Summary
VERDUCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €54,811 and a net result of €25,126. Equity is shrinking by ~9% per year across the filed fiscal years. Its solvency ranks better than 37% of 8102 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
2023
34 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
39 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
In the rankings
#9 oldest company in Bonheiden, Finance and insurance sector
Equity
€54,811▼ 45.0%
2024 · €99,666
Net result
€25,126▲ 2.6%
2024 · €24,496
Total assets
€155,024▼ 0.7%
2024 · €156,105
Solvency
35.4%▼ 28.5pp
2024 · 63.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€45,115€28,686▼ 36.4%€27,864▼ 2.9%€40,001▲ 43.6%€41,320▲ 3.3%
Net result€42,700within the sector's middle half€21,501within the sector's middle half▼ 49.6%€18,875within the sector's middle half▼ 12.2%€24,496within the sector's middle half▲ 29.8%€25,126within the sector's middle half▲ 2.6%
Equity€114,767within the sector's middle half▲ 8.7%€112,995within the sector's middle half▼ 1.5%€75,170within the sector's middle half▼ 33.5%€99,666within the sector's middle half▲ 32.6%€54,811within the sector's middle half▼ 45.0%
Total assets€185,027within the sector's middle half▲ 6.6%€171,692within the sector's middle half▼ 7.2%€156,849within the sector's middle half▼ 8.6%€156,105within the sector's middle half▼ 0.5%€155,024within the sector's middle half▼ 0.7%
Debt€70,260▲ 3.3%€58,697▼ 16.5%€81,679▲ 39.2%€56,439▼ 30.9%€100,214▲ 77.6%
Working capital€28,180within the sector's middle half▲ 71.7%€32,588within the sector's middle half▲ 15.6%€9,387within the sector's middle half▼ 71.2%€48,467within the sector's middle half▲ 416%€23,655within the sector's middle half▼ 51.2%
Solvency62.0%within the sector's middle half▲ 1.2pp65.8%within the sector's middle half▲ 3.8pp47.9%within the sector's middle half▼ 17.9pp63.8%within the sector's middle half▲ 15.9pp35.4%within the sector's middle half▼ 28.5pp
Current ratio1.45within the sector's middle half▲ 0.021.56within the sector's middle half▲ 0.111.11within the sector's middle half▼ 0.441.86within the sector's middle half▲ 0.741.24within the sector's middle half▼ 0.62
Return on assets (ROA)23.1%within the sector's middle half▲ 33.9pp12.5%within the sector's middle half▼ 10.6pp12.0%within the sector's middle half▼ 0.5pp15.7%within the sector's middle half▲ 3.7pp16.2%within the sector's middle half▲ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155,024
Fixed assets
€31,156 ▼ 39.1%
Current assets
€123,869 ▲ 18.1%
Equity and liabilities €155,024
Equity
€54,811 ▼ 45.0%
Debt
€100,214 ▲ 77.6%
Debt's share of the balance-sheet total rises from 36.2% to 64.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
45.8%▲
2024 · 24.6%
Debt ≤ 1 year
€100,214▲
2024 · €56,439
Income taxes
€11,892▲
2024 · €10,715
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €20,150 | €10,345 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28,491 | €30,601 | €29,167 | €28,709 | €27,283 | ▼ 5.0% |
| Other operating charges640/8 | €1,459 | €1,528 | €1,428 | €1,958 | €2,064 | ▲ 5.4% |
| Gross operating margin9900 | €75,065 | €60,816 | €58,459 | €70,668 | €70,667 | = |
| Operating profit (loss)9901 | €45,115 | €28,686 | €27,864 | €40,001 | €41,320 | ▲ 3.3% |
| Financial income75/76B | €0 | €227 | €123 | €250 | €127 | ▼ 49.4% |
| Recurring financial income75 | €0 | €227 | €123 | €250 | €127 | ▼ 49.4% |
| Financial charges65/66B | €1,496 | €685 | €4,474 | €5,040 | €4,428 | ▼ 12.1% |
| Recurring financial charges65 | €1,496 | €685 | €4,474 | €5,040 | €4,428 | ▼ 12.1% |
| Profit (loss) for the period before taxes9903 | €43,619 | €28,228 | €23,513 | €35,211 | €37,018 | ▲ 5.1% |
| Income taxes67/77 | €918 | €6,727 | €4,638 | €10,715 | €11,892 | ▲ 11.0% |
| Profit (loss) for the period9904 | €42,700 | €21,501 | €18,875 | €24,496 | €25,126 | ▲ 2.6% |
| Transfer from tax-exempt reserves789 | €0 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €42,700 | €21,501 | €18,875 | €24,496 | €25,126 | ▲ 2.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €185,027 | €171,692 | €156,849 | €156,105 | €155,024 | ▼ 0.7% |
| Fixed assets21/28 | €93,990 | €80,406 | €65,783 | €51,199 | €31,156 | ▼ 39.1% |
| Tangible fixed assets22/27 | €93,990 | €80,406 | €65,783 | €51,199 | €31,156 | ▼ 39.1% |
| Land and buildings22 | €77,781 | €59,098 | €40,414 | €21,731 | €8,595 | ▼ 60.4% |
| Plant, machinery and equipment23 | €16,208 | €14,599 | €13,213 | €23,833 | €13,771 | ▼ 42.2% |
| Furniture and vehicles24 | €0 | €6,709 | €12,156 | €5,635 | €8,789 | ▲ 56.0% |
| Current assets29/58 | €91,037 | €91,286 | €91,065 | €104,906 | €123,869 | ▲ 18.1% |
| Amounts receivable within one year40/41 | €14,803 | €25,029 | €54,568 | €35,184 | €11,932 | ▼ 66.1% |
| Trade receivables40 | €14,803 | €24,256 | €53,433 | €34,822 | €11,876 | ▼ 65.9% |
| Other amounts receivable41 | €0 | €773 | €1,135 | €362 | €56 | ▼ 84.6% |
| Cash at bank and in hand54/58 | €76,234 | €66,257 | €36,498 | €69,722 | €111,937 | ▲ 60.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €185,027 | €171,692 | €156,849 | €156,105 | €155,024 | ▼ 0.7% |
| Equity10/15 | €114,767 | €112,995 | €75,170 | €99,666 | €54,811 | ▼ 45.0% |
| Contributions10/11 | €62,900 | €62,900 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €99,850 | €76,577 | €76,577 | €93,466 | €48,611 | ▼ 48.0% |
| Non-distributable reserves130/1 | €6,596 | €6,596 | €0 | - | - | - |
| Reserves not available under the articles1311 | €6,596 | €6,596 | €0 | - | - | - |
| Distributable reserves133 | €93,254 | €69,981 | €76,577 | €93,466 | €48,611 | ▼ 48.0% |
| Profit (loss) carried forward14 | -€47,983 | -€26,483 | -€7,607 | €0 | €0 | - |
| Amounts payable17/49 | €70,260 | €58,697 | €81,679 | €56,439 | €100,214 | ▲ 77.6% |
| Amounts payable after more than one year17 | €7,403 | €0 | - | - | - | - |
| Financial debts170/4 | €7,403 | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €62,857 | €58,697 | €81,679 | €56,439 | €100,214 | ▲ 77.6% |
| Current portion of amounts payable after more than one year42 | €22,141 | €7,403 | €0 | - | - | - |
| Trade debts44 | €3,556 | €16,700 | €18,066 | €5,662 | €1,482 | ▼ 73.8% |
| Suppliers440/4 | €3,556 | €16,700 | €18,066 | €5,662 | €1,482 | ▼ 73.8% |
| Taxes, remuneration and social security45 | €5,279 | €6,367 | €6,677 | €9,553 | €16,360 | ▲ 71.2% |
| Taxes450/3 | €5,279 | €6,367 | €6,677 | €9,553 | €16,360 | ▲ 71.2% |
| Other amounts payable47/48 | €31,882 | €28,228 | €56,935 | €41,224 | €82,372 | ▲ 99.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42,700 | €21,501 | €18,875 | €24,496 | €25,126 | ▲ 2.6% |
| + Depreciation and write-downs630 | €28,491 | €30,601 | €29,167 | €28,709 | €27,283 | ▼ 5.0% |
| Operating cash flow (approximation) | €71,192 | €52,102 | €48,042 | €53,205 | €52,409 | ▼ 1.5% |
| Investment in fixed assets (approximation) | - | -€17,018 | -€14,543 | -€14,124 | -€7,240 | ▲ 48.7% |
| Change in cash | - | -€9,977 | -€29,759 | €33,224 | €42,215 | ▲ 27.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €42,700
Net result €42,700 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-12
Financial
Back to profitnet €19,982
Net result €19,982 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 2 establishment units since 2005
Ground area
986 m²
Building footprint
209 m²
Volume, LiDAR
1,645 m³
2 parcels, Flanders · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Maison Dubois
since 20052.150.005.394
Maison Dubois
since 20262.389.248.174
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005B0259/00L004 | Flanders | 892 m² | 1 · 127 m² | 6.1 m · 2 fl. |
| 11810K1857/00H002 | Flanders | 94 m² | 1 · 82 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 274 EUR awarded · 274 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 83 EUR | 83 EUR |
| 2022 | 1 | 191 EUR | 191 EUR |
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 10,703 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-07-2005
Fiscal year end31-12
Trade name NL
MAISON DUBOIS
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0875316320
Also
9925:BE0875316320
Registered
17-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.