VERDIFLOOR
ActiveThe computed 12-month bankruptcy probability of VERDIFLOOR is 1.9% (moderate). The 2025 annual accounts show equity of €77k and a net result of €11k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 13% of 7760 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+20
Solvency37▲+4
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.05 against 1.03 in 2024; short-term debt: 84.1% and cash: 8.7% of total assets), and 88.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.8%
Return on assets
1.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 7760 sector peers (2025).
NBB · sector comparisonPosition among 7760 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
20 d early
2023
16 d early
2022
13 d early
2021
26 d early
2020
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€77k▲ 17.5%
2024 · €65k
2020: €73k
2021: €110k
2022: €120k
2023: €109k
2024: €65k
2020 → 2025
Total assets
€653k▼ 15.4%
2024 · €771k
2020: €405k
2021: €632k
2022: €731k
2023: €729k
2024: €771k
2020 → 2025
Net result
€11k
2024 · €-43k
2020: €104k
2021: €51k
2022: €24k
2023: €18k
2024: €-43k
2020 → 2025
Working capital
€25k▲ 35.0%
2024 · €18k
2020: €50k
2021: €91k
2022: €104k
2023: €64k
2024: €18k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€120k▲ 9.0%€109k▼ 9.6%€65k▼ 39.8%€77k▲ 17.5%
Operating result€63k-€69k▲ 9.9%€55k▼ 20.3%€-27k€47k
Net result€51k-€24k▼ 53.3%€18k▼ 22.2%€-43k€11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €47k after a loss of €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €653k
Fixed assets
€79k▼ 26.3%
Current assets
€574k▼ 13.6%
Equity and liabilities €653k
Equity
€77k▲ 17.5%
Debt
€576k▼ 18.4%
The debt ratio falls from 91.5% to 88.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €1k
Cash flow
€40k▲
2024 · €-15k
Solvency
11.8%▲
2024 · 8.5%
Current ratio
1.05▲
2024 · 1.03
Quick ratio
1.05▲
2024 · 1.03
Debt / equity
7.51▼
2024 · 10.81
ROE
14.9%▲
2024 · -66.1%
ROA
1.7%▲
2024 · -5.6%
Interest coverage
1.36▲
2024 · 0.02
Debt
€576k▼
2024 · €706k
Debt ≤ 1 year
€549k▼
2024 · €646k
Debt > 1 year
€27k▼
2024 · €61k
Income taxes
€212▼
2024 · €226
Staff costs
€152k▼
2024 · €155k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€771k€653k▼
Fixed assets21/28€107k€79k▼
Tangible fixed assets22/27€107k€79k▼
Furniture and vehicles24€107k€79k▼
Financial fixed assets28€500€500=
Current assets29/58€664k€574k▼
Amounts receivable within one year40/41€624k€506k▼
Trade receivables40€575k€480k▼
Other amounts receivable41€49k€26k▼
Cash at bank and in hand54/58€37k€57k▲
Deferred charges and accrued income490/1€3k€11k▲
Equity and liabilities
Total equity and liabilities10/49€771k€653k▼
Equity10/15€65k€77k▲
Contributions10/11€3k€3k=
Reserves13€62k€74k▲
Distributable reserves133€62k€74k▲
Amounts payable17/49€706k€576k▼
Amounts payable after more than one year17€61k€27k▼
Financial debts170/4€61k€27k▼
Amounts payable within one year42/48€646k€549k▼
Current portion of amounts payable after more than one year42€33k€33k=
Financial debts43€156k€156k=
Credit institutions430/8€6k€156k▲
Other loans439€150k-
Trade debts44€367k€306k▼
Suppliers440/4€367k€306k▼
Taxes, remuneration and social security45€5k€29k▲
Taxes450/3€1k€25k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€84k€25k▼
Income statement
Code20242025
Non-recurring operating income76A€13k€0▼
Remuneration, social security and pensions62€155k€152k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k=
Other operating charges640/8€6k€12k▲
Gross operating margin9900€161k€240k▲
Operating profit (loss)9901€-27k€47k▲
Financial income75/76B€30k€20k▼
Recurring financial income75€30k€20k▼
Financial charges65/66B€46k€55k▲
Recurring financial charges65€46k€55k▲
Profit (loss) for the period before taxes9903€-43k€12k▲
Income taxes67/77€226€212▼
Profit (loss) for the period9904€-43k€11k▲
Profit (loss) for the period to be appropriated9905€-43k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€11k▲
Transfer from equity791/2€43k€0▼
Transfer to equity691/2-€11k
To other reserves6921-€11k
Social balance
Average headcount (FTE)90873.03.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-43k ▼334%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €110k ▲50.4%
2 profitable years in a row build equity to €110k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ekselsebaan 93940 Hechtel-EkselGround area
614 m²
Building footprint
87 m²
Volume, LiDAR
347 m³
Parcel 72013A0149/00D002, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VERDIFLOOR
since 20202.298.365.015
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72013A0149/00D002 | Flanders | 614 m² | 1 · 87 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 189 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 189 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
254900OV8WGKKCYP8W59
Similar companies · same sector, comparable size
AZIE TEGELS
BE 0849.193.527
Antwerpen · Eq €77k
G & T
BE 0883.910.322
Wommelgem · Eq €76k
SMETS VLOEREN
BE 0448.577.686
Zaventem · Eq €76k
AFC DESIGN
BE 0688.806.995
Beringen · Eq €77k
ENGIN
BE 0847.975.978
Laakdal · Eq €77k
Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2020
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43310Plastering work
43350Other building finishing work
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.