VERHAMME CHRISTOPHE?
The legal form of VERHAMME CHRISTOPHE is Private limited company (BV).
When was VERHAMME CHRISTOPHE founded?
VERHAMME CHRISTOPHE was founded on 05-03-2001.
Is VERHAMME CHRISTOPHE still active?
Yes, VERHAMME CHRISTOPHE is an active enterprise in the KBO register.
How many employees does VERHAMME CHRISTOPHE have?
VERHAMME CHRISTOPHE had an average of 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VERHAMME CHRISTOPHE?
The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €182,980 and 87 comparable companies (NACE 432). It probably lies between €450,000 and €690,000.
Is VERHAMME CHRISTOPHE profitable?
In financial year 2025, VERHAMME CHRISTOPHE made a profit of €7,977.
Where can I find the annual accounts of VERHAMME CHRISTOPHE?
VERHAMME CHRISTOPHE filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of VERHAMME CHRISTOPHE due?
VERHAMME CHRISTOPHE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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