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VEREMAS

Active
Private limited companyfounded 20179 yrs activeLindendries 67, 1730 Asse, BelgiumKBO/BCE: BE 0671.669.669
Summary

VEREMAS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237,227 and a net result of €7,632. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 8765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability73▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 6.04 against 7.59 in 2024; short-term debt: 6.1% and cash: 35.6% of total assets), and 6.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
93.9%
Return on assets
3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
27 d late
2024
28 d late
2023
23 d late
2022
25 d late
2021
11 d late
2020
27 d late
2019
6 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 February 2017, VEREMAS was incorporated.1 Total assets went from EUR 235,972 in 2018 to EUR 252,666 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€237,227▲ 3.3%
2024 · €229,595
Total assets
€252,666▲ 4.9%
2024 · €240,783
Net result
€7,632▼ 53.5%
2024 · €16,406
Working capital
€77,831▲ 5.6%
2024 · €73,682
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€20,999▲ 310%-€20,802€56,944€25,827▼ 54.6%€14,835▼ 42.6%
Net result€57,196within the sector's middle half▲ 529%-€21,331below the sector's middle half€45,295within the sector's middle half€16,406within the sector's middle half▼ 63.8%€7,632within the sector's middle half▼ 53.5%
Equity€190,026within the sector's middle half▲ 48.9%€167,894within the sector's middle half▼ 11.6%€213,189within the sector's middle half▲ 27.0%€229,595within the sector's middle half▲ 7.7%€237,227within the sector's middle half▲ 3.3%
Total assets€223,854below the sector's middle half▲ 7.4%€187,690within the sector's middle half▼ 16.2%€222,366within the sector's middle half▲ 18.5%€240,783below the sector's middle half▲ 8.3%€252,666below the sector's middle half▲ 4.9%
Debt€33,828▼ 58.1%€19,796▼ 41.5%€9,177▼ 53.6%€11,188▲ 21.9%€15,438▲ 38.0%
Working capital€41,764within the sector's middle half▲ 172%€19,141within the sector's middle half▼ 54.2%€66,867within the sector's middle half▲ 249%€73,682within the sector's middle half▲ 10.2%€77,831within the sector's middle half▲ 5.6%
Solvency84.9%above the sector's middle half▲ 23.7pp89.5%above the sector's middle half▲ 4.6pp95.9%above the sector's middle half▲ 6.4pp95.4%above the sector's middle half▼ 0.5pp93.9%above the sector's middle half▼ 1.5pp
Current ratio2.23within the sector's middle half▲ 0.941.97within the sector's middle half▼ 0.278.29above the sector's middle half▲ 6.327.59above the sector's middle half▼ 0.706.04above the sector's middle half▼ 1.54
Return on assets (ROA)25.6%above the sector's middle half▲ 21.2pp-11.4%below the sector's middle half▼ 36.9pp20.4%within the sector's middle half▲ 31.7pp6.8%within the sector's middle half▼ 13.6pp3.0%within the sector's middle half▼ 3.8pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000€60,000Operating result 2021: €20,999€20,999Net result 2021: €57,196€57,196Operating result 2022: -€20,802-€20,802Net result 2022: -€21,331-€21,331Operating result 2023: €56,944€56,944Net result 2023: €45,295€45,295Operating result 2024: €25,827€25,827Net result 2024: €16,406€16,406Operating result 2025: €14,835€14,835Net result 2025: €7,632€7,63220212022202320242025€0€20,000€40,000€60,000Operating result 2023: €56,944€56,900Net result 2023: €45,295€45,300Operating result 2024: €25,827€25,800Net result 2024: €16,406€16,400Operating result 2025: €14,835€14,800Net result 2025: €7,632€7,630202320242025
The operating result has fallen two years in a row; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €252,666
Fixed assets €159,396 ▲ 2.2%
Current assets €93,270 ▲ 9.9%
Equity and liabilities €252,666
Equity €237,227 ▲ 3.3%
Debt €15,438 ▲ 38.0%
Debt's share of the balance-sheet total rises from 4.6% to 6.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,445▼
2024 · €28,172
Cash flow
€10,242▼
2024 · €18,751
Debt to equity
0.07▲
2024 · 0.05
ROE
3.2%▼
2024 · 7.1%
Interest coverage
6.83▼
2024 · 8.85
Debt ≤ 1 year
€15,438▲
2024 · €11,188
Income taxes
€4,648▼
2024 · €6,239
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€240,783€252,666▲
Fixed assets21/28€155,913€159,396▲
Tangible fixed assets22/27€20,913€24,396▲
Plant, machinery and equipment23€18,328€23,254▲
Furniture and vehicles24€2,585€1,142▼
Financial fixed assets28€135,000€135,000=
Current assets29/58€84,870€93,270▲
Amounts receivable within one year40/41€1,653€1,352▼
Other amounts receivable41€1,653€1,352▼
Cash at bank and in hand54/58€81,045€89,950▲
Deferred charges and accrued income490/1€2,172€1,969▼
Equity and liabilities
Total equity and liabilities10/49€240,783€252,666▲
Equity10/15€229,595€237,227▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Distributable reserves133€1,860€1,860=
Profit (loss) carried forward14€209,135€216,767▲
Amounts payable17/49€11,188€15,438▲
Amounts payable within one year42/48€11,188€15,438▲
Trade debts44€5,688€4,262▼
Suppliers440/4€5,688€4,262▼
Taxes, remuneration and social security45€3,300€3,300=
Taxes450/3€3,300€3,300=
Other amounts payable47/48€2,200€7,876▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,345€2,610▲
Other operating charges640/8€544€560▲
Gross operating margin9900€28,716€18,005▼
Operating profit (loss)9901€25,827€14,835▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3,182€2,554▼
Recurring financial charges65€3,182€2,554▼
Profit (loss) for the period before taxes9903€22,645€12,280▼
Income taxes67/77€6,239€4,648▼
Profit (loss) for the period9904€16,406€7,632▼
Profit (loss) for the period to be appropriated9905€16,406€7,632▼
Appropriation of the result
Profit (loss) to be appropriated9906€209,135€216,767▲
Profit (loss) brought forward from the previous period14P€192,729€209,135▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,808€1,805€2,431€2,345€2,610▲ 11.3%
Other operating charges640/8€348€348€589€544€560▲ 2.9%
Gross operating margin9900€23,154-€18,649€59,965€28,716€18,005▼ 37.3%
Operating profit (loss)9901€20,999-€20,802€56,944€25,827€14,835▼ 42.6%
Financial income75/76B€43,200€0€0€0€0▼ 100%
Recurring financial income75€43,200€0€0€0€0▼ 100%
Financial charges65/66B€970€529€541€3,182€2,554▼ 19.7%
Recurring financial charges65€970€529€541€3,182€2,554▼ 19.7%
Profit (loss) for the period before taxes9903€63,229-€21,331€56,403€22,645€12,280▼ 45.8%
Income taxes67/77€6,033-€11,108€6,239€4,648▼ 25.5%
Profit (loss) for the period9904€57,196-€21,331€45,295€16,406€7,632▼ 53.5%
Profit (loss) for the period to be appropriated9905€57,196-€21,331€45,295€16,406€7,632▼ 53.5%
Line20212022202320242025Change
Assets
Total assets20/58€223,854€187,690€222,366€240,783€252,666▲ 4.9%
Fixed assets21/28€148,262€148,754€146,322€155,913€159,396▲ 2.2%
Tangible fixed assets22/27€13,262€13,754€11,322€20,913€24,396▲ 16.7%
Plant, machinery and equipment23€9,695€10,291€8,925€18,328€23,254▲ 26.9%
Furniture and vehicles24€3,567€3,462€2,398€2,585€1,142▼ 55.8%
Financial fixed assets28€135,000€135,000€135,000€135,000€135,000=
Current assets29/58€75,592€38,937€76,044€84,870€93,270▲ 9.9%
Amounts receivable within one year40/41€35,178€4,500€392€1,653€1,352▼ 18.2%
Other amounts receivable41€35,178€4,500€392€1,653€1,352▼ 18.2%
Cash at bank and in hand54/58€30,671€20,772€68,483€81,045€89,950▲ 11.0%
Deferred charges and accrued income490/1€9,743€13,665€7,170€2,172€1,969▼ 9.3%
Equity and liabilities
Total equity and liabilities10/49€223,854€187,690€222,366€240,783€252,666▲ 4.9%
Equity10/15€190,026€167,894€213,189€229,595€237,227▲ 3.3%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133--€1,860€1,860€1,860=
Profit (loss) carried forward14€169,566€147,434€192,729€209,135€216,767▲ 3.6%
Amounts payable17/49€33,828€19,796€9,177€11,188€15,438▲ 38.0%
Amounts payable within one year42/48€33,828€19,796€9,177€11,188€15,438▲ 38.0%
Current portion of amounts payable after more than one year42€27,794-----
Trade debts44€3,275€1,399€1,758€5,688€4,262▼ 25.1%
Suppliers440/4€3,275€1,399€1,758€5,688€4,262▼ 25.1%
Taxes, remuneration and social security45€1,100€4,833€3,300€3,300€3,300=
Taxes450/3€1,100€4,833€3,300€3,300€3,300=
Other amounts payable47/48€1,659€13,564€4,119€2,200€7,876▲ 258%
Line20212022202320242025Change
Profit (loss) for the period9904€57,196-€21,331€45,295€16,406€7,632▼ 53.5%
+ Depreciation and write-downs630€1,808€1,805€2,431€2,345€2,610▲ 11.3%
Operating cash flow (approximation)€59,004-€19,526€47,726€18,751€10,242▼ 45.4%
Investment in fixed assets (approximation)--€2,297€0-€11,936-€6,093▲ 49.0%
Change in cash--€9,899€47,711€12,563€8,904▼ 29.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial Back to profitnet €45,295
Net result €45,295 after one loss-making year.
31-12
Financial Liquidity quadruplescurrent ratio 8.29
Current ratio from 1.97 to 8.29; short-term debt falls from €19,796 to €9,177.
31-12
Financial Equity above €200,000Eq €213,189 ▲27%
Equity rises from €167,894 to €213,189.
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial Weakest financial yearnet -€21,331
Net result drops to -€21,331, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
31-12
Financial Highest result since 2018net €57,196 ▲529%
Net result €57,196, the highest in the series.
31-12
Financial Equity above €150,000Eq €190,026 ▲48.9%
4 profitable years in a row build equity to €190,026.
27-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
Show earlier events
2020
06-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2019
31-12
Financial Equity above €100,000Eq €119,331 ▲38.7%
2 profitable years in a row build equity to €119,331.
25-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
1,611 m²
Building footprint
265 m²
Volume, LiDAR
1,353 m³
Parcel 23322B0541/00S000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Veremas
Lindendries 67, 1730 AsseFinancial service activities, except insurance and pension funding
since 20172.261.660.809
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23322B0541/00S000 Flanders 1,611 m² 1 · 265 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of VEREMAS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 39,161 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0671669669
Also 9925:BE0671669669
Registered 24-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.