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Verdumani

Active
Private limited companyfounded 20251 yr activeKerelsstraat 9, 8870 Izegem, BelgiumKBO/BCE: BE 1024.908.136
Summary

Verdumani has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,920 and a net result of €6,192. Its solvency ranks better than 21% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency38
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7838 sector peers (2025).
NBB · sector comparison
Position among 7838 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
23 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 June 2025, Verdumani was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€2,920
Total assets
€22,998
Net result
€6,192
Working capital
€2,920

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €22,998
Equity €2,920
Debt €20,078
Debt finances 87.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,231
Cash flow
€8,626
Current ratio
1.15
Debt to equity
6.88
ROE
212.1%
ROA
26.9%
Interest coverage
20.24
Debt ≤ 1 year
€20,078
Income taxes
€2,050

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€22,998
Current assets29/58€22,998
Amounts receivable within one year40/41€8,095
Trade receivables40€7,895
Other amounts receivable41€200
Cash at bank and in hand54/58€14,073
Deferred charges and accrued income490/1€829
Equity and liabilities
Total equity and liabilities10/49€22,998
Equity10/15€2,920
Contributions10/11€60
Reserves13€2,500
Distributable reserves133€2,500
Profit (loss) carried forward14€360
Amounts payable17/49€20,078
Amounts payable within one year42/48€20,078
Trade debts44€5,044
Suppliers440/4€5,044
Taxes, remuneration and social security45€4,914
Taxes450/3€4,914
Other amounts payable47/48€10,119
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,434
Gross operating margin9900€11,231
Operating profit (loss)9901€8,797
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€555
Recurring financial charges65€555
Profit (loss) for the period before taxes9903€8,242
Income taxes67/77€2,050
Profit (loss) for the period9904€6,192
Profit (loss) for the period to be appropriated9905€6,192
Appropriation of the result
Profit (loss) to be appropriated9906€6,192
Transfer to equity691/2€2,500
To other reserves6921€2,500
Profit to be distributed694/7€3,332
Return on contributions (dividend)694€3,332

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,434
Gross operating margin9900€11,231
Operating profit (loss)9901€8,797
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€555
Recurring financial charges65€555
Profit (loss) for the period before taxes9903€8,242
Income taxes67/77€2,050
Profit (loss) for the period9904€6,192
Profit (loss) for the period to be appropriated9905€6,192
Line2025
Assets
Total assets20/58€22,998
Current assets29/58€22,998
Amounts receivable within one year40/41€8,095
Trade receivables40€7,895
Other amounts receivable41€200
Cash at bank and in hand54/58€14,073
Deferred charges and accrued income490/1€829
Equity and liabilities
Total equity and liabilities10/49€22,998
Equity10/15€2,920
Contributions10/11€60
Reserves13€2,500
Distributable reserves133€2,500
Profit (loss) carried forward14€360
Amounts payable17/49€20,078
Amounts payable within one year42/48€20,078
Trade debts44€5,044
Suppliers440/4€5,044
Taxes, remuneration and social security45€4,914
Taxes450/3€4,914
Other amounts payable47/48€10,119
Line2025
Profit (loss) for the period9904€6,192
+ Depreciation and write-downs630€2,434
Operating cash flow (approximation)€8,626

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
376 m²
Building footprint
144 m²
Volume, LiDAR
879 m³
Parcel 36492A0147/00W016, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verdumani
Kerelsstraat 9, 8870 IzegemOther business support services
since 20252.375.169.120
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36492A0147/00W016 Flanders 376 m² 1 · 144 m² 11.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 2,277 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1024908136
Also 9925:BE1024908136
Registered 20-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.