VERDOCO
ActiveSummary
The computed 12-month bankruptcy probability of VERDOCO is 1.6% (moderate). The 2025 annual accounts show negative equity (-€212,546) and a net result of €38,584. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 18716 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+88
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.5 against 0.03 in 2024; short-term debt: 69% and cash: 28% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-170.2%
Return on assets
30.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 18716 sector peers (2025).
NBB · sector comparisonPosition among 18716 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
30 d late
2023
13 d late
2022
7 d early
2021
10 d late
2020
12 d late
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
-€212,546▲ 15.4%
2024 · -€251,130
Total assets
€124,868▲ 43.8%
2024 · €86,857
Net result
€38,584
2024 · -€4,801
Working capital
-€43,377▲ 49.1%
2024 · -€85,150
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€20,022▲ 48.9%-€10,626▲ 46.9%-€9,155▲ 13.8%-€4,682▲ 48.9%€38,703
Net result-€20,255below the sector's middle half▲ 48.4%-€11,478below the sector's middle half▲ 43.3%-€9,365below the sector's middle half▲ 18.4%-€4,801below the sector's middle half▲ 48.7%€38,584above the sector's middle half
Equity-€225,463below the sector's middle half▼ 9.9%-€236,941below the sector's middle half▼ 5.1%-€246,306below the sector's middle half▼ 4.0%-€251,130below the sector's middle half▼ 2.0%-€212,546below the sector's middle half▲ 15.4%
Total assets€101,324within the sector's middle half▼ 4.7%€96,392within the sector's middle half▼ 4.9%€91,524within the sector's middle half▼ 5.1%€86,857within the sector's middle half▼ 5.1%€124,868within the sector's middle half▲ 43.8%
Debt€326,787▲ 4.9%€333,334▲ 2.0%€337,830▲ 1.3%€337,986=€337,414▼ 0.2%
Working capital-€72,729below the sector's middle half▲ 76.0%-€80,581below the sector's middle half▼ 10.8%-€83,997below the sector's middle half▼ 4.2%-€85,150below the sector's middle half▼ 1.4%-€43,377below the sector's middle half▲ 49.1%
Solvency-222.5%below the sector's middle half▼ 29.4pp-245.8%below the sector's middle half▼ 23.3pp-269.1%below the sector's middle half▼ 23.3pp-289.1%below the sector's middle half▼ 20.0pp-170.2%below the sector's middle half▲ 118.9pp
Current ratio0.05below the sector's middle half▲ 0.030.03below the sector's middle half▼ 0.020.04below the sector's middle half▲ 0.010.03below the sector's middle half▼ 0.010.50below the sector's middle half▲ 0.46
Return on assets (ROA)-20.0%below the sector's middle half▲ 17.0pp-11.9%below the sector's middle half▲ 8.1pp-10.2%below the sector's middle half▲ 1.7pp-5.5%below the sector's middle half▲ 4.7pp30.9%above the sector's middle half▲ 36.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €38,703 after a loss of €4,682 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124,868
Fixed assets
€82,036 ▼ 2.4%
Current assets
€42,832 ▲ 1,410%
Key figures and ratios
EBITDA
€42,072▲
2024 · -€1,011
Cash flow
€41,953▲
2024 · -€1,130
Debt to equity
-1.59▼
2024 · -1.35
Interest coverage
353.79▲
2024 · -8.50
Debt ≤ 1 year
€86,209▼
2024 · €87,986
Debt > 1 year
€250,000=
2024 · €250,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,212 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,699 | €4,660 | €4,015 | €3,671 | €3,370 | ▼ 8.2% |
| Other operating charges640/8 | €2,257 | €1,979 | €1,477 | €464 | €2,040 | ▲ 340% |
| Gross operating margin9900 | -€13,066 | -€2,775 | -€3,662 | -€547 | €44,112 | ▲ 8,163% |
| Operating profit (loss)9901 | -€20,022 | -€10,626 | -€9,155 | -€4,682 | €38,703 | ▲ 927% |
| Financial charges65/66B | €119 | €761 | €119 | €119 | €119 | = |
| Recurring financial charges65 | €119 | €761 | €119 | €119 | €119 | = |
| Profit (loss) for the period before taxes9903 | -€20,142 | -€11,388 | -€9,274 | -€4,801 | €38,584 | ▲ 904% |
| Income taxes67/77 | €113 | €91 | €91 | - | - | - |
| Profit (loss) for the period9904 | -€20,255 | -€11,478 | -€9,365 | -€4,801 | €38,584 | ▲ 904% |
| Profit (loss) for the period to be appropriated9905 | -€20,255 | -€11,478 | -€9,365 | -€4,801 | €38,584 | ▲ 904% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €101,324 | €96,392 | €91,524 | €86,857 | €124,868 | ▲ 43.8% |
| Fixed assets21/28 | €97,266 | €93,639 | €87,691 | €84,020 | €82,036 | ▼ 2.4% |
| Tangible fixed assets22/27 | €97,266 | €93,639 | €87,691 | €84,020 | €82,036 | ▼ 2.4% |
| Land and buildings22 | €94,000 | €90,673 | €87,347 | €84,020 | €80,693 | ▼ 4.0% |
| Plant, machinery and equipment23 | €3,266 | €2,966 | €344 | €0 | €1,343 | - |
| Current assets29/58 | €4,058 | €2,753 | €3,833 | €2,837 | €42,832 | ▲ 1,410% |
| Amounts receivable within one year40/41 | €2,503 | €726 | €609 | €965 | €7,841 | ▲ 713% |
| Trade receivables40 | - | - | - | - | €7,841 | - |
| Other amounts receivable41 | €2,503 | €726 | €609 | €965 | - | - |
| Cash at bank and in hand54/58 | €1,555 | €2,027 | €3,224 | €1,872 | €34,991 | ▲ 1,769% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €101,324 | €96,392 | €91,524 | €86,857 | €124,868 | ▲ 43.8% |
| Equity10/15 | -€225,463 | -€236,941 | -€246,306 | -€251,130 | -€212,546 | ▲ 15.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | €6,200 | €6,200 | €6,200 | - | - | - |
| Other1109/19 | €6,200 | €6,200 | €6,200 | - | - | - |
| Reserves13 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | €1,855 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,855 | - | - | - | - | - |
| Distributable reserves133 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | -€233,518 | -€244,996 | -€254,361 | -€259,185 | -€220,601 | ▲ 14.9% |
| Amounts payable17/49 | €326,787 | €333,334 | €337,830 | €337,986 | €337,414 | ▼ 0.2% |
| Amounts payable after more than one year17 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Financial debts170/4 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Amounts payable within one year42/48 | €76,787 | €83,334 | €87,830 | €87,986 | €86,209 | ▼ 2.0% |
| Trade debts44 | - | €2,184 | €169 | - | €1,125 | - |
| Suppliers440/4 | - | €2,184 | €169 | - | €1,125 | - |
| Advances received on contracts in progress46 | €35 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €482 | €204 | €181 | €91 | €91 | = |
| Taxes450/3 | €482 | €204 | €181 | €91 | €91 | = |
| Other amounts payable47/48 | €76,270 | €80,946 | €87,480 | €87,896 | €84,994 | ▼ 3.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,205 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,255 | -€11,478 | -€9,365 | -€4,801 | €38,584 | ▲ 904% |
| + Depreciation and write-downs630 | €4,699 | €4,660 | €4,015 | €3,671 | €3,370 | ▼ 8.2% |
| Operating cash flow (approximation) | -€15,556 | -€6,819 | -€5,349 | -€1,130 | €41,953 | ▲ 3,813% |
| Investment in fixed assets (approximation) | - | -€1,033 | €1,933 | €0 | -€1,386 | - |
| Change in cash | - | €472 | €1,197 | -€1,352 | €33,119 | ▲ 2,550% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €38,584
Net result €38,584 after 7 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€53,875
Net result drops to -€53,875, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2009
Ground area
2,761 m²
Building footprint
314 m²
Volume, LiDAR
3,269 m³
2 parcels, Brussels, Flanders · tallest building 20.0 m, ±5 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
VERDOCO
since 20092.177.163.416
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0013/00S000 | Brussels | 2,315 m² | 1 · 231 m² | 20.0 m · 5 fl. |
| 44012C0099/00L005 | Flanders | 446 m² | 1 · 83 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
IDEES CLAIRES
BE 0461.045.255
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TOUR INVEST
BE 0428.568.962
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ANGELOPOULOS
BE 0480.315.987
Brussel
BACCHUSEUM
BE 0462.402.958
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BALES AND BARRELS
BE 0461.827.589
Sint-Gillis (bij-Brussel)
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,508 companies in sector 47252 we hold annual accounts for 651. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47252Retail sale of beverages, general range
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809575559
Also
9925:BE0809575559
Registered
25-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.